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| Home>Loans & Mortgages>Mortgage>Prime-Based Mortgage |
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| Whether you are making a new home purchase, transferring a mortgage or are interested in cash out refinancing, a Prime-Based Mortgage from Citibank offers you favorable terms, a straightforward application process and a host of other benefits. |
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| Act Now |
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For enquiries, call our Mortgage Hotline at (852) 2962 8022#. |
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Visit your nearest Citibank branch |
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- Offer new home purchase, transfer Mortgage or cash out refinancing
- Various types of property are welcome, including Chinese tenements, single block properties, luxury homes and major estates up to 50 years old
- Cash earners and self-employed individuals are welcome to apply
- No handling or valuation fees
- Chance to receive an additional cash rebate when you drawdown your loan
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| To apply for a Prime-Based Mortgage, you will need to prepare the following: |
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| If applying in the name of an individual: |
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- HKID or passport of borrower and guarantor (if applicable)
- Temporary Sales Agreement (for new purchase)
- Latest repayment schedule or latest 3 months' mortgage repayment record (for refinance)
- Latest 3 months' payroll record shown on bank passbook or statement
- Latest tax demand note/ latest tax return / employment letter
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| If applying in the name of a shell company*: |
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- HKID or passport of personally guaranteed shareholder
- Temporary Sales Agreement (for new purchase)
- Latest repayment schedule or latest 3 months' mortgage repayment record (for refinance)
- Business Registration / Certificate of Incorporate
- List of Directors / Records documenting the transfer of shares
- Documents showing share distribution
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| *Applications in the name of a shell company are not accepted under Mortgage Insurance Program. |
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| The documents listed above are for reference only. Citibank has the right to request additional documents depending on the information provided by each application. Please contact Citibank for details. |
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| Still have questions? |
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| Contact our Application Hotline at (852) 2962 8022 # or visit your nearest Citibank branch. |
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| For your information |
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| #Mortgage hotlines service hours: Monday to Saturday 9:00am - 7:00pm |
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| Citibank (Hong Kong) Limited reserves the right to amend the terms and conditions of the above mortgage plan without prior notice. All matters and disputes will be subjected to the final decision of Citibank (Hong Kong) Limited. |
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