We understand there are occasions when you need extra liquidity to grasp an investment opportunity or to meet unexpected cash needs. At Citigold Private Client we offer you various financing products.
- Secured by your eligible deposits and investments, it can provide you with additional liquidity for general use e.g. business needs, tax payments, personal spending etc.
- This single credit line allows both overdraft and term loan (with tenor of 1, 3, 6, 9 or 12 months) drawdown depending on customers’ needs.
- Leverage up to 5X1 of your investment holdings and deposits.
- Invest the additional capital from the credit line in Bonds, Mutual Funds and Structured Products.
- Enjoy loans with interest as low as 1.38% p.a.2.
- Make repayments every three months instead of every month.
- Leverage up to 5X1 your current deposits.
- Invest the additional capital from the revolving loan credit line in Premium Account and/ or foreign exchange.
- Enjoy a choice of 9 major loan currencies to suit your investment needs:
HKD, USD, AUD, CAD, EUR, GBP, JPY, NZD and CHF
- Withdraw and repay the loan anytime during office hours, enabling you to grab every investment opportunity.
- Depending on individual investment products (e.g. mutual funds, bonds and structured products) being purchased and total available deposit and investment in designated currencies in Currency Manager Account. 5 times is an example of pledging an eligible deposit. The approved credit can be up to 83.33% of your investment holdings/ pledged capital with us, depending on individual collateral used.
- 1.38% p.a. interest rate is referenced to an "Investment Plus" USD term loan as of April 29, 2015. Interest rate(s) is/are for reference only and is/are not guaranteed. The actual interest rate(s) will be dependent on loan currency and loan drawdown date and may be subject to change from time to time.
Terms and Conditions, Important Disclaimer for Portfolio Power:Terms and Conditions, Important Disclaimer for Portfolio Power:
Important Notice & Important Disclaimer for Investment Plus:Important Notice & Important Disclaimer for Investment Plus:
Important Information, Risk Disclosure & Important Disclaimer for Treasury Plus:Important Information, Risk Disclosure & Important Disclaimer for Treasury Plus: