Citi Rewards Visa信用卡升級優惠已完滿結束!感謝參與!
升級獎賞額外15x積分
出卡簽賬賞上賞高達HK$1,300惠康現金券(305,000積分)
一出卡,再簽賬,一賞再賞!即日起至2019年1月31日,
透過特定網址成功申請Citi Rewards VISA,並於2019年6月30日前憑卡簽賬滿指定金額,
激賺高達HK$1,300惠康現金券 (305,000積分)!
一賞:迎新禮遇HK$600惠康現金券*(發卡後首兩個月內累積認可簽賬滿HK$10,000)+再賞:額外15X積分限時賞HK$700惠康現金券#(適用於2019年6月30日前之首HK$10,001 - HK$20,000認可簽賬);共享高達HK$1,300惠康現金券(305,000積分)!305,000積分包括迎新獎賞(135,000積分)、額外15X積分限時賞(150,000積分)及首HK$20,000簽賬賺取基本獎賞(20,000積分)。
一卡多重優惠-於本地超級市場、百貨公司及電訊公司簽賬1即享高達8X積分2,3;積分永久生效隨時兌換現金券、里數或抵銷簽賬;低至7折積分兌換禮券4
出卡簽賬賞上賞高達HK$1,300惠康現金券(305,000積分)

一出卡,再簽賬,一賞再賞!即日起至2019年1月31日,
透過特定網址成功申請Citi Rewards VISA,
並於2019年6月30日前憑卡簽賬滿指定金額,
激賺高達HK$1,300惠康現金券 (305,000積分)!

一賞:迎新禮遇HK$600惠康現金券*(發卡後首兩個月內累積認可簽賬滿HK$10,000)+再賞:額外15X積分限時賞HK$700惠康現金券#(適用於2019年6月30日前之首HK$10,001 - HK$20,000認可簽賬);共享高達HK$1,300惠康現金券(305,000積分)!305,000積分包括迎新獎賞(135,000積分)、額外15X積分限時賞(150,000積分)及首HK$20,000簽賬賺取基本獎賞(20,000積分)。
一卡多重優惠-於本地超級市場、百貨公司及電訊公司簽賬1即享高達8X積分2,3;積分永久生效隨時兌換現金券、里數或抵銷簽賬;低至7折積分兌換禮券4
借定唔借?還得到先好借!

備註:

  • 客戶必須以Citi Rewards信用卡(「認可信用卡」)於香港指定之商戶類別包括百貨公司、超級市場及電訊公司(「認可商戶類別」) 作有效簽賬(「認可簽賬」)。電訊類別簽賬包括指定電訊公司的交易及每月以自動轉賬繳交的電訊賬單,如流動電話、家居固網電話、寬頻及收費電視等費用。
  • 所有認可簽賬可獲5X積分,即每HK$1認可簽賬可獲5積分,包括於「Citi ThankYou Rewards」下所獲贈之基本1積分及額外4積分(「額外4X積分」)。每個認可信用卡賬戶於每個月結單周期內最多可獲50,000之額外4X積分。
  • 所有於基本卡客戶之生日月份(以交易日計算)內所作之認可簽賬可獲8X積分,即每HK$1認可簽賬可獲8積分,包括於「Citi ThankYou Rewards」下所獲贈之基本1積分、「5X積分」計劃下所獲贈之額外4X積分及「生日8X積分獎賞」計劃下所獲贈之額外3X積分(「額外3X積分」)。每個認可信用卡賬戶於每個月結單周期內最多可獲15,000 之額外3X積分。
  • 優惠須視乎供應情況而定,先到先得,換完即止。如有任何更改,將以換領時之優惠詳情為準。

*迎新獎賞只適用於現在不持有及由發出認可信用卡當日起計過去12個月內不曾持有任何由花旗銀行所發行之Citibank信用卡 (「新客戶」)。詳情請參閱迎新禮品條款及細則



  • Cardholders must make qualified transactions with a Citi Rewards Card ("Eligible Card") in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  • All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").The Extra 4X Points will be capped at 50,000 Points to each Eligible Card account per statement cycle.
  • All Qualified Transactions made during the Principal Cardholders' birthday month (based on transaction date) are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").The Extra 3X Points will be capped at 15,000 Points to each Eligible Card account per statement cycle.
  • The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.

*The Welcome Offers are only applicable to customers who currently do not hold and have not held any principal card of Citi Credit Card within the past 12 months from the date of issue of the Eligible Card ("New Customer"). For details, please refer to Welcome Offer Terms and Conditions.

條款及細則:

#Citi Rewards VISA 之限時額外獎賞條款及細則

  • 推廣期由2018年12月20日至2019年1月31日,包括首尾兩日(「推廣期」)。
  • 限時獎賞及迎新獎賞只適用於現在不持有及由發卡日起計過去12個月內不曾持有任何由花旗銀行所發行之Citi信用卡之客戶。迎新優惠詳情請瀏覽迎新禮品條款及細則
  • 客戶須於推廣期內透過特定網址 (https://www.citibank.com.hk/chinese/credit-cards/time-limited-offer/rewards-visa.html),於2019年1月31日 或之前成功遞交申請花旗銀行(香港)有限公司(「花旗銀行」)發行之Citi Rewards VISA信用卡  (「認可信用卡」),並於2019年2月28日或之前獲得成功批核方可獲取迎新獎賞及限時獎賞(「獎賞」)。(「合資格參加者」)。獎賞為兩部分:迎新獎賞(見第2條: 迎新禮品條款及細則)及限時獎賞-額外15X積分獎賞(見第3.1至3.3條)。
    • 合資格參加者於2018年12月17日至2019年6月30日憑認可信用卡,累積認可簽賬由HK$10,001至HK$20,000可獲額外15X積分(額外15X積分)。此額外15X積分不包括於「Citi ThankYou Rewards」、「5X積分」及「生日8X積分獎賞」下所獲贈之積分。
    • 額外15X積分將於2019年8月31日前存入認可信用卡賬戶內,而每個認可信用卡賬戶於2018年12月17日至2019年6月30日內最多可獲150,000之額外15X積分。
    • 於同一認可信用卡賬戶,基本卡及附屬卡客戶之認可簽賬及其所獲之積分將合併計算。認可簽賬並不包括所有未誌賬/取消/退款/偽造/未經花旗銀行許可之簽賬、現金透支、銀行費用、信用卡結餘轉賬金額、折現計劃、「Quick Cash」套現分期計劃、繳付稅務局之稅項、賭場交易、網上繳款、透過快速支付系統 (「轉數快」)進行之交易及於交易時涉及外幣匯率折算為港幣之「動態貨幣兌換交易」。
  • 花旗銀行保留修改所有有關條款及細則之權利而毋須另行通知。
  • 其他條款及細則適用,詳情請參閱迎新禮品條款及細則條款及細則
  • 如有爭議,一切以花旗銀行之決定為最終裁決。
  • 如中英文條款有所差異,一概以英文版本為準。

Citi Rewards 信用卡
一般條款及細則:

  • 除特別註明外,此計劃只適用於由花旗銀行 (香港) 有限公司 (「花旗銀行」) 所發行之Citi Rewards信用卡(「認可信用卡」)之基本卡及附屬卡客戶(「客戶」) 。當簽賬系統不能處理個別信用卡類別時,商戶可能會不接受有關認可信用卡,詳情請向有關商戶查詢。
  • 如客戶取消/撤回用作計算有關以下計劃的任何簽賬,花旗銀行保留權利於客戶之認可信用卡賬戶內直接扣除有關計劃下所給予之優惠之等值面額而毋須另行通知。
  • 認可信用卡賬戶必須仍然有效及信用狀況良好,方有資格獲得有關優惠。任何交易如有舞弊/濫用成分,花旗銀行保留權利於客戶之認可信用卡賬戶內直接扣除有關計劃下所給予優惠之等值面額,取消客戶獲得有關優惠之有效資格,及/或暫停認可信用卡賬戶以作出調查而毋須另行通知。
  • 優惠須受貨品或服務供應、賬戶審查及批核、依花旗銀行及有關商戶之最終決定權而定。
  • 花旗銀行不負責一切有關貨品或服務之事宜。任何有關貨品或服務之責任,一概由有關商戶負責。
  • 花旗銀行及有關商戶保留隨時修改此條款及細則之權利而毋須另行通知。
  • 如有任何爭議,花旗銀行及有關商戶保留最終決定權。
  • 如中英文條款有所差異,一概以英文版本為準。

累積及兌換積分之條款及細則

  • 憑Citi Rewards信用卡簽賬每HK$1(或其外幣之等值)即可獲1積分。憑CitiRewards銀聯信用卡以港元賬戶簽賬每HK$1(或其外幣之等值)或以人民幣賬戶簽賬CNY1即可獲1積分;花旗銀行保留權利在任何時間並無需預先通知持卡人修改

    (a)   頒發積分與
    (b)   所需入賬於客戶認可信用卡/認可卡信用証之指定金額的比例。

  • CitiRewards銀聯信用卡所獲得之積分將全部列入客戶之港元賬戶內。
  • 除特別註明外,同一認可信用卡之基本卡及附屬卡客戶獲得之所有積分將全部列入基本卡客戶之賬戶內。
  • 除特別註明外,積分換領只適用於基本卡客戶。
  • 不可獲得積分的賬項包括但不限於現金透支、銀行費用、信用卡結餘轉賬金額、折現計劃、「Quick Cash」套現分期計劃、繳付稅務局之稅項、賭場交易、網上繳款、透過快速支付系統 (「轉數快」)進行之交易、動態貨幣兌換交易,以及未誌賬/已取消/已退款之交易。
  • 以人民幣為單位之Citibank信用卡不可獲得積分的中國內地賬項包括但不限於:物業﹑汽車﹑批發﹑機票﹑燃油﹑超級市場﹑醫院﹑學校及其他由花旗銀行不時指定的賬項。
  • 花旗銀行有權隨時更改上述第5及6項不可獲得積分之簽賬項目,並保留最後之裁決權。
  • Citi Rewards信用卡之積分不設期限。
  • 如客戶/會員之月結單上有任何取消或退款之交易,有關之積分將從戶口中扣除。
  • 所有有關積分之優惠,須受Citi ThankYou Rewards之條款及細則約束。詳情請瀏覽
    https://www.citirewards.com/cms/sites/globalrewards-hk-zho/terms-and-conditions.page。

「5X積分」及「生日8X積分獎賞」計劃之一般條款及細則:

  • 客戶必須以認可信用卡於香港指定之商戶類別包括百貨公司、超級市場及電訊公司(「認可商戶類別」) 作有效簽賬(「認可簽賬」),方可享有此優惠。電訊類別簽賬包括指定電訊公司的交易及每月以自動轉賬繳交的電訊賬單,如流動電話、家居固網電話、寬頻及收費電視等費用。
  • 認可商戶類別之定義,以Visa、Mastercard國際組織及銀聯國際的定義及商戶的收單行設定為準。於同一認可信用卡賬戶,基本卡及附屬卡客戶認可簽賬所獲之積分將合併計算。認可簽賬並不包括所有未誌賬/取消/退款/偽造/未經花旗銀行許可之簽賬/動態貨幣兌換交易及海外簽賬(包括中國內地及澳門)/免息分期簽賬。

「5X積分」計劃之條款及細則:

  • 「5X積分」計劃由即日起生效(以交易日計算),直至另行通知。
  • 所有認可商戶類別之簽賬可獲5X積分,即每HK$1認可簽賬可獲5積分,包括於「Citi ThankYou Rewards」下所獲贈之基本1積分及額外4積分(「額外4X積分」)。
  • 額外4X積分將於交易誌賬後翌日存入認可信用卡賬戶內,而每個認可信用卡賬戶於每個月結單周期內最多可獲50,000之額外4X積分。

「生日8X積分獎賞」計劃之條款及細則:

  • 「生日8X積分獎賞」計劃由2016年1月1日起生效,直至另行通知;並適用於基本卡客戶之生日月份(以交易日計算)。
  • 所有認可簽賬可獲8X積分,即每HK$1認可簽賬可獲8積分,包括於「Citi ThankYou Rewards」下所獲贈之基本1積分、「5X積分」計劃下所獲贈之額外4X積分及「生日8X積分獎賞」計劃下所獲贈之額外3X積分(「額外3X積分」)。
  • 額外3X積分將於交易誌賬後翌日存入認可信用卡賬戶內,而每個認可信用卡賬戶於每個月結單周期內最多可獲15,000 之額外3X積分。

「禮券換領折扣優惠」計劃之條款及細則:

  • 此推廣由2016年1月1日起生效,直至另行通知(以換領申請日計算)。
  • 客戶須於網上憑認可信用卡登入Citi ThankYou Rewards,並於認可信用卡戶口內扣除所需積分,方可獲享折扣優惠換領指定禮券(「優惠」)。
  • 優惠須視乎供應情況而定,先到先得,換完即止。如有任何更改,將以換領時之優惠詳情為準。
  • 所有禮券之使用將根據有關商戶所列之條款及細則。
  • 圖片、產品資料及價錢只供參考。


Terms & Conditions of Time Limited Offer for Citi Rewards VISA:

  • The promotion period is valid from December 20, 2018 to January 31, 2019, both dates inclusive (“Promotion Period”).
  • Time limited offer and Welcome offer (“Offers”) are only applicable to customers who currently do not hold and have not held any principal card of Citibank Credit Card and within the past 12 months from the date of issue of the Eligible Card ("New Customer"). For details, please refer to Welcome Offer Terms and Conditions. 
  • Customers must submit the application on or before January 31, 2019 and successfully apply for a principal card of Citi Rewards VISA (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) during the Promotion Period through the dedicated Citibank website (https://www.citibank.com.hk/chinese/credit-cards/time-limited-offer/rewards-visa.html), and have their Eligible Card successfully approved by February 28, 2019 (“Eligible Participants”). Offers are composed of two parts: welcome offer (see clause 2: Welcome Offer Terms and Conditions) & Time Limited Offer extra 15X points from eligible transaction (See clause 3.1 to 3.3).
    • Eligible Participants will be entitled to extra 15X points upon making eligible spending from  HK$10,001 to HK$20,000 with an Eligible Card in Hong Kong from December 17, 2018 to  June 30, 2019 (“Extra 15X points”). This extra 15X points is in addition to the points rewarded under the Citi ThankYou Rewards, “5X Points” Program and "8X Birthday Bonus Points" Program.
    • The Extra 15X Points from Qualified Transactions will be credited to the Eligible Card account by August 31, 2019, and capped at 150,000 Points to each Eligible Card account from December 17, 2018 to June 30, 2019.
    • Qualified Transactions made by principal and supplementary Cardholder(s) of the same Eligible Card account are counted collectively in calculating the Points. Qualified Transactions do not include any unposted / cancelled / refunded / falsified / unauthorized transactions, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Quick Cash Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, transactions through Faster Payment System (FPS) Service or“Dynamic Currency Conversion transactions”, i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction. Qualified Transactions shall be determined at the sole and absolute discretion of Citibank.
  • Citibank reserves the right to amend these and relevant terms and conditions at any time without prior notice.
  • Other terms and conditions apply, for details please refer to Welcome Offer Terms and Conditions & Terms & Conditions.
  • All matters and disputes will be subject to the final decision of Citibank.
  • In the case of discrepancy between the English and the Chinese versions of these terms and conditions, the English version shall prevail.

Citi Rewards Card
General Terms and Conditions:

  • Unless otherwise specified, these programs apply to principal and supplementary cardholders ("Cardholders") of Citi Rewards Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"). The respective merchants may reject an Eligible Card if their payment system cannot handle some of the Eligible Card types. Please contact the respective merchants for details.
  • If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
  • Cardholders must maintain valid Eligible Card accounts with good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to be entitled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
  • Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
  • Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
  • Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
  • All matters and disputes are subject to the final decision of Citibank and the respective merchants.
  • In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Terms and Conditions for Points Accumulations and Redemption

  • Cardholders of Citi Rewards Card will be awarded 1 Point per HK$1(or equivalent foreign currency) charged. Cardholders of Citi Rewards UnionPay Card will be awarded 1 Point per HK$1 (or equivalent foreign currency) charged in the HKD account or CNY1 charged in the CNY account. Citibank reserve the right to change at any time and without prior notice the ratio between

    (a)   Point(s) to be awarded; and
    (b)   the specified amount charged to the Eligible Card account.

  • For Citi Rewards UnionPay Card, all Points are accumulated under the HKD Account.
  • Unless otherwise specified, all Points earned by the principal and supplementary Cardholders of the same Eligible Card will be accumulated under the principal Cardholder's account.
  • Unless otherwise specified, only principal Cardholders are eligible for Points redemption.
  • Invalid transactions not eligible for Points include, but are not limited to, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Quick Cash Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, transactions through Faster Payment System (FPS) Service, dynamic currency conversion transactions, or unposted /cancelled /refunded transactions.
  • For Citibank Credit Card accounts denominated in CNY, invalid transactions incurred in Mainland China (excluding Hong Kong and Macau) not eligible for Points include, but are not limited to, properties, automobile, wholesales, air tickets, fuel, supermarkets, hospitals and schools, and other charges designated by Citibank from time to time.
  • Citibank may add to, or remove from, the list of invalid transactions as stated in Clauses 5 and 6 above from time to time at its discretion. The decision of Citibank as to what constitutes an invalid transaction shall be final and conclusive.
  • Points earned on Citi Rewards Card are evergreen.
  • Should any transaction in the monthly statement be cancelled or refunded for whatever reason, the Points earned in respect to those transactions will be deducted or cancelled.
  • Citi ThankYou Rewards Teerms and Conditions apply for all Points related offers. Please visit 
    https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page

General Terms and Conditions for the "5X Points" Program and the "8X Birthday Bonus Points" Program:

  • To enjoy the offers, Cardholders must make qualified transactions with an Eligible Card in the designated merchant categories, which are Department Stores, Supermarkets and Telecom Providers in Hong Kong ("Designated Merchant Categories") ("Qualified Transactions"). Telecommunications spending stands for transactions at designated Telecommunications companies and monthly autopay of your telecommunications bill payments such as mobile service, household fixed line, internet service and pay TV.
  • Designated Merchant Categories are subject to the definition of Visa, Mastercard International and UnionPay International's Merchant Data Standards and the settings of the acquiring bank. Qualified Transactions made by principal and supplementary Cardholder(s) of the same Eligible Card account are counted collectively in calculating the Points. Qualified Transactions do not include any unposted / cancelled / refunded / falsified / unauthorized transactions / dynamic currency conversion transactions or transactions made overseas, including Mainland China and Macau/ Interest-free Installment Plan. Qualified Transactions shall be determined at the sole and absolute discretion of Citibank.

Terms and Conditions for the "5X Points" Program:

  • The "5X Points" Program is valid from now until further notice (based on the transaction date).
  • All Qualified Transactions are entitled to 5X Points for which 5 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards and the extra 4 Points ("the Extra 4X Points").
  • The Extra 4X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 50,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for the "8X Birthday Bonus Points" Program:

  • The "8X Birthday Bonus Points" Program is valid from January 1, 2016 until further notice during the Principal Cardholders' birthday month (based on transaction date).
  • All Qualified Transactions made are entitled to 8X Points for which 8 Points will be rewarded for every HK$1 charged, which include the basic spending reward of 1 Point rewarded under the Citi ThankYou Rewards, the extra 4 Points rewarded under the "5X Points" Program and the extra 3 Points rewarded under "8X Birthday Bonus Points" Program ("the Extra 3X Points").
  • The Extra 3X Points will be credited to the Eligible Card account a day after the transaction is posted, and capped at 15,000 Points to each Eligible Card account per statement cycle.

Terms and Conditions for "Discounts on Coupon Redemption Rate" Program:

  • The "Discounts on Coupon Redemption Rate" Program is valid from January 1, 2016 until further notice (based on redemption date).
  • In order to enjoy the privileged redemption rates of designated coupons ("Offers"), Cardholders shall redeem the coupons online by logging onto the Citi ThankYou Rewards with the Eligible Card and required Points shall be deducted from the Eligible Card account(s).
  • The Offers are available on a first-come-first-served basis while stock lasts. Any changes of the Offers will be subject to the availability of coupons at the time of redemption.
  • The use of the coupons is subject to the terms and conditions stipulated by the respective merchants.
  • Photos, product specifications and prices are for reference only.