CITI PRIORITY

Citi Priority enables you to manage your wealth at your palm
Open account to enjoy up to HK$3,000 rewards

Citi Priority enables you to manage your wealth at your palm
Open account to enjoy up to HK$3,000 rewards

Citi Priority - Personal Banking Services Citi Priority - Personal Banking Services

Experience a streamlined banking service that will meet your present wants and take care of your future needs.

  • Open stock trading account to access the latest Thomson Reuters professional stock analysis

    Open stock trading account to access the latest Thomson Reuters professional stock analysis

    And enjoy "up to a
    lifetime fee waiver on HK stock purchases"

  • Groundbreaking On-The-Go FX trading experience

    Groundbreaking On-The-Go FX trading experience

    Open your account now to enjoy 50% off trading spread of any FX trading

    Complete FX trading online to enjoy extra HK$100 coupon

  • Open stock trading account to access the latest Thomson Reuters professional stock analysis

    Open stock trading account to access the latest Thomson Reuters professional stock analysis

    And enjoy "up to a lifetime fee waiver on HK Stock purchases"

  • Groundbreaking On-The-Go FX trading experience

    Groundbreaking On-The-Go FX trading experience

    Open your account now to enjoy 50% off trading spread of any FX trading

    Complete FX trading online to enjoy extra HK$100 coupon

  • Call Citi Priority Enquiry and Application Hotline at
    (852) 2860 0256.
  • Apply online to enjoy an extra offer of
    HK$200 shopping coupon
    APPLY NOW
  • Apply online to enjoy an extra offer of HK$200 shopping coupon
  • Call Citi Priority Enquiry and Application Hotline at
    (852) 2860 0256
    .
Welcome Offers

Open account offers:

Open a Citi Priority account to enjoy the following privilege:

New Funds Offer up to HK$2,000 + Investment Balance Offer HK$1,000

New Funds Offer:

New funds amount (HKD or equivalent) Cash Rebate (HK$)
≥ $1,000,000 $2,000
≥ $500,000 $1,000

Investment Balance Offer:

Enjoy additional HK$1,000 cash rebate, by completing the Investment Risk Profiling in online banking, and maintaining a product balance of HK$100,000 (or equivalent) or above for Securities and/or Foreign Currency Deposit.

Designated Product Balance (HK$) Cash Rebate (HK$)
≥ $100,000 $1,000

New Funds Offer:

New funds amount (HKD or equivalent) Cash Rebate (HK$)
≥ $1,000,000 $2,000
≥ $500,000 $1,000

Investment Balance Offer:

Enjoy additional HK$1,000 cash rebate, by completing the Investment Risk Profiling in online banking, and maintaining a product balance of HK$100,000 (or equivalent) or above for Securities and/or Foreign Currency Deposit.

Designated Product Balance (HK$) Cash Rebate (HK$)
≥ $100,000 $1,000

More fabulous offers await you:

Stock Offer

Stock Offer

Offer
Unlimited HK stock buy fee waiver for payroll account clients
No minimum brokerage and permanent waiver for custodian fee
Transfer in HK/US/SH stock to earn up to HK3,000 cash coupon rewards
Transfer in HK stock to further enjoy a 4% p.a. bonus HKD savings rate for 2 months
Payroll Account Offer — Up to HK$1,200 Cash Rebate

Payroll Account Offer — Up to HK$1,200 Cash Rebate

Monthly Salary (HK$) Cash Rebate (HK$)
≥80,000 $1,200
≥50,000 $1,000
≥30,000 $800
Bonus Offer — Maintain Funds for 1 Year to earn up to HK$800Cash Rebate

Bonus Offer — Maintain Funds for 1 Year to earn up to HK$800Cash Rebate

Maintaining Funds Amount
(HKD or equivalent)
Cash Rebate (HK$)
≥ $1,000,000 $800
≥ $500,000 $300
Other Rewards

Other Rewards

Offer
New mortgage clients who successfully join Citi Priority can enjoy HK$2,000 additional cash rebate

Bonus x2 Lucky Draw:

Bonus x2 Lucky Draw

New Citi Priority clients are entitled to the Bonus x2 Lucky Draw upon opening Payroll Account. Get a chance to win your salary bonus amount and double your bonus!

