ABOUT OFFSHORE BANKING

About Offshore Banking.

About Offshore Banking.

Regardless of where you may be, Citibank® Offshore Banking offers global wealth management services, giving you access to financial opportunities in Hong Kong.

About Offshore Banking

Expand your investment borders. If you are based outside Hong Kong but would like to take advantage of this city’s offshore wealth management opportunities, open an account with Citibank® Offshore Banking and invest globally from Asia’s biggest financial center.

More Opportunities

Opening an offshore bank account can give you access to international investment opportunities and services that are tailored to your global needs.



Wealth Protection

Safeguard your wealth in a secure and highly regulated market like Hong Kong. Protect your wealth now and for the future.



Convenience

If you live in two or more countries, you could consider diversifying your wealth around the world. With Citibank® Offshore Banking, you can have access to your money in 13 major currencies.

Who We Serve

The international clients we serve are:

  • Domiciled outside Hong Kong
  • In need of offshore financial planning, wealth management, and global transaction services
  • Interested in Hong Kong’s unique financial benefits and opportunities, such as its proximity to China, open economy and depth of financial services

Our Advantage
Our Network
  • For more information, please call our 24-hour CitiPhone Banking (852) 2860 0226(852) 2860 0226.

Terms and Conditions:Terms and Conditions:

Global Banking Services:

  • All services provided under Global Banking Services are subject to availability and local regulatory restrictions and Citibank (Hong Kong) Limited does not guarantee the availability of any of these services in any market Citibank operates in. Citibank reserves the right to change Global Banking Services product offerings without prior notice to clients. Global Banking Services are applicable to designated regions only. Some regions are exempted from providing part of the services and some services are only applicable to Citigold Private Client and Citigold clients. Please refer to the Terms and Conditions of Global Banking Services stated below.

  • Overseas ATMs:

  • Applicable to overseas cash withdrawal from Citibank and non-Citibank ATMs by clients of Citibank (Hong Kong) Limited. Waiver limited to handling charge incurred by Citibank (Hong Kong) Limited. For transactions effected in currencies other than Hong Kong dollars, the amount withdrawn will be converted into Hong Kong dollars at the prevailing exchange rate plus a conversion spread as determined by the Bank on the conversion day and debited from your account together with any charges that may be imposed by the respective ATM network provider (if any).

  • Other Remarks:

    • A monthly service fee of HK$400 will apply to all International Personal Banking Citi Priority and Citibanking clients, irrespective of the clients’ “Average Daily Combined Balance”. International Personal Banking clients are defined as clients whose correspondence address is not a Hong Kong address in our records.
    • For International Personal Banking Citigold clients, if the "Average Daily Combined Balance" falls below HK$1,000,000 for 3 months, a monthly service fee of HK$500 applies.
    • The "Average Daily Combined Balance" is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of days in the month. Selected insurance products mean insurance policy(ies) with saving element or investment-linked insurance. For insurance policy(ies) with saving element, accumulated paid premium means total premium paid minus value of outstanding policy loan. For investment-linked insurance policy(ies) accumulated paid premium means total premium paid minus value of fund sold. For the fees of individual service, please refer to the latest service fee guide.

    Important Notice:

    • You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant investment products offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investment products denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile.
    • Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Investors may experience a loss when they convert foreign currency back to their home currency. Investors should therefore carefully consider whether such trading is suitable for them in light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. Citibank or any of its associates will benefit from the origination and distribution of the in-house product.
    • The risk of loss in foreign exchange margin trading can be substantial. Investors may sustain losses in excess of their original margin funds. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, their position may be liquidated. Investors will remain liable for any resulting deficit in their account. Investors may therefore wish to seek independent advice before making a commitment to enter into foreign exchange margin trading. In the event that investors choose not to seek independent advice, they should carefully consider whether such trading is suitable in the light for their own investment objectives, financial position and risk profile. Investors should also carefully read the relevant Terms and Conditions.
    • This webpage is for information purpose only and does not constitute any offer or solicitation or advice to buy or sell any security. Investments are not bank deposits and are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local governmental or insurance agency, and involve risks, including the possible loss of the principal amount invested. Share prices may go down as well as up. Investment products are not available for U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.
    • The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English and Chinese versions.