INTERNATIONAL PERSONAL BANKING

International Personal Banking

International Personal Banking.

Regardless of where you may be, Citibank International Personal Banking offers global wealth management services to help you seize financial opportunities in Hong Kong.

Promotions

New Account Fund-in Offer

Open a new International Personal Banking account and bring in new funds of the amounts below on or before June 30, 2015 to enjoy the following rewards:

Account Type Fund-in Requirement Cash Rebate Reward
Stage 1 Stage 2 Total
Citigold Private Client * HK$8,000,000 or above HK$10,000 HK$5,000 HK$15,000
Citigold* HK$4,000,000 or above HK$2,000 HK$1,000 HK$3,000
HK$1,000,000 - HK$3,999,999 HK$800 HK$400 HK$1,200

Remarks:

Stage 1: Meet the fund-in requirement by the 3rd month of account opening

Stage 2: Maintain the Average Daily Combined Balance at Stage 1 OR meet the fund-in requirement by the 6th month of account opening

* To enjoy the rewards, customers have to choose the Citibank ATM card with VISA payment function and make at least one purchase (no amount limit) via the Visa network within the first 3 months after account opening (including the month of account opening), and also enroll in the e-Statement Service at the time of account opening, otherwise the Bank reserves the right to reclaim the full value of the rewards.

Referral Offer

Introduce your friends and family members to Citibank International Personal Banking today and you can enjoy the following rewards with each account opened:

For every successful referral Referee’s Fund-in Amount Referrer's Cash Rebate Reward
Citigold Private Client HK$8,000,000 or above HK$5,500
Citigold HK$1,000,000 or above HK$1,500
Dedicated Team

Our handpicked team of multi-lingual Relationship Managers and financial experts offers you dedicated and comprehensive advisory services and will even visit you in your home country.

 

Handpicked Relationship Manager

Our experienced and multi-lingual Relationship Managers offer you a dedicated and comprehensive personal advisory service.

 
Services applicable to Citigold Private Client and Citigold clients only.

A Team of Experts and Advisors

Our Investment and Treasury Consultants are always ready to provide you with the latest market insights and tailor recommendations according to your investment goals.

Multi-lingual Business Development Manager

Fluent in Mandarin, English and Cantonese, our experts deliver timely assistance on your offshore banking needs. For your added convenience, we could even visit you in your home country^.

^Subject to certain available counties, please contact our Business Development Manager Team for details.

Research and Advice

You'll also be able to call upon the services of an experienced Relationship Manager and a team of experts who will be happy to advise you about the global investment opportunities that best suit your short-term or long-term financial needs. You can also capitalize on the latest information on economic trends, currency markets, stocks and stay on top of developments that might impact your financial decisions.

Please click here for more details.

Products & Services

Citibank International Personal Banking has an extensive range of products and services that will make it easier for you to meet your ongoing financial needs.

You can trade HK Securities when traveling overseas via our International Toll-free Securities Trading Hotlines.

Note: Investment shall not be treated as a substitute for time deposit.

Privileges
 

Handling fee waiver for banking services

  • Online Telegraphic Funds Transfer
  • Purchase of gift checks, traveler's checks and bank drafts, etc.
 
Services applicable to Citigold Private Client and Citigold clients only.

Global ATM Withdrawal Service

Your Citibank ATM card allows you to withdraw cash free of handling charge at over 1,000,000 ATMs worldwide.

Learn More

Network

International Personal Banking Center

We will be delighted to provide you with a full range of personalized services each time you travel to Hong Kong. Our International Personal Banking Centers offer you the comfortable and private environment to fulfill your personal banking needs while leveraging the complimentary services below:

  • Free Wi-Fi
  • VIP Room - multi-language newspaper and free coffee
  • Business Center - with fax machine, printer and free Internet access
  • International Calling Services

24-hour Manned International Toll-free Phone Banking Services

With just a phone call away, you can handle all your personal finances totally free of charge.

Country Toll-free Number*
Australia 0011-800-2860-01380011-800-2860-0138
Canada 011-800-2860-0138011-800-2860-0138
China 4001-202-1884001-202-188^
Indonesia 001-803-852-8997001-803-852-8997
Japan

001-010-800-2860-0138001-010-800-2860-0138 (KDD)

0061-010-800-2860-01380061-010-800-2860-0138 (IDC & Japan Telecom)

0033-010-800-2860-01380033-010-800-2860-0138 (NTT)#

Malaysia 00-800-2860-013800-800-2860-0138
Philippines 1-800-1-114-09211-800-1-114-0921
Singapore 001-800-2860-0138001-800-2860-0138
Taiwan 00-800-2860-013800-800-2860-0138
Thailand 001-800-2860-0138001-800-2860-0138
USA 011-800-2860-0138011-800-2860-0138
*
The tool free numbers are only applicable to calls made by fixed telephone lines (Excluding China). You may be subjected to additional charges by service providers or third parties such as hotel for the calls. Please check with relevant parties for details.
^
Toll- free calls can be made via mobile phones or fixed telephone lines.
#
For calls made via phone equipped for IDD, please dial 010-800-2860-0138010-800-2860-0138.