Stock Offer

Payroll Account Offer — Up to HK$1,200 Cash Rebate

Payroll Account Offer — Up to HK$1,200 Cash Rebate

Tax Season Loan APR as low as 1.50%

Bonus Offer — Maintain Funds for 1 Year to earn up to HK$800 Cash Rebate

Other Rewards

Other Rewards

Bonus x2 Lucky Draw:

Bonus x2 Lucky Draw

New Citi Priority clients are entitled to the Bonus x2 Lucky Drawupon opening Payroll Account. Get a chance to win your salary bonus amount and double your bonus!

Banking Privileges
Thomson Reuters professional stock analysis

Thomson Reuters professional stock analysis

World Class Market Insights

Thomson Reuters stock analysis and report allow you to obtain investment ideas efficiently

Thomson Reuters Broker Rating

Thomson Reuters Broker Rating

Thomson Reuters Stock Average Score Trend

Stock Average Score Trend

Thomson Reuters Stock Reference Target Price

Stock Reference Target Price

All-in-one Platform

Stay tuned to the latest market info and trade instantly in Citibank Online / Citi Mobile®

Open your account now to enjoy
"up to a lifetime fee waiver on HK stock purchases"

On-The-Go FX trading platform

On-The-Go FX trading platform

Capture FX investment opportunity

FX Order Watching Service let you setup FX orders anytime while we will keep a close eye for you and conduct trading when the pre-set criteria are reached.

Real time FX Rate

Watchlist provides Live Streaming FX rate for you to keep a close eye on movements of your favorite currencies to make more responsive and precise moves.

Open your account now to enjoy 50% off trading spread of any FX trading
Complete FX trading online to enjoy extra HK$100 coupon

Thomson Reuters professional stock analysis

Thomson Reuters professional stock analysis

World Class Market Insights

Thomson Reuters stock analysis and report allow you to obtain investment ideas efficiently

Thomson Reuters Broker Rating

Thomson Reuters Broker Rating

Thomson Reuters Stock Average Score Trend

Stock Average Score Trend

Thomson Reuters Stock Reference Target Price

Stock Reference Target Price

All-in-one Platform

Stay tuned to the latest market info and trade instantly in Citibank Online / Citi Mobile®

Open your account now to enjoy "up to a lifetime fee waiver on HK stock purchases"

On-The-Go FX trading platform

On-The-Go FX trading platform

Capture FX investment opportunity

FX Order Watching Service let you setup FX orders anytime while we will keep a close eye for you and conduct trading when the pre-set criteria are reached.

Real time FX Rate

Watchlist provides Live Streaming FX rate for you to keep a close eye on movements of your favorite currencies to make more responsive and precise moves.

Open your account now to enjoy 50% off trading spread of any FX trading Complete FX trading online to enjoy extra HK$100 coupon

  • Citi Mobile® the No.1 Stock Trading Platform* A New Era to Stock Trading
  • Member-Get-Member Program

Remarks:Remarks:

  • Free online telegraphic & local inter-bank funds transfer services are only applicable to Citi Priority clients who sign up for remittance transactions via Citibank Online Banking or Citibank Mobile.
  • The offer is only applicable to newly set up Time Deposits via Online or Mobile Banking. For details, please visit citibank.hk/clicknjoy or contact our branch staff.
  • Only applicable to Citigold Private Clients®, Citigold® services clients, Citi Priority clients and Citibanking® Citi At Work payroll clients who conduct HK securities transactions via Internet or Mobile Securities Service.
  • The brokerage fee waiver for Hong Kong stock buy trades is applicable to clients who open a Hong Kong stock account during September 1, 2015 - March 31, 2017, and deposit their monthly payroll in a Citibank payroll account every month. For details, please refer to the promotion leaflet or contact our branch staff.
  • To be eligible for a year of monthly service fees wavier, Citi Priority Payroll clients must bring in new funds of HK$200,000 or above with a monthly salary of HK$50,000 or above.
    • The continuous HK stock buy fee waiver offer is only applicable to holders of a “Step-Up Interest Account”, and is subject to the terms and conditions. Please visit citibank.com.hk/stock for more details.
    • No minimum brokerage offer is only applicable to Citigold Private Clients, Citigold services clients, Citi Priority clients and Citibanking Citi At Work payroll clients who conduct HK securities transactions via Internet or Mobile Securities Service.
    • "Stock Transfer-in for HK$3,000 Cash Coupon Rewards" offer: The promotion is valid from January 1 – March 31, 2016 ("Promotion Period"), both dates inclusive. Clients must successfully transfer in HK/ US/ SH / SZ stock at a branch or via the "Stock Transfer" function on Citibank Online during the Promotion Period, to be eligible for the cash coupon rewards. Cash coupon rewards amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period, according to the table below:
    • Total stock net value (HK$) Cash coupon rewards amount (HK$)
      $50,000 - <$500,000 $200
      $500,000 - <$1,000,000 $500
      $1,000,000 - <$3,000,000 $1,000
      $3,000,000 or above $3,000

