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WeCare - HealthCheck Insurance Plan
Plan ahead for your health
"Prevention is better than cure". Staying healthy brings a promising life not only to you, but also to your family. Some illnesses do come about without any signs, however, they may be diagnosed during preventive check ups. As early treatment is good for recovery, the earlier the illnesses are identified and treated, the higher the chance of total recovery. Citibank understands your needs and is pleased to introduce you WeCare - HealthCheck Insurance Plan ("this Plan") underwritten by The Prudential Assurance Company Limited. This Plan offers a package of health check up and insurance protection to you and your family.
Act Now
For enquiries, please call our Insurance Hotline (852) 2860 0188.
Visit your nearest Citibank branch.
Benefits
  • Flexible plans to suit your needs
    This Plan offers comprehensive standard health check up plan, and let you select up to 7 Cancer Markers, Female Plan, Hepatitis B Tests and Helicobacter Pylori Test according to your needs. Once your application has been approved and issued, you may receive the health check up right after the 15 days waiting period.
  • Free Follow Up Tests on Abnormal Findings
    Should the results of some specific check up items reveal abnormal findings, don't worry! On the recommendations of our doctor, you shall be arranged with free in-depth follow up tests in order to ascertain the findings.
  • Doctor's Consultation (Applicable to Section I - Health Check Up under Standard Plan)
    Whether there are abnormalities in your check up result, we always believe you deserve to know more about your health status. Under this Plan, we would provide you an appointment with designated doctor for his/her professional advices on your check up results.
Table of Benefits
  • I. Health Check Up (See Note a)
  • Standard Plan
  • Section Description Abnormal Finding Suggests the Likelihood of FREE Follow Up Test for Abnormal Finding
    1. General Fitness Examination
    - Height & Weight
    - Body Mass Index    		 Obesity or Malnutrition N/A
    2. Haematological Tests
    - Complete Blood Count    		 Anaemia or Thalassaemia Complete Blood Count for
    two Direct Family Members (including Spouse
    & Children)
    if suspected of having
    for Thalassaemia
    3. Diabetes Screening
    - Glucose    		 Diabetes Mellitus N/A
    4. Cholesterol Screening
    - Total Cholesterol
    - HDL Cholesterol
    - LDL Cholesterol
    - Triglyceride    		 Stroke, Coronary Heart Diseases or Fatty Liver Disease N/A
    5. Renal Function Tests
    - Macro and Microl Urinalysis
    - Creatinine
    - Urea    		 Nephritis, Diabetes Mellitus or Renal Failure N/A
    6. Liver Function Test
    - SGPT
    - SGOT
    - Alkaline Phosphatase    		 Liver Failure or Cirrhosis N/A
    7. Gout Disease Screening
    - Uric Acid    		 Gout N/A
    8. Thyroid Gland Function Test
    - T4    		 Hypothyroidism N/A
    9. Cardiopulmonary Examination
    - Chest X-ray    		 Tuberculosis, Pneumonia, Lung Cancer or Heart Enlargement CT Thorax (low dose screening) if suspected of having Lung Cancer
    10. Cardiology Examination
    - Electrocardiogram with Computer Interpretation (ECG)    		 Coronary Heart Diseases Treadmill Test
    11. Faecal Test
    - Stool Test for Occult Blood    		 Colorectal Diseases N/A
    12. Report Interpretation and Advice by Registered Medical Practitioner N/A

 

  • Optional Plan
  • Section Description Abnormal Finding Suggests the Likelihood of FREE Follow Up Test for Abnormal Findin
    A. Cancer Marker Options
    Total PSA# Prostate Cancer Free PSA and/or TRUS Prostate
    Pap Smear (ThinPrep)* Cervical Cancer Pap Smear (ThinPrep)
    and/or Colposcopy
    and Biopsy
    Ultrasound of Breasts* Breast Cancer Mammogram
    CA72.4 Stomach Cancer OGD
    EBV IgA Nasopharyngeal Cancer MRI Nasopharynx and Neck
    AFP Liver Cancer Ultrasound of Liver, Gall Bladder and Biliary System
    CEA Colorectal Cancer Colonoscopy
     
    B. Female Plan*
    Pap Smear (ThinPrep) Cervical Cancer Pap Smear (ThinPrep)
    and/or Colposcopy
    and Biopsy
    Ultrasound of Breasts Breast Cancer Mammogram
    Ultrasound of Pelvis Ovarian Cancer N/A
     