Terms and Conditions:Terms and Conditions:

General Terms and Conditions:

  • The promotion period is valid from May 4 to June 30, 2015, inclusive of both dates (”the Promotional Period”).
  • The offers are not applicable for U.S. persons, except the deposit interest rate.
  • All offers (except the Referral Program) are NOT applicable if a client has had any banking relationship with Citibank (Hong Kong) Limited within the past 12 months or is an existing client of the Bank.
  • Unless otherwise specified, all offers are eligible for overseas clients (with an overseas correspondence address) who open an International Personal Banking Citigold or Citigold Private Client bank account.
  • Each client can only enjoy the offers ONCE during the promotion period.
  • Each client must keep a good record in his/her account within the promotion period and rewards redemption period in order to enjoy the rewards. The Bank reserves the right to terminate the offers to the client without prior notice based on a client's account status from time to time without any liability.
  • Acceptance of the bank account opening application is subject to the laws and regulations of respective regions and countries and the Bank reserves the right to make the final decision.
  • The offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  • Availability of the offers is subject to offer or service availability, account status and final acceptance by Citibank and at the Bank’s absolute discretion.
  • If a new client closes all of his/her accounts within 6 months from his/her account opening date, an account closure fee of HK$500 (or equivalent) will be charged.
  • The Bank reserves the right to amend the above Terms and Conditions from time to time and is entitled at any time without any liability in any manner whatsoever to alter the program without prior notice. Should there be any dispute, the Bank's decision will be final.
  • The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English and the Chinese versions.

Terms and Conditions for International Personal Banking Account Fund-in Offer:

  • To enjoy the Fund-in Offer in the Promotional Period, clients are required to open a new Citigold Private Client or Citigold bank account, and be the primary account holder during the Promotional Period and fulfill all other criteria mentioned below (“Eligible Client”).
  • For the Fund-in reward, the amount of cash rebate will correspond to the fund-in requirement and period tiers stated in the table below:
    Account Type Fund-in Requirement Reward Value in Cash Rebate
    Stage 1 Stage 2 Total
    Citigold Private Client HK$8,000,000 or above HK$10,000 HK$5,000 HK$15,000
    Citigold HK$4,000,000 or above HK$2,000 HK$1,000 HK$3,000
    HK$1,000,000 or above HK$800 HK$400 HK$1,200
  • Clients must meet the following to enjoy the Fund-in Offer:
    • To be eligible for Stage 1 of the Fund-in Offer, clients are required to meet the fund-in requirement of his/her account type by the 3rd month upon account opening. To be eligible for Stage 2 of the Fund-in Offer, clients are required to meet the fund-in requirement of his/her account type for the period between the 4th and 6th month upon account opening. Clients who meet both sets of requirements will be entitled to both Stages 1 and 2 rewards;
    • The clients have to choose the new Citibank ATM Card with Visa payment function and make at least one purchase via the Visa network within the first 3 months after account opening (including the month of account opening);
    • The clients have to enroll in the e-Statement Service at the time of account opening.
  • New funds exclude transfer of funds within Citibank. Transfer-in Mutual Fund/ Bonds/ Securities of total new funds will be counted as New Funds. Only Mutual Funds offered by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. will be accepted. The transfer-in process will take at least 2 to 3 months.
  • The Citigold Private Client account Eligible Client must maintain an Average Daily Combined Balance of deposits and investments in an amount of HK$8,000,000 in his/her/their account for 6 months from the date of funding in the required amount. The Average Daily Combined Balance will be calculated on the last day of each calendar month in respect of that month. If the Eligible Client cannot maintain the Average Daily Combined Balance in the amount of HK$8,000,000, an amount HK$10,000 will be charged to the Eligible Client and debited from the Eligible Client’s account at the time of account closure, or 1 month from the first day the account balance falls below the required level whichever is earlier. In addition, the Eligible Client must maintain a minimum daily balance of deposit of HK$10,000 in the account throughout the period of 6 months from the date of fund in the required amount and unless the Eligible Client closes the account, the Eligible Client cannot make any withdrawal from the account that will have the effect of reducing the minimum daily balance of deposit to less than HK$10,000 during that period.
  • The Citigold account Eligible Client must maintain an Average Daily Combined Balance of deposits and investments in an amount of HK$1,000,000 or above. If the Eligible Client cannot maintain the minimum Average Daily Combined Balance requirement for 3 months, a monthly service fee of HK$500 or equivalent will be charged. For the fees of individual services, please refer to the latest service fee guide.
  • The Fund-in rewards will be credited to each Eligible Client according to the schedule below:
    • Stage 1: Reward will be credited by the 4th month upon account opening
    • Stage 2: Reward will be credited by the 7th month upon account opening
  • The Cash Rebate will be credited to the Eligible Client's Citigold Private Client or Citigold HKD savings account.