      The Total Stock Net Value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares. If a stock is involves foreign currency, an exchange rate of USD1 = HKD7.8/RMB1 = HKD1.2 will be used for its stock value calculation. The stock transfer activities in a joint name account will be considered in the Total Stock Net Value calculation for the primary account holder. Each client can only enjoy the offer once during the promotion period. Cash coupons will be sent to eligible clients within 6 months upon the end of the Promotion Period. Clients should maintain a valid and same HK securities account from the time the stock transfer-in is performed to the time the cash coupons are received.
    • “Stock Transfer-in for 4% p.a. Bonus Savings Rate” offer: 1. The offer is valid from January 1 to March 31, 2016 ("Promotion Period"), both dates inclusive. 2. Only a successful HK stock transfer-in within the Promotion Period will be eligible for the offer. Shanghai-Hong Kong Stock Connect A-shares and U.S. stock related transactions are not eligible for the offer. 3. Clients must successfully transfer in stock at a branch or via the “Stock Transfer” function on Citibank Online during the Promotion Period, to be eligible for receiving a 4% p.a. bonus savings rate (“Bonus Interest”) on the client’s HK dollar settlement account linked to the HK securities account in the next two months upon a successful stock transfer-in. The Bonus Interest will be calculated on the average balance of the respective HK dollar settlement account in each month. The average account balance is calculated by dividing the sum of the daily account balance by the number of calendar days of the respective month (“Average Daily Balance”). 4. The Eligible Deposit Amount for the Bonus Interest each month will be capped at the total stock transfer-in value net of the stock transfer-out value (“Eligible Deposit Amount”). The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares. The Eligible Deposit Amount for each month will be capped at HK$20,000,000. 5. The total of the Bonus Interest entitled during the Promotion Period will be credited to the respective HK dollar settlement account within 6 months upon the end of the Promotion Period. Clients should maintain a valid and same HK securities account and HK dollar settlement account from the time the stock transfer-in is performed to the time the Bonus Interest is credited. If only a US Dollar/ Renminbi (RMB) settlement account is linked to the securities account, the Bonus Interest will be credited to that account. An exchange rate of USD1 = HKD7.8/RMB1 = HKD1.2 will be used for all calculations. 6. A stock transfer-in instruction may be cancelled and classified as unsuccessful after 10 business days (from the submission date) if Citibank does not receive the transfer-out instruction from the Financial Institutions from which the stock is transferred. An unsuccessful stock transfer-in is not eligible for the Offer.

Terms & Conditions:Terms & Conditions:

General Terms & Conditions:

  • All offers are not applicable to U.S. persons, except deposit interest rate.
  • Welcome offers including New funds offer, Payroll account offer, Investment Balance Offer, The continuous HK stock buy fee waiver offer and Credit card welcome offer are not applicable to Citibank staff.
  • Unless otherwise specified, all offers are not eligible for overseas clients (with an overseas correspondence address).
  • For joint accounts, only one offer will be given to the Primary Account Holder.
  • The Bank reserves the right to claim for the refund of the gift should the new account be closed/downgraded within 6 months from the date of account opening, or the new client’s “Average Daily Combined Balance” falls below the minimum balance requirement within 6 months from the date of account opening. The gift value will be debited from the client’s account at the time of account closure or downgrade, or 1 month from the first day the account balance falls below the required level whichever is earlier.
  • If the new client closes all of his/her accounts within 6 months from his/her account opening date, an account closure fee of HK$500 (or equivalent) will be charged.
  • The Bank reserves the right to amend the above Terms and Conditions from time to time and is entitled at any time without any liability in any manner whatsoever to alter the program without prior notice. Should there be any dispute, the Bank’s decision will be final.
  • Welcome Offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  • The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English and the Chinese versions.

