CHECKING & SAVINGS ACCOUNT

Open account and earn up to HK$5,000 cash rebate

Bank Account from Citibank Hong Kong.

Citibank offers a range of savings and checking (current) accounts that enable you to easily accumulate capital and manage your finances.

 

Enquiry and Application Hotline: (852) 2860 0234(852) 2860 0234.

Apply online to enjoy an extra offer of
up to HK$200 shopping coupon

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WELCOME OFFERS

New Funds Offer

  New Funds (HKD or equivalent) Cash Rebate (HK$)
Citigold® ≥ $4,000,000 $5,000
≥ $1,500,000 $3,000
Citi Priority® ≥ $1,000,000 $2,000
≥ $500,000 $1,000
Savings

Earn daily compound interest and enjoy a host of other services designed to help you manage your money flexibly.

Benefits

  • Hong Kong Dollar, US Dollar and Renminbi Statement Savings for your selection
  • Earn daily compound interest rates on your savings account
  • Detailed monthly consolidated statement for you to keep track of your financial activities and balances
  • The account can be accessed through Citigold® Online/Citibank® Online and 24-Hour CitiPhone Banking
Checking

Citibank® offers you both HKD and USD checking accounts to accommodate your financial needs. What's more, you can also enjoy No-Bounced-Check protection!

Benefits

  • Available for HKD or USD
  • No-Bounced-Check Protection facility
  • Detailed monthly consolidated statement
  • Free access to accounts via CitiCard
  • The account can be accessed through Citigold® Online/ Citibank® Online and 24-Hour CitiPhone Banking

More about "No-Bounced-Check Protection"

Citibank® offers you No-Bounced-Check protection from check returns in case of insufficient funds in your checking account.

  • Applicable to Hong Kong Dollar Checking Account only
  • Up to HK$5,000 protection for Citibanking® customers with average daily combined balance of HK$30,000 or above
  • Up to HK$20,000 for Citigold® customers
CheckLink Savings

At Citibank®, we understand there are times when you need to issue checks directly. That's why we offer the CheckLink Savings Account, which allows you to easily manage your everyday banking transactions and earn deposit interest at the same time.

Benefits

  • Earn interest with your checking account

    The interest-bearing Citibank® CheckLink Savings Account is a class above conventional current accounts.

  • Make swift and hassle-free payments

    Make payments by check anytime and save yourself the hassles of settling by cash.

  • Issue checks more easily

    Checks will be automatically drawn from your Citibank® CheckLink Savings Account to help prevent bounced checks and penalty charges.

More about "No-Bounced-Check Protection"

Citibank® offers you No-Bounced-Check protection from check returns in case of insufficient funds in your checking account.

  • Applicable to Hong Kong Dollar Checking Account only
  • Up to HK$5,000 protection for Citibanking® customers with average daily combined balance of HK$30,000 or above
  • Up to HK$20,000 for Citigold® customers
  • Exclusive year-round privileges via Citibank Online and Citi Mobile.
  • Time Deposit Offer. Deposit funds to enjoy preferential interest rates

Important Notice:Important Notice:

Products might only be applicable to limited jurisdictions.
  • A minimum amount of HK$10,000 is required to establish a MaxiSavings account.
  • MaxiSavings consists of MaxiSavings - TD ("Non-fixed Deposit") and MaxiSavings - Checking ("Checking") accounts.
  • Non-fixed Deposit is a time deposit which allows partial withdrawal before maturity day. All partial withdrawal before maturity day must be done via Checking account in HK$1,000 or its multiples. If customer holds more than one Non-fixed Deposit, we will select the one with the least interest loss per withdrawal unit for customer's withdrawal.
  • The interest of partial withdrawn amount will be calculated at Pre-Termination Interest Rate from the day of the funds are deposited into the Non-fixed Deposit account until the day before withdrawal. It will be credited to Checking account on the next business day after withdrawal.
  • The final balance under Non-fixed Deposit on maturity day will earn the Contract Interest Rate.
  • The interest rate for any remaining balance in the Checking account after withdrawal is the same as that for normal Checking account.
  • If the remaining balance of Non-fixed Deposit is less than HK$1,000 after withdrawal, this balance will also be transferred to Checking account automatically.
  • Only Non-fixed Deposit and Checking accounts with the same account holder can be linked to enjoy withdrawal facility through the Checking account. One Checking account can be linked to one or several Non-fixed Deposit with different tenor in one account with the same currency. However, any such linked MaxiSavings CANNOT be charged or otherwise used as security for another banking product.
  • Upon maturity, Non-fixed Deposit will be disposed to designated account or rolled over based on customer instruction where the interest rate is determined at the time of transaction day.
  • The MaxiSavings account opening will normally be completed within 5 business days from receipt of application. Interest will be calculated from the day the funds are available in the Non-fixed Deposit account upon the day of successful check clearance or fund transfer.
  • If the MaxiSavings account is terminated before the maturity day, an account closure fee of HK$500 will apply.
  • This offer cannot be used in conjunctions with other offers.
  • Bank draft or personal check which is drawn on overseas will not be accepted.
  • The Terms and Conditions of MaxiSavings shall be in addition and supplementary to and not in substitution or in derogation of the Terms and Conditions for Accounts and Services and all other Terms and Conditions applicable to the customer from time to time. In case of any inconsistency between the Terms and Conditions of MaxiSavings and the Terms and Conditions for Accounts and Services, the Terms and Conditions herein contained shall prevail. Citibank (Hong Kong) Limited reserves the right to amend the Terms and Conditions without prior notice. All matters or disputes will be subject to the final decision of Citibank (Hong Kong) Limited. Products might only be applicable to limited jurisdictions.
  • If there is any inconsistency between the English version and the Chinese version, the English version shall prevail.
  • New Funds Offer:
    To be entitled to relevant offers, new client is required to join Citigold Private Client / Citigold / Citi Priority during the Promotion Period and fulfill the following requirements:
    •  New clients must bring in the required new funds specified below within the first 2 calendar months from account opening (including the month of account opening and the month following):
    Banking Services New funds (HK$) Cash rebate (HK$)
    Citigold Private Client HK$8,000,000 HK$10,000
    Citigold HK$4,000,000 HK$5,000
    Citigold HK$1,500,000 HK$3,000
    Citi Priority HK$1,000,000 HK$2,000
    Citi Priority HK$500,000 HK$1,000

    •  Clients are required to maintain the new funds according to the hold fund period specified below and sign the fund maintenance agreement and the cash rebate will be credited to clients’ banking account as follows:
    Account Opening Date Hold Fund Period (until) Cash rebate will be credited on or before
    January 1 to 31, 2017 May 31, 2017 June 30, 2017
    February 1 to 28, 2017 June 30, 2017 July 31, 2017
    March 1 to 31, 2017 July 31, 2017 August 31, 2017

    •  New clients must enroll in the e-Statement Service at the time of account opening.
    •  New clients can enjoy HK$200/HK$100 in shopping coupons upon successful opening of a Citigold/Citi Priority account through online appointment. The offer is subject to the terms and conditions printed on the coupon.