Find your ideal Citi Credit card
Enjoy travel perks, cash rebates, bonus points and lifestyle rewards.
Limited-Time Offer
The Peninsula Hong Kong Cake
E-Voucher
Citi Credit Card New Customer must submit the application via this URL and successfully apply.
Citi Plus® credit card and Citi Rewards UnionPay Card applicants are not eligible for this promotion.
Compare Citi credit cards
Travel
Annual fee applies
Citi Prestige Card
HK$4
= 12 Points (1 Mile) for Overseas
Spending
HK$6
= 12 Points (1 Mile) for Local
Spending
30%
Extra Annual Relationship Points
Welcome Offer:
Up to 720,000 Points (equivalent to 60,000 Miles) and HK$1,200 Cash Rebate and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Complimentary 4th night at hotels worldwide
- Unlimited access to 1,500+ global airport lounges
- Complimentary travel insurance and other insurances
- 24/7 Citi Prestige Concierge
Travel
1st Year Annual Fee Waived
Citi PremierMiles Card
As low as HK$3
= 1 Mile (12 points) Overseas and Online
Foreign Currency
Spending
12
Lounge Visits
Welcome Offer:
240,000 points (equivalent to 20,000 Miles) and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Earn Miles on overseas and online foreign-currency spending.
- Enjoy free travel insurance on eligible purchases
- Redeem Miles or hotel stays with points
Cashback
1st Year Annual Fee Waived
Citi Cash Back Card
2%
Cash Rebate on Dining
2%
Cash Rebate on Hotel
2%
Cash Rebate on Overseas Spend
Welcome Offer:
HK$1,200 Cash Rebate and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Enjoy 1% Cash Rebate on other local spending
- Auto rebate with no cap all year round
- Enjoy higher rebates on dining, hotel and overseas spending
Rewards
1st Year Annual Fee Waived
Citi Rewards Card
3%
Points Rebate on Shopping &
Entertainment
1%
Points Rebate on Local Mobile
Payments
Welcome Offer:
HK$1,200 Cash Rebate and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Earn Points on your everyday purchases.
- Offset transactions with Points or redeem them for cash rebates.
- Transfer Points to participating travel loyalty programmes.
Rewards
1st Year Annual Fee Waived
Citi Rewards UnionPay Card
3%
Points Rebate on Shopping &
Entertainment
One Card Dual Currency
0% Foreign Currency Transaction Fee
Welcome Offer:
HK$1,200 Cash Rebate
- Earn Points on your everyday purchases.
- Offset transactions or redeem Points for cash rebates.
- Transfer Points to participating travel loyalty programmes.
Cashback
1st Year Annual Fee Waived
Citi Octopus Platinum Card
15%
Rebate on Designated Transportation
5%
Rebates on Designated Driving & Cross-Border Travel
HK$1
Octopus Cash Rebate / HK$200 Spend
Welcome Offer:
HK$1,800 Cash Rebate and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Earn rebates on MTR, buses, minibuses, ferries, trams and taxis.
- Enjoy rebates on tunnel tolls, parking, EV charging and cross-border coach and ferry.
- Built-in Octopus function with automatic HK$500 AAVS reload.
Rewards
1st Year Annual Fee Waived
Citi HKTVmall Card
5%
Instant Discount at HKTVmall Every Thursday
5X Points
Every Monday on eligible transactions outside
HKTVmall.
Welcome Offer:
HK$1,000 Cash Rebate and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Enjoy 5% instant discount every Thursday at HKTVmall, with additional discounts on selected products.
- Earn 5X Points every Monday on eligible transactions outside HKTVmall.
- Use PayLite, FlexiBill and Quick Cash for greater payment flexibility.