Terms & Conditions of Welcome Offers:

  1. Unless otherwise specified, the Promotion Period is valid from January 1 to March 31, 2017, inclusive of both dates (“Promotion Period”).
  2. All welcome offers are not applicable to existing banking clients of the Bank and clients who had a banking relationship with the Bank in the last 12 months.
  3. Citigold is exclusive for clients who maintain the “Average Daily Combined Balance” of HK$1,500,000 or above, otherwise we reserve the right to convert his/her Citigold account to a Citi Priority or Citibanking account. Should the “Average Daily Combined Balance” fall below HK$1,000,000 for 3 consecutive months, a monthly service fee of HK$300 will be charged (the monthly service fee for International Personal Banking clients is HK$500 or equivalent). For the fees of individual services, please refer to the latest service fee guide.
  4. The minimum requirement for Citi Priority account opening is HK$500,000. Citi Priority clients need to maintain the “Average Daily Combined Balance” of HK$500,000 or above, and will be eligible for monthly service fee waiver. Should the “Average Daily Combined Balance” fall below the minimum balance requirement for 3 consecutive months, a monthly service fee of HK$120 will be charged. For the fees of individual services, please refer to the latest service fee guide. A year of monthly service fees (12 months from the account opening date) will be waived for Citi Priority payroll clients with new funds of HK$200,000 or above and a salary of HK$50,000 or above. During the service fee waiver period, clients are required to deposit their salary of HK$50,000 or above every month, otherwise the Bank reserves the right to claim for a refund of the monthly service fee. A monthly service fee of HK$400 will apply to all International Personal Banking Citi Priority clients, irrespective of the clients’ “Average Daily Combined Balance”.
  5. Citibanking clients who maintain an Average Daily Combined Balance of HK$10,000 or above (or equivalent) for the previous month will enjoy a waiver of HK$60 (or equivalent) monthly service fee. Service charges for certain products apply. A monthly service fee of HK$400 will apply to all International Personal Banking Citibanking clients, irrespective of the clients’ “Average Daily Combined Balance”.
  6. The “Average Daily Combined Balance” is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of calendar days in the month. Selected insurance products mean insurance policy(ies) with savings element or investment-linked insurance.
  7. New Funds Offer:
    To be entitled to relevant offers, new client is required to join Citigold Private Client / Citigold / Citi Priority during the Promotion Period and fulfill the following requirements:
    • New clients must bring in the required new funds specified below within the first 2 calendar months from account opening (including the month of account opening and the month following):
      Banking Services New funds (HK$) Cash rebate (HK$)
      Citigold Private Client HK$8,000,000 HK$10,000
      Citigold HK$4,000,000 HK$5,000
      Citigold HK$1,500,000 HK$3,000
      Citi Priority HK$1,000,000 HK$2,000
      Citi Priority HK$500,000 HK$1,000
    • Clients are required to maintain the new funds according to the hold fund period specified below and sign the fund maintenance agreement and the cash rebate will be credited to clients’ banking account as follows:
      Account Opening Date Hold Fund Period (until) Cash rebate will be credited on or before
      January 1 to 31, 2017 May 31, 2017 June 30, 2017
      February 1 to 28, 2017 June 30, 2017 July 31, 2017
      March 1 to 31, 2017 July 31, 2017 August 31, 2017
    • New clients must enroll in the e-Statement Service at the time of account opening.
    • New clients can enjoy HK$200/HK$100 in shopping coupons upon successful opening of a Citigold/Citi Priority account through online appointment. The offer is subject to the terms and conditions printed on the coupon.
    • New funds exclude transfer of funds within the Bank. Transfer-in Mutual Funds/Bonds/Securities (Hong Kong, US or A shares via Hong Kong Shanghai Connect) will be counted as New Funds. Only Mutual Funds/ Bond offered by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. will be accepted. The transfer-in process may take at least 2 to 3 months.
  8. Payroll Account Offer:
    • Citigold Private Client
      To be eligible for Payroll Account Offer, new clients must:
      • Successfully open a Citigold Private Client account and a Step-Up Interest Account; and
      • Start depositing monthly salary (payroll) of HK$30,000 or above into the Step-Up Interest Account for 12 consecutive months via the autopayroll service or standing instructions within the first 3 calendar months from account opening (including the month of account opening and the 2 months following); and
      • Fulfill the requirements stated in the Citigold Private Client New Funds Offer.
      • Payroll Account Offer for Citigold Private Client will be credited to each eligible client’s account within 6 calendar months from the account opening date.
    • Citigold
      To be eligible for Payroll Account Offer, new clients must:
      • Successfully open a Citigold account and a Step-Up Interest Account; and
      • Start depositing monthly salary (payroll) of HK$30,000 or above into the Step-Up Interest Account for 12 consecutive months via the autopayroll service or standing instructions within the first 3 calendar months from account opening (including the month of account opening and the 2 months following); and
      • Fulfill the requirements stated in the Citigold New Funds Offer.
    • Citi Priority
      To be eligible for Payroll Account Offer, new clients must:
      • Successfully open a Citi Priority account and a Step-Up Interest Account; and
      • Start depositing monthly salary (payroll) of HK$30,000 or above into the Step-Up Interest Account for 12 consecutive months via the autopayroll service or standing instructions within the first 3 calendar months from account opening (including the month of account opening and the 2 months following);
        Clients with income of HK$30,000 to HK$49,999 must bring in new funds of HK$500,000 within the first 2 calendar months from account opening (including the month of account opening and the month following) and maintain HK$500,000 or above for 3 months (consecutive 90 days from the date of fund-in) and sign the fund maintenance agreement;
        Clients with income of HK$50,000 or above must bring in new funds of HK$200,000 within the first 2 calendar months from account opening (including the month of account opening and the month following) and maintain HK$200,000 or above for 3 months (consecutive 90 days from the date of fund-in) and sign the fund maintenance agreement; and
      • Choose the new Citibank ATM Card with VISA payment function and make at least one purchase via the Visa network within the first 3 months after account opening (including the month of account opening); and
      • Enroll in the e-Statement Service at the time of account opening.
    • The Bank reserves the right to reclaim the full cash value of the gift if the consecutive monthly payroll deposit is halted at any time in the first year after account opening.
  9. Investment Balance Offer:
    • Citigold Private Client/Citigold
      To be eligible for Investment Balance Offer, new client is required to fulfill the following requirements on the last day of the 5th month of account opening:
      • Fulfilled the requirements stated in the New Funds Offer; and
      • Maintained an aggregate amount of Designated Product Balance at HK$1,000,000 ( or equivalent) or above (applicable to Citigold Private Client) or HK$300,000 (or equivalent) or above (applicable to Citigold) at the Bank:
        Designated Product Balance to be calculated under the Reward at the last day of the 5th month of account opening
        Mutual Funds - Total amount of Mutual Fund holdings in minus the total amount of Mutual Funds redeemed and transferred out.
        - Mutual Funds must be distributed by the Bank and authorized by the Securities and Futures Commission.
        Bonds - Total amount of Bond holdings in minus the total amount of Bonds redeemed and transferred out.
        - Not applicable to all retail Bond IPOs.
        Structured Products - Total amount of Structured Products holdings minus the total amount of Structured Products early called/matured/sell back.
    • Citi Priority
      To be eligible for Investment Balance Offer, new client is required to fulfill the following requirements on the last day of the 5th month of account opening:
      • Fulfilled the requirements stated in the New Funds Offer; and
      • Completed the online Investment Risk Profiling; and
      • Maintained an aggregate amount of Designated Product Balance at HK$100,000 ( or equivalent) or above at the Bank:
        Designated Product Balance to be calculated under the Reward at the last day of the 5th month of account opening
        Securities - Total stock value as of the closing stock price at the 5th month of account opening which is based on the multiple of the closing stock price on the last trading day at the 5th month of account opening and number of shares.
        - If a stock involves foreign currency, an exchange rate of USD1=HKD7.8/ RMB1=HKD1.2 will be used for its stock value calculation.
        Foreign Currency Deposits - Total deposit holdings (excluding HKD).
      • Investment Balance Offer will be credited to each eligible client’s account together with the New Funds Offer as follow:
        Account Opening Date Designated Product Balance to be calculated on Cash rebate will be credited on or before
        January 1 to 31, 2017 May 31, 2017 June 30, 2017
        February 1 to 28, 2017 June 30, 2017 July 31, 2017
        March 1 to 31, 2017 July 31, 2017 August 31, 2017
      • Unless otherwise specified, the exchange rate of foreign currency will be calculated according to the Bank’s system record.
      • Only clients with valid accounts and in good standing during the entire promotional period and at the time of fulfillment will be eligible for the reward. If the account status changes, the Bank reserves the right to terminate the offer to the eligible clients, without prior notice.
  10. Bonus Offer:
    • To be entitled to relevant offers, new clients must:
      • Successfully joined Citigold Private Client / Citigold / Citi Priority during the Promotion Period
      • Fulfill Citigold Private Client / Citigold / Citi Priority new funds offer requirements
      • Maintain New Funds Offer requirement until the 12th month from account opening date
      • Bonus offer will be credited to client’s banking account on the 13th month from account opening date.
  11. Terms and Conditions for "Up to a lifetime fee waiver on stock purchases" Program:

    • The "Up to a lifetime fee waiver on stock purchases" Program (the "Program") is only applicable to clients who do not have a Step-up Interest Account ("Non-payroll Clients") with Citibank (Hong Kong) Limited (the "Bank"). Non-payroll Clients have to open a new securities account ("New Clients") from January 1, 2017 to March 31, 2017 (the "Promotion Period") and must not have cancelled or held any sole or joint securities account with the Bank within the past 12 months, in order to enjoy the Program.
    • New Clients can enjoy brokerage fee waiver for all buy trades of Hong Kong stocks (the "Brokerage Fee Waiver") carried out via our Dedicated Trading Hotline, Citibank Online or Citibank Mobile Securities Services (where applicable) from the date of account opening if the below requirements are fulfilled:
      1. New Clients must have at least one Eligible Transaction* within the first 3 calendar months of securities account opening. E.g. New Client, who opens a securities account within January 2017, is required to conduct at least one buy or sell trade of Hong Kong stocks on or before March 31, 2017, in order to continue enjoying the Brokerage Fee Waiver in April 2017, the 4th calendar month of securities account opening (the "4th month"). Brokerage fee for all buy trades of Hong Kong stocks within the first 3 calendar months of securities account opening will be waived.
      2. Starting from the 4th month, the Brokerage Fee Waiver will continue if New Clients perform at least one Eligible Transaction in each calendar month thereafter. If New Clients do not conduct any Eligible Transaction in any month starting from the 4th month, the Brokerage Fee Waiver will be terminated starting from the following month and cannot be resumed.
        * Eligible Transaction refers to Hong Kong stock buy or sell transactions only. Buy and sell transactions of stock in other markets, stock transfer-in and transfer-out, Initial Public Offering, Stock Regular Savings Plan related transactions, are not considered as eligible transactions in the Program.
    • New Clients are required to pay the regular brokerage fees at the time of trading. Each brokerage fee collected for every buy trade completed during the Promotion Period or within the first 3 calendar months of the securities account opening will be refunded to clients’ settlement account linked to the securities account within 6 months from the date of the relevant transaction. New Clients should maintain a valid securities account and settlement account at the time when the refund is made.
    • The Program cannot be enjoyed together with the "Payroll for continuous stock fee waiver" Program.
    • The Program is not eligible to clients who are the employees of the Bank or Citibank N.A. or its subsidiaries during the Promotion Period or at the time the brokerage refund is made.
      Illustration: A New Client who opens a securities account on January 20, 2017, hence, January 2017 will be the 1st calendar month.
        Turnover in the month (HK$)
      Month Transaction month Brokerage Fee Waiver for Buy Trades BUY SELL Other transactions
      Condition 1: New Clients must have at least 1 Eligible Transactions* within the first 3 calendar months of securities account opening to enjoy the Brokerage Fee Waiver in the 4th month
      1st January 2017 Yes - - Stock transfer-in HK$500,000
      2nd February 2017 HK stock HK$700,000
      Refund brokerage fee = HK$1,400
      HK stock HK$100,000 -
      3rd March 2017 - - -
      Condition 2: Starting from the 4th month, New Clients must have at least 1 Eligible Transactions* in each calendar month to continue the Brokerage Fee Waiver in the following month.
      4th April 2017 Yes
      (As there were more than 1 Eligible Transactions made in the first 3 months)
      - HK stock HK$200,000 -
      5th May 2017 Yes
      (As there was 1 Eligible Transaction in the previous month)
      HK stock HK$500,000
      Refund brokerage fee = HK$100
      HK stock HK$50,000 IPO Application HK$10,000
      6th June 2017 Yes
      (As there were more than 1 Eligible Transactions in the previous month)
      - - -
      7th July 2017 Brokerage Fee Waiver is terminated
      (As there was no Eligible Transaction in the previous month)
      - - -
    • ▵ Assuming the brokerage fee is 0.2% of the trading turnover; cells highlighted in grey indicate Eligible Transaction in the Program.
      * Eligible Transaction refers to Hong Kong stock buy or sell transactions only. Shanghai- Hong Kong Stock Connect A-shares/U.S. stock buy and sell transactions, stock transfer-in and transfer-out, Initial Public Offering, Stock Regular Savings Plan related transactions, are not considered as eligible transactions in the Program.
      # If there is no Eligible Transaction, as stated above, within the first 3 calendar months of securities account opening, then the "Up to a lifetime fee waiver on stock purchases" program will be terminated in the 4th month and cannot be resumed. And if there is no Eligible Transaction in any month starting from the 4th calendar month, the Program will be terminated and cannot be resumed in the next month.