Terms and Conditions Referral Program:

  • To be eligible for the referral offer, the referrer must successfully refer a new client to become a Citigold Private Client or Citigold client during the promotion period, subject to the fulfillment of the Citigold Private Client or Citigold Hong Kong International Personal Banking Fund-in Offer requirements stated above.
  • Cash Rebate:
    Every successful referral Referee's Fund-in Amount Referrer's Cash Rebate Reward
    Citigold Private Client HK$8,000,000 or above HK$5,500
    Citigold HK$1,000,000 or above HK$1,500
  • The Cash Rebate will be credited to the referrer’s Citibank banking account on or before December 31, 2015.
  • The referrer must have a Citibank (Hong Kong) Limited banking account when the referee joins Citibank as a Citigold Private Client or Citigold client.
  • Referrers cannot refer themselves to become new clients, including the owner/shareholder of company who refers his/her company or vice versa. The referrer’s entitlement to the program offer will be subject to the bank’s confirmation on the referee’s fulfillment of the program offer requirements. For each joint account, only one reward will be given to the referrer. The Cash Rebate will be credited to referrer’s Citigold Private Client account or Citigold account.

Important Disclaimer:

This material is for information only and does not constitute any offer or solicitation to buy or sell any investments. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. Investors should refer to the relevant investment products offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investment products denominated in a non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Investments should not be treated as a substitute for time deposits. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile.

Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Investors may experience a loss when they convert foreign currency back to their home currency. Investors should therefore carefully consider whether such trading is suitable for them in light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. Citibank or any of its associates will benefit from the origination and distribution of the in-house product.

All services provided under Global Banking Services are subject to availability and local regulatory restrictions and Citibank (Hong Kong) Limited does not guarantee the availability of any of these services in any markets Citibank operates. Citibank reserves the right to change Global Banking Services product offerings without prior notice to clients. Global Banking Services are applicable to designated regions only. Some regions are exempted from providing part of the services and some services are only applicable to Citigold clients. Please refer to the Terms & Conditions of Global Banking Services stated below.

Overseas ATMs

Handling charge waived for both Citigold and Citibanking clients. Applicable to overseas cash withdrawal from Citibank and non-Citibank ATMs by clients of Citibank (Hong Kong) Limited. Waiver limited to handling charge incurred by Citibank (Hong Kong) Limited. For transactions effected in currencies other than Hong Kong dollars, the amount withdrawn will be converted into Hong Kong dollars at the prevailing exchange rate plus a conversion spread as determined by the Bank on the conversion day and debited from your account together with any charges that may be imposed by the respective ATM network provider (if any).

Other remarks

  • For Citibanking clients, if the “Average Daily Combined Balance” in the previous month falls below HK$10,000 (equivalent to US$1,300), a monthly service fee of HK$400 (equivalent to US$51) applies.
  • For Citigold clients, if the “Average Daily Combined Balance” falls below HK$1,000,000 (equivalent to US$130,000) for 3 months, a monthly service fee of HK$500 (equivalent to US$64) applies.
  • The “Average Daily Combined Balance” is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of days in the month. Selected insurance products mean insurance policy(ies) with saving element or investment-linked insurance. For insurance policy(ies) with saving element, accumulated paid premium means total premium paid minus value of outstanding policy loan. For investment-linked insurance policy(ies) accumulated paid premium means total premium paid minus value of fund sold. For the fees of individual service, please refer to the latest service fee guide.

Important Notice:

  • You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant investment products offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in investment products denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile.
  • Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Investors may experience a loss when they convert foreign currency back to their home currency. Investors should therefore carefully consider whether such trading is suitable for them in light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. Citibank or any of its associates will benefit from the origination and distribution of the in-house product.
  • The risk of loss in foreign exchange margin trading can be substantial. Investors may sustain losses in excess of their original margin funds. Placing contingent orders, such as “stop loss” or “stop limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, their position may be liquidated. Investors will remain liable for any resulting deficit in their account. Investors may therefore wish to seek independent advice before making a commitment to enter into foreign exchange margin trading. In the event that investors choose not to seek independent advice, they should carefully consider whether such trading is suitable in the light for their own investment objectives, financial position and risk profile. Investors should also carefully read the relevant Terms and Conditions.
  • This webpage is for information purpose only and does not constitute any offer or solicitation or advice to buy or sell any security. Investments are not bank deposits and are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local governmental or insurance agency, and involve risks, including the possible loss of the principal amount invested. Share prices may go down as well as up. Investment products are not available for U.S. persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.
  • The English version of these Terms & Conditions shall prevail wherever there is a discrepancy between the English & Chinese versions.