We know that no two journeys to wealth are the same. And you're already speeding towards yours. That's why we have a series of personal financial planning packages that include investment products designed to fit where you're headed, not try to make your plans fit them.
WEALTH PACKAGES
What's your priority?
We understand your need for simplicity and created a banking service that is purposed for exactly that, so we can be with you every step of the way to your goals.
YOUR PRIORITY PACKAGE
The Financial Freedom Package
Mutual Fund Regular
Savings Plan
A fixed monthly amount to buy funds under various market conditions, and enjoy the advantages of "Dollar Cost Averaging"
Find out more >Securities trading
Comprehensive online and mobile platforms for securities trading and enjoy as low as 0.2% brokerage fee (1) to trade HK stocks, plus a brokerage fee waiver for buying HK securities by depositing continuous payroll (2).
Find out more >Foreign Exchange Order
Watching Services(3)
Automatically buy or sell a designated currency when your pre-set criteria is reached.
Find out more >YOUR PRIORITY PACKAGE
The Educational Opportunities Package
Education Funds
For insurance plans with a savings element designed with education in mind, you can choose to obtain guaranteed cash every year within the designated period.
Find out more >Mutual Fund Regular
Savings Plan
A fixed monthly amount to buy funds in a currency at your choice to prepare for tuition fees.
Find out more >YOUR PRIORITY PACKAGE
The Home Package
HIBOR Deposit-Linked Mortgage
Offering the same interest rate as the mortgage rate for your deposit account linked to the mortgage plan.
Find out more >Home Insurance
Provide comprehensive home content and personal belongings protection.
Find out more >YOUR PRIORITY PACKAGE
The Protection Package
Retirement and Medical Protection
Various insurance plans to meet your retirement and medical protection needs for your peace of mind.
Find out more >- Brokerage fee 0.2% is only applicable to Citi Priority clients who trade HK stock via Citibank Online or Citibank Mobile services. Minimum brokerage fee (HKD/ RMB 100 per transaction) will also be waived for such HK stock transactions conducted on or before December 31, 2015. Shanghai-Hong Kong Stock Connect A-shares transactions, US Stock transactions, stock transfer-in and transfer-out, Initial Public Offering ("IPO"), stock regular savings plan ("RSP") related transactions are not included.
- The brokerage fee waiver for Hong Kong stock buy trades is applicable to clients who open a Hong Kong stock account during September 1, 2015 - December 31, 2015, and deposit their monthly payroll in a Citibank payroll account every month. For details, please refer to the leaflet or branch staff.
- The minimum transaction amount for Order Watching Service on Foreign Currency Transactions is US$10,000. The bank may follow market practice and conditions and conduct transactions with the client on any foreign exchange contract in a manner acceptable to the Bank.
This website is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant fund offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile.
The risk of loss in foreign exchange trading can be substantial. Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Foreign exchange trading involves risk, including the possible loss of the principal amount invested. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may experience a loss when they convert foreign currency back to their home currency. Foreign currency trading involves risk, including the possible loss of the principal amount invested. Investors should therefore carefully consider whether such trading is suitable in the light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate.
Citibank (Hong Kong) Limited's role is limited to introducing the insurance product only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the products provided. Insurance products are products and obligations of the Insurance Company and not of Citibank (Hong Kong) Limited. Insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local governmental agency.