Terms & Conditions of Clients Referral Offer:

  1. The Promotion Period is valid from January 1 to March 31, 2017, inclusive of both dates (“Promotion Period”).
  2. Unless otherwise specified, all offers are not eligible for overseas clients (with an overseas correspondence address) and Citibank staff.
  3. The referrer must be existing banking client of The Bank while referee(s) (new client) apply for banking account.
  4. The referral offer is not applicable if referee (new client) had any banking relationship within the past 12 months or is an existing client of Citibank banking services.
  5. To be eligible for the referral offer, referrer must successfully refer new client(s) to be a Citigold Private Client/Citigold/Citi Priority client(s) during the Promotion Period, subject to the fulfillment of welcome offers requirements (including New Funds Offer or Payroll Account Offer) :
    Referral Offer (Cash Rebate)
    Citigold Private Client Citigold Citi Priority
    HK$5,000 each HK$1,500 each HK$1,200 each
  6. Referrers cannot refer themselves to become new clients, including the owner/ shareholder of company refers his/ her company or vice versa. Referrers and referees cannot refer each other to become a new client.
  7. The referrer’s entitlement to the referral offer will be subject to the Bank’s confirmation on the referee’s fulfillment of the welcome offers requirements.
  8. The referral offer will be credited to the referrer's Citibank account on the 6th month upon the referee's account opening after the referee has fulfilled the requirements of the new funds offer
  9. Only those clients (including referrer and referee) whose relevant accounts are valid and in good standing during the entire promotional and redemption period will be eligible for the rewards. If the account status changes, the Bank reserves the right to terminate the offers to the eligible clients, without prior notice.
  10. The referral offer cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.

Terms and Conditions for "Bonus x2 Lucky Draw" ("Lucky Draw"):

  1. The promotion period is valid from February 27, 2017 to March 31, 2017, both dates inclusive. ("Promotion Period").
  2. This promotion does not apply to existing banking clients of Citibank (Hong Kong) Limited (“Citibank”) and clients who had a banking relationship with Citibank in the last 12 months, U.S. persons, overseas clients (with an overseas correspondence address) and Citibank staff.
  3. This promotion applies to new banking clients (“Eligible Bank Account Holder”) who successfully open Citigold or Citi Priority account and a Step-¬Up Interest Account within the Promotion Period and maintain an “Average Daily Combined Balance”* of HK$1,500,000 or above (For Citigold account holder) or HK$500,000 or above (For Citi Priority account holder) in May, 2017. Each Eligible Bank Account Holder will be automatically entitled to one chance in the lucky draw.
    * The "Average Daily Combined Balance" is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of calendar days in the month. Selected insurance products mean insurance policy(ies) with savings element or investment-linked insurance.
  4. For joint accounts, only the Primary Account Holder will be eligible for the Lucky Draw. Each Eligible Bank Account Holder is entitled to a maximum of one chance in the Lucky Draw.
  5. One winner of the Lucky Draw will be drawn in June. The winner will receive an amount of cash rebate equivalent to his/her 2016 bonus payment (“Prize”), capped at HK$50,000. A notification email will be sent to winner’s email addresses registered with Citibank on or before July 15, 2017. Winner must visit designated branch as stated in the email to provide his/her 2016 bonus payment document proof on or before August 31, 2017. The bonus payment document proof must include the winner’s name, amount of bonus payment and date. The Prize will be credited into winner’s Step-¬Up Interest Account within a month upon receiving the document proof. Bank account of the winner must be valid during the Promotion Period and fulfilment period in order to be eligible for the cash rebate. Otherwise Citibank reserves the right to forfeit the cash rebate without prior notice.
  6. Winner of the Lucky Draw are also eligible to other welcome offer.
  7. The Bank reserves the right to claim for the refund of the gift should the new account be closed/downgraded within 6 months from the date of account opening, or the new client’s “Average Daily Combined Balance” falls below the minimum balance requirement within 6 months from the date of account opening. The gift value will be debited from the client’s account at the time of account closure or downgrade, or 1 month from the first day the account balance falls below the required level whichever is earlier.
  8. In case of any fraud/abuse/reversal, Citibank reserves the right to debit from the bank account holder’s account the equivalent amount of the cash rebate rewarded without prior notice.
  9. All matters and disputes are subject to the final decision of Citibank. Citibank reserve the right to amend these terms and conditions without prior notice.
  10. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

General Terms & Conditions of Online & Mobile FX Trading Offers:

  1. Unless otherwise specified, the Promotion Period is valid from March 10 to May 31, 2017, inclusive of both dates (“Promotion Period”).
  2. All offers are not applicable to US persons and employees of the Bank or Citibank N.A. or its subsidiaries.
  3. Offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  4. The Bank reserves the right to amend the Terms and Conditions from time to time and is entitled at any time without any liability in any manner whatsoever to alter the program without prior notice. Should there be any dispute, the Bank’s decision will be final.
  5. The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English and the Chinese versions.