Rewards
No Annual Fee
Citi The Club Credit Card
4%
Clubpoints Rebate
1%
Unlimited Rebate
Welcome Offer:
10,000 Clubpoints (equivalent to HK$2,000 in value), The Club Platinum Membership and The Peninsula Hong Kong Cake E-Voucher (HK$538 in value)
- Priority Booking for upcoming Events and Concerts
- Smart Protection
- Travel Insurance Benefits
- Benefit in Data Roaming Day Passes with trip booked through Club Travel
Rewards
No Annual Fee
Citi PLUS Credit Card
3X Points
for online shopping
3X Points
for fitness memberships
Welcome Offer:
HK$800 Cash Rebate
- Boost bonus interest rate
- Enjoy up to 3X Points for online shopping and fitness memberships
- As low as HK$1 = 1 point for all spending
See which card and perks suit you best
Review a card suite designed around how you use credit, from practical needs to benefits that add more to selected moments.
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| Application | Apply now | Apply now | Apply now |
Refer friends to Citi Credit Cards and earn up to HK$7,500 Cash Rebate upon successful referrals+
Your friend also enjoys a fabulous welcome offer of up to 720,000 Points and HK$1,200 Cash Rebate! +Terms and Conditions apply.
Refer nowFlexible ways to use Citi points
Make your rewards feel more flexible by using points in ways that fit different spending and redemption moments.
Cash rebate
Redeem Citi Points for cash rebate or statement credit on eligible transactions.
View rewards
Pay with points
Use Citi Points to offset eligible purchases across participating merchants and partners.
Pay with points
Points conversion
Convert Citi Points into rewards with participating travel and lifestyle loyalty programmes.
Convert pointsGet more from your credit card
Enjoy more ways to save, pay and manage your everyday spending.
Citi World Privileges
Enjoy exclusive deals, discounts and privileges when you use your Citi Card locally and worldwide.
Know more
Citi PayAll
The smart way to pay! Settle your daily big expenses — like rent, tuition, insurance, taxes and more — all while earning credit card rewards!
Know more
Credit Card Loan Services
Get quick and flexible financing solutions to help manage your bigger expenses
Know more
Secure Online & Recurring Payments
Make your online and recurring payments with ease, convenience and peace of mind
Know more
Merchant Instalment Plan
Turn eligible purchases into manageable monthly payments and enjoy greater flexibility with your spending.
Know moreFAQs
Get clear answers on how credit cards work, how card benefits differ and what to consider before you apply or use one.
A credit card is a card that you can use to borrow money for purchasing goods and services. When you use credit from the credit limit, you have to repay it to the provider after getting your monthly bill.
With a credit card, you can earn cash rebates, rewards points, frequent flyer miles, insurance, and much more with financial freedom to purchase whatever you want.
As there are various types of Citi credit cards, the application process for each might be different. You can check out the credit cards on our website and click on Apply Now for the one that suits your needs. During the application process, we may also ask you to provide personal information such as copy of HKID proof, income proof for etc.
Annual fee waiver terms vary by Citi Credit Card. Some cards offer a first-year annual fee waiver, while others may have no annual fee. For eligible cards, the waiver may depend on the applicable offer or card terms. Check the specific card’s fees, waiver conditions and current promotions before applying.
You can pay your Citi Credit Card through several channels, including account transfer, FPS, PPS, JETCO ATM payment, cash or cheque deposit via eligible Citibank ATMs, FlexiAutopay and electronic cheque. Make sure your payment reaches Citi by the due date shown on your statement to avoid late payment consequences.
A credit report records your borrowing and repayment history with credit providers. A credit score is a numerical assessment based on information in your credit report. Citi may access your credit report when assessing a credit card application or other credit facilities, subject to applicable requirements and your consent.
Income requirements vary by Citi Credit Card. For example, several Citi cards currently list a minimum annual income of HK$120,000, while the Citi Prestige Card lists HK$600,000. Some cards have different eligibility criteria. Check the specific card page for the latest income, age, residency and documentation requirements before applying.
To borrow or not to borrow? Borrow only if you can repay!
Important notice
Effective from September 1, 2015, "Citibank Credit Cards" will be collectively named as "Citi® Credit Cards". We will be updating our website, system and corresponding documents accordingly. The change will not affect the benefits and services you are enjoying with your Credit Cards.