    C. Hepatitis B Tests
    Hepatitis B Surface Antigen Hepatitis B Carrier

    N/A
    Hepatitis B Surface Antibody
     
    D. Helicobacter Pylori Test
    Helicobacter Pylori Breath Test Helicobacter Pylori N/A
    # For Male Only
    * For Female Only
  • II. Free Follow Up Tests for Abnormal Findings (See Note b)
  • We will arrange free follow up tests for the above if our doctor recommends you with further investigations to confirm the abnormal findings. The relevant expenses will be fully subsidized by The Prudential Assurance Company Limited.
  • III. Free Blood Tests to Direct Family Members for Thalassaemia (See Note b)
  • Should the check up reveals that you are suspected of having Thalassaemia trait, two of your Direct Family Members (including Spouse and Children) are entitled to a Complete Blood Count examination.
  • IV. Second Opinion Consultation Service for Abnormal Findings
  • Should there be any abnormal findings in your health check up and you have been diagnosed by the Registered Medical Practitioner as suffering from stroke, heart, diseases or cancer, you can seek professional and detailed second medical opinion. You will pay for it at a discount rate. This service is arranged by the Inter Partner Assistance Hong Kong Limited (I.P.A.).
Note a: All health check ups are to be carried out at Designated Medical Centres*
Note b: Under policy coverage of this Plan and its subsequent renewals, if any, every eligible Insured Person is entitled to each follow up test and Complete Blood Count examination to Direct Family Members only once.
Note c: The above table and their notes must be read in conjunction with the policy documents and the Certificate of Insurance issued to the Insured.
*The list of Designated Medical Centres is provided on Prudential Hong Kong website and will be updated from time to time.
Major Exclusions
General Exclusions
  • Any health check ups conducted during the waiting period.
Exclusions to Section II (Free Follow Up Tests for Abnormal Findings) and Section III (Free Blood Tests to Direct Family Members for Thalassaemia)
  • The Insured Person has already been advised of or diagnosed with abnormal findings in AFP, CEA, Total PSA, Pap Smear, CA72.4, EBV IgA, or in Complete Blood Count examination or in ECG, or in Chest X-ray test, or in Ultrasound of Breasts, prior to the first effective date of the policy.
^ For more details of the exclusions, please refer to the policy documents.
Table of Premium (Premiums are per person covered)
Coverage Premium
Standard Plan HK$1,155 per year
Optional Plan
A. Cancer Markers Options  
     Ultrasound of Breasts HK$790 per year
     Others HK$340 per item
B. Female Plan HK$2,030 per year
C. Hepatitis B Tests HK$255 per year
D. Helicobacter Pylori Breath Test HK$790 per year
It is applicable to Insured Person aged between 18-60 years old.
Still have questions?
Contact the Insurance Hotline at (852) 2860 0188, or visit your nearest Citibank branch.
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Important Notes
  • A waiting period of 15 days starting from the date The Prudential Assurance Company Limited receives the application is applicable.
  • In all circumstances, no refund of premium is allowed once the Insurance has been effected. Health check up shall be conducted within the period of insurance and after the waiting period. Failure to take the health check up within the period of insurance shall be considered as voluntary given up by the Insured. The Prudential Assurance Company Limited shall not be required to refund or compensate in any form whatsoever for any not taken health check up.
Disclaimer
  • The Prudential Assurance Company Limited assumes full responsibility for the information on WeCare – HealthCheck Insurance Plan provided ("this Plan") in this web page. The information of this web page is for reference only. For details, please refer to the Policy of this Plan for the exact terms and conditions.
  • The Prudential Assurance Company Limited is the insurance underwriter of this Plan and is solely responsible for all approvals, coverage and compensation of this Plan.
  • The Prudential Assurance Company Limited shall have the rights to alter the Table of Benefits (including the Table of Premium on pool basis), the terms and conditions of this Plan on the anniversary of the policy.
  • The Prudential Assurance Company Limited shall have the absolute discretion to determine whether to issue any insurance policy.
  • The Prudential Assurance Company Limited (incorporated and registered in England and Wales), Hong Kong Branch, is at 3/F, DCH Commercial Centre, 25 Westlands Road, Quarry Bay, Hong Kong.
  • This Plan is distributed by Citibank (Hong Kong) Limited.
  • Citibank (Hong Kong) Limited is acting as an insurance agent for The Prudential Assurance Company Limited and its role is limited to introducing this Plan only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the contract of insurance.
  • Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local governmental agency.
  • The Prudential Assurance Company Limited is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited, Citibank, N.A. or Citigroup Inc..
  • Citibank (Hong Kong) Limited being registered with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, acts as an appointed insurance agent for The Prudential Assurance Company Limited of this Plan.
  • In case of any discrepancy between the English and Chinese versions, the English version shall always prevail.
  • The above introduction of WeCare – HealthCheck Insurance Plan is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. The Prudential Assurance Company Limited, Hong Kong Branch and Citibank (Hong Kong) Limited, Citibank, N.A. or Citigroup Inc. or any of their affiliates or subsidiaries do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sales of the insurance products is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
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