Citi Plus is a new mobile banking experience that makes managing your money fun! We’ll help you level up your money and your life with easy-to-follow personal finance tips.
New Funds Offers1
Fund in to enjoy up to HK$600 Cash Rebate
Amount (HK$) Cash Rebate (HK$)
≥ HK$500,000 600
≥ HK$200,000 300
Apply Citi Plus® Credit card to earn
HK$1,000  DON DON DONKI Gift Vouchers
"Team Up Rewards" registration has ended on 30 April, 2021, you can check your team sizes here.
(terms and conditions)
Learn at your own pace with a series of simple, easy-to-follow financial pointers
  • Wealth Smart: Your financial literacy guide designed by experts, with bite-size contents to help you approach investments with greater confidence
  • Wealth Digest: We bring you personalized, easy-to-follow pointers to help you along with your investment decisions
  • Money Goal (coming soon): Whatever your goals in life may be, buying a new car or starting a family, Money Goal will be your personal goal tracking tool to help track progress towards them
Earn up to 1.8% p.a. interest on savings by completing simple missions
It’s easy to earn more with Citi Interest Booster. Begin with 0.3% p.a.2 base interest and complete simple missions, such as “maintain balance”, “fund-in”, “spend” and “investment & currency exchange” with your Citi Plus Cards to boost your interest rate up to 1.8% p.a.2. Track your progress anytime on the Citi Mobile App!

More on Interest Booster >>
Start investing with as little as HK$1
Flexi Wealth lets you start investing3 with as little as HK$1. Buy and sell at your convenience with no transaction or monthly service fees.

Invest using our suggested mutual fund portfolios for as little as HK$100, less than the cost of a happy hour drink. An array of mutual funds are offered primarily from Aberdeen Standard Investments, Allianz Global Investors and Franklin Templeton.

Trade stocks on the Hong Kong & China Connect - Shanghai and Shenzhen markets right from the app.

Guide to Citi Plus Investment Services & account opening
Shop the world, enjoy more rewards and pay less in fees
Using your Citi Plus Credit Card and Debit Mastercard to shop, dine and play in town or around the globe. You’ll also boost your interest rate by 0.3% p.a.2 when using either Citi Plus card!

Exclusive in Hong Kong! Citi Plus Credit Card is dedicated for Citi Plus Account Holder, which allows you to earn Points and Interest simultaneously! Simply earn Points by spending with this Credit Card, and complete Citi Interest Booster’s missions to earn Bonus Interest Rate of 0.3% p.a.2! Your credit card spending can now integrate with your Saving Account, and enjoy 3X Points4 for online shopping and fitness memberships! You can also enjoy Welcome Offer of HK$800 gift when applying for Citi Plus Credit Card! If you are not a Citi Plus Account Holder yet, remember to select and apply for Citi Plus Credit Card too when filling in the online form. Just few clicks and it is completed, act now!

Enjoy up to 1% cashback5 on all your spending with your Citi Plus Debit Mastercard. Activate the Citibank Global Wallet for fee-free6 international shopping and ATM withdrawals. Exchange foreign currencies at your preferred rates for even better deals at checkout.
One app to do it all!
Why wait in line when you can bank anytime, anywhere.
Your everyday banking needs, like fund transfers and foreign currency exchange, are at your fingertips with the Citi Mobile® App. Need help? Connect with customer support promptly with in-app messaging. Click here to discover more about the Citi Mobile App.

Our branches will be able to support you on mortgages, personal loans, insurance and other designated services. Click here for details.
Payment & Transfer
Quick account updates
Open a Citi Plus account to level up your money and your life!
*Notes about account opening and address proof
Citi Plus offers banking and investment services. During this application, you will open a Citi Interest Booster account and a Currency Manager account (collectively, “banking accounts”).

Address proof is required to open an investment account. You will be asked to provide address proof during this application in order to shorten the processing time when you open an investment account at a later date. At that time, you can simply go to the ‘Wealth’ tab to open an investment account in a few steps.

If you do not need investment services and therefore do not wish to upload your address proof, you can consider opening another type of account with us. To open another type of account, please visit one of our branches.
Tips for photographing your HKID
Try to avoid direct light sources
Try to avoid direct light sources
Especially overhead lighting
Place your HKID on your laptop keyboard and let the screen provide lighting. Position your phone directly above your HKID.
DO NOT place your HKID on the table with your phone over the card. This can cause glare!
Align with the white frame
Keep your HKID within the white frame.
Ensure camera focus
Tap on the area within the write frame to focus on your HKID.
Adjust angle of your phone
When asked to take different angles of your HKID, keep your HKID within the white frame and slightly adjust your phone to fit the angle.
Customer guidance on completing a CRS Self-Certification Form for Individuals
Please visit for guidance on completing a CRS self-Certification From for Individuals
Important Notes on Mutual Funds
Mutual funds providers and the corresponding mutual fund options that shall be made available to Citi Plus customers for consideration will be fewer and more limited when compared to those made available to customers of other banking types in Citi, or when compared to the other banking type(s) with Citi (as the case may be). Citi may additionally receive periodic payments from mutual funds provider(s) that it has selected as the primary providers for the limited offering to Citi Plus customers but which payments are not related to nor dependent upon the sale or transactions in the mutual funds of that provider.
Citi Plus customers will not be able to subscribe to mutual funds that are not issued by the selected primary providers or otherwise made available to Citi Plus customers. “Transfer-in” and/or selling of existing mutual funds that are not issued by the selected primary providers or otherwise made available to Citi Plus customers may be allowed but new subscriptions will not be allowed. This does not affect any existing mutual funds regular saving plans held by a customer prior to becoming a Citi Plus customer. The actual number of mutual fund providers and fund options may vary from time to time subject to the Bank’s sole discretion.
The above mentioned arrangement(s) do not constitute recommendation by Citi on the mutual fund provider(s) and/or the mutual fund options.
To borrow or not to borrow?
Borrow only if you can repay!

^The information we ask for relating to your employment may be above local regulatory requirements but is required to fulfill our Global program obligations in allowing us to have a more adequate understanding of our customers.


  1. All offers are not applicable to existing banking clients of Citibank (Hong Kong) Limited and / or Citibank, N. A. (Citibank, N.A., organized under the laws of U.S.A. with limited liability) (“the Bank”) and clients who had a banking relationship with the Bank in the last 12 months.
  2. When you fulfill the requirements of all the missions and combine the bonus interest rates with your base interest rate, you will earn a total interest rate of 1.8% p.a. Terms and Conditions for Citi Interest Booster apply, please visit: click here.
  3. You can enjoy the investment services by opening the investment accounts via the app on the ‘Wealth’ tab.
  4. Terms and Conditions for Citi Plus Credit Card - Points Accumulations and Redemption & "Purchase Protection Insurance", please visit: click here.
  5. You can enjoy 1% cashback from Citi Plus Debit Mastercard in the first 6 months, and 0.5% afterwards.
  6. Citi does not charge for overseas Citi or Mastercard network ATM withdrawals. If a customer withdraws cash at overseas Mastercard network ATM, a surcharge may be levied by the overseas ATM operator.

Important Disclaimer:

You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information purposes only and is not intended to constitute any offer or solicitation or advice to buy or sell any security. Investments are not bank deposits and are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., organized under the laws of U.S.A. with limited liability, Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency, and involve risks, including the possible loss of the principal amount invested. Share prices may go down as well as up. Investment products are not available for U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Terms and Conditions:

  • Terms and Conditions of Welcome Offers, please visit: click here.
  • Terms and Conditions for Accounts and Services, please visit: click here.
  • Policy Statement relating to the Personal Data (Privacy) Ordinance, please visit: click here.
  • Terms and Conditions for Citi Interest Booster, please visit: click here.
  • Terms and Conditions for Investment Product, please visit: click here.
  • Credit Card Agreement, please visit: click here.

Fees & Charges:

  • Citi Credit Card Key Fact Sheet and Fees schedule, please visit: click here.
  • Fee and charges for Banking / Mortgage services, please visit: click here.

Show moreShow less
Open a Citi Plus account to level up your money and your life!
Apply Now