The above information is for reference only and does not constitute any part of the contract. For full terms and conditions of "Citibank Travel Insurance Plan" ("this Plan"), please refer to the policy document itself. The promotion is applicable to this Plan only. Zurich Insurance Company Ltd is the insurance underwriter of this Plan and is solely responsible for all approvals, coverage and compensations of this Plan. Zurich Insurance Company Ltd is a company incorporated in Switzerland and its principal place of business in Hong Kong is at 24-27/F, One Island East, 18 Westlands Road, Island East, Hong Kong. Zurich Insurance Company Ltd is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. Citibank (Hong Kong) Limited being registered with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, acts as an appointed insurance agent for Zurich Insurance Company Ltd of this Plan. Citibank (Hong Kong) Limited is limited to introducing and distributing this Plan only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to this Plan. Unless otherwise specified, insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local government agency. Zurich Insurance Company Ltd reserves the final right of approval of this Plan. All matters and disputes related to this promotion will be subjected to the final decision of Citibank (Hong Kong) Limited and Zurich Insurance Company Ltd which reserve the right to amend relevant terms and conditions without prior notice. In the event of any discrepancy between the English and the Chinese versions of this page, the English version shall prevail. Zurich Insurance Company Ltd is the authorized insurer in Hong Kong and the webpage is not intended to solicit business outside Hong Kong.