1. Terms & Conditions of HK$100 Cash coupon rewards:

  1. Clients must complete a FX transaction in the amount of US$10,000 or above (or its equivalent) via Citi Mobile® App once under “FX Trading” within the promotion period. Clients can only enjoy the offer once and can receive a maximum of HK$100 reward.
  2. FX transactions exclude the conversion between Hong Kong and US Dollars.
  3. For joint accounts, only one offer will be given to the Primary Account Holder.
  4. The cash coupon will be sent to the clients’ correspondence address within 6-8 weeks after the promotion period. The offer is subject to the terms and conditions printed on the coupon.

2. Terms & Conditions of 50% off trading spread offer:

  1. The offer is only applicable to FX trades via Citibank Online or Citi Mobile® App under “FX Trading” within the promotion period.
  2. The offer is only applicable to clients who have had no FX or Premium Account transactions in Citibank in the 6 months prior to the Promotion Period. Clients who only had FX conversion between Hong Kong and US Dollars in the past 6 months are eligible for the offer.
  3. The Bank has the right to adjust the trading spread without prior notice.
  4. The 50% off the spread discount will be automatically reflected in the Citibank Online or Citi Mobile® App under “FX Trading” when the FX order takes place.
  5. Offer details shown below are for illustration purposes only. The exchange rates may differ upon transaction booking.
  6. Original price Promotion offer
    Currency pair Cus Sell Cus Buy Cus Sell Cus Buy
    USD/HKD 7.7700 7.7977 7.7769 7.7908
    RMB/HKD 1.1255 1.1301 1.1267 1.1290
    AUD/HKD 5.9356 5.9836 5.9476 5.9716
    NZD/CAD 0.9397 0.9462 0.9413 0.9446
    XAU/USD 1256.55 1265.76 1258.85 1263.45

Important Notice:

This website is for information only and does not constitute any offer or solicitation to buy or sell. The risk of loss in foreign exchange trading can be substantial. Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Foreign exchange trading involves risk, including the possible loss of the principal amount invested. RMB exchange, like any other currency, is subject to exchange rate fluctuations. The exchange rate of RMB can go up and down. The applicable rate of RMB exchange is the offshore ("CNH") rates. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may experience a loss when they convert foreign currency back to their home currency. Foreign currency trading involves risk, including the possible loss of the principal amount invested. Investors should therefore carefully consider whether such trading is suitable in the light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate.

Citibank (Hong Kong) Limited endeavours to ensure the accuracy and reliability of any data and information they provide but do not guarantee the accuracy or reliability of such data and information and accepts no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omission. The use of such data and information is at the user's sole risk. Such data and information of this web page are provided for personal use only and shall not be furnished to any other person or entity for any reason. Any copying, reproduction and/or redistribution of any of the documents, data, content or materials contained on or within the Citibank Online and/or provided through the services without the express consent from Citibank (Hong Kong) Limited is strictly prohibited.

The above illustrative example is hypothetical provided for illustrative purpose only. The scenarios are not based on the past performance of foreign currency. The Bank is not making any prediction of future movements in foreign currency by virtue of providing the illustrative example. It does not represent all possible outcomes or describe all possible factors that may affect the payout of a transaction in Foreign Exchange Order Watching.

Important Disclaimer:

You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant fund offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile. The risk of loss in foreign exchange trading can be substantial. Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Foreign exchange trading involves risk, including the possible loss of the principal amount invested. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may experience a loss when they convert foreign currency back to their home currency. Foreign currency trading involves risk, including the possible loss of the principal amount invested. Investors should therefore carefully consider whether such trading is suitable in the light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. Citibank (Hong Kong) Limited's role is limited to introducing the insurance product only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the products provided. Insurance products are products and obligations of the Insurance Company and not of Citibank (Hong Kong) Limited. Insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local governmental agency.