PRESTIGIOUS WELCOME OFFER

Earn HK$10,000 by joining Citigold Private Client
Double the reward by subscribing to designated investment products

Earn HK$10,000 by joining Citigold Private Client
Double the reward by subscribing to designated investment products

Earn HK$10,000 by joining Citigold Private Client Double the reward by subscribing to designated investment products

Enjoy a unique class of wealth management experiences, starting with the following exclusive privileges.

Speak to us
Call your banker or our 24-hour Citigold Private Client Service Line: (852) 2860 8888(852) 2860 8888

Welcome Offer

Join Citigold Private Client by bringing in new funds of HK$8,000,000 or above to enjoy the rewards below:

Offer 1: New Funds Offer

New Funds Amount (HKD or equivalent) Cash Rebate (HK$)
≥$8,000,000 $10,000

Offer 2: Investment Balance Offer

Designated Product Balance (HKD or equivalent) Cash Rebate (HK$)
≥$1,000,000 $10,000

Offer 3: Payroll Account Offer

Monthly Salary (HK$) Cash Rebate (HK$)
≥$80,000 $1,200
≥$50,000 $1,000
≥$30,000 $800

Offer 4: Bonus Offer

Enjoy a bonus HK$2,000 cash rebate by maintaining the New Funds Offer requirement for a year after the account is opened.

Offer 5: Referral Offer

For every friend and relative successfully referred to join Citigold Private Client, the referrer can enjoy HK$5,000 cash rebate.

DETAILS

Terms & Conditions:Terms & Conditions:

General Terms & Conditions:

  • All offers are not applicable to U.S. persons, except deposit interest rate.
  • Welcome offers including New funds offer, Payroll account offer, Investment Balance Offer, The continuous HK stock buy fee waiver offer and Credit card welcome offer are not applicable to Citibank staff.
  • Unless otherwise specified, all offers are not eligible for overseas clients (with an overseas correspondence address).
  • For joint accounts, only one offer will be given to the Primary Account Holder.
  • The Bank reserves the right to claim for the refund of the gift should the new account be closed/downgraded within 6 months from the date of account opening, or the new client's "Average Daily Combined Balance" falls below the minimum balance requirement within 6 months from the date of account opening. The gift value will be debited from the client’s account at the time of account closure or downgrade, or 1 month from the first day the account balance falls below the required level whichever is earlier.
  • If the new client closes all of his/her accounts within 6 months from his/her account opening date, an account closure fee of HK$500 (or equivalent) will be charged.
  • The Bank reserves the right to amend the above Terms and Conditions from time to time and is entitled at any time without any liability in any manner whatsoever to alter the program without prior notice. Should there be any dispute, the Bank’s decision will be final.
  • Welcome Offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  • The English version of these Terms and Conditions shall prevail wherever there is a discrepancy between the English and the Chinese versions.

Terms & Conditions of Welcome Offers:

  1. Unless otherwise specified, the Promotion Period is valid from April 1 to June 30, 2017, inclusive of both dates ("Promotion Period").
  2. All welcome offers are not applicable to existing banking clients of the Bank and clients who had a banking relationship with the Bank in the last 12 months.
  3. The "Average Daily Combined Balance" is calculated based on the sum of your daily balances of deposit, investment and accumulated paid premium of selected insurance products of all your single name account(s) and joint name account(s), divided by the number of calendar days in the month. Selected insurance products mean insurance policy(ies) with savings element or investment-linked insurance.
  4. New Funds Offer:
    • To be entitled to relevant offers, new client is required to join Citigold Private Client during the Promotion Period and fulfill the following requirements:
      • New clients must bring in the required new funds specified below within the first 2 calendar months from account opening (including the month of account opening and the month following):
        Banking Service New funds (HK$) Cash rebate (HK$)
        Citigold Private Client HK$8,000,000 HK$10,000
      • Clients are required to maintain the new funds according to the hold fund period specified below and sign the fund maintenance agreement and the cash rebate will be credited to clients’ banking account as follows:
        Account Opening Date Hold Fund Period (until) Cash rebate will be credited on or before
        April 1 to 30, 2017 August 31, 2017 September 30, 2017
        May 1 to 31, 2017 September 30, 2017 October 31, 2017
        June 1 to 30, 2017 October 31, 2017 November 30, 2017
    • New clients must enroll in the e-Statement Service at the time of account opening.
    • New clients can enjoy HK$200/HK$100 in shopping coupons upon successful opening of a Citigold/Citi Priority account through online appointment. The offer is subject to the terms and conditions printed on the coupon.
    • New funds exclude transfer of funds within the Bank. Transfer-in Mutual Funds/Bonds/Securities (Hong Kong, US or A shares via Hong Kong Shanghai Connect) will be counted as New Funds. Only Mutual Funds/ Bond offered by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. will be accepted. The transfer-in process may take at least 2 to 3 months.
  5. Payroll Account Offer:
    • Citigold Private Client
      To be eligible for Payroll Account Offer, new clients must:
      • Successfully open a Citigold Private Client account and a Step-Up Interest Account; and
      • Start depositing monthly salary (payroll) of HK$30,000 or above into the Step-Up Interest Account for 12 consecutive months via the autopayroll service or standing instructions within the first 3 calendar months from account opening (including the month of account opening and the 2 months following); and
      • Fulfill the requirements stated in the Citigold Private Client New Funds Offer and sign the fund maintenance agreement;
      • Payroll Account Offer for Citigold Private Client will be credited to each eligible client's account on the 6th calendar month from the account opening date.
    • The Bank reserves the right to reclaim the full cash value of the gift if the consecutive monthly payroll deposit is halted at any time in the first year after account opening.
  6. Investment Balance Offer:
    • Citigold Private Client
      To be eligible for Investment Balance Offer, new client is required to fulfill the following requirements on the last day of the 5th month of account opening :
      • Fulfilled the requirements stated in the New Funds Offer; and
      • Maintained an aggregate amount of Designated Product Balance at HK$1,000,000 (or equivalent) or above at the Bank:
        Designated Product Balance to be calculated under the Reward at the last day of the 5th month of account opening
        Mutual Funds - Total amount of Mutual Fund holdings in minus the total amount of Mutual Funds redeemed and transferred out.
        - Mutual Funds must be distributed by the Bank and authorized by the Securities and Futures Commission.
        Bonds - Total amount of Bond holdings in minus the total amount of Bonds redeemed and transferred out.
        - Not applicable to all retail Bond IPOs.
        Structured Products - Total amount of Structured Products holdings minus the total amount of Structured Products early called/matured/sell back.
    • Investment Balance Offer will be credited to each eligible client’s account together with the New Funds Offer as follow:
      Account Opening Date Designated Product Balance to be calculated on Cash rebate will be credited on or before
      April 1 to 30, 2017 August 31, 2017 September 30, 2017
      May 1 to 31, 2017 September 30, 2017 October 31, 2017
      June 1 to 30, 2017 October 31, 2017 November 30, 2017
    • Unless otherwise specified, the exchange rate of foreign currency will be calculated according to the Bank’s system record.
    • Only clients with valid accounts and in good standing during the entire promotional period and at the time of fulfillment will be eligible for the reward. If the account status changes, the Bank reserves the right to terminate the offer to the eligible clients, without prior notice.
  7. Bonus Offer:
    To be entitled to relevant offers, new clients must:
    • Successfully joined Citigold Private Client during the Promotion Period
    • Fulfill Citigold Private Client new funds offer requirements
    • Maintain New Funds Offer requirement until the 12th month from account opening date
    • Bonus offer will be credited to client’s banking account on the 13th month from account opening date.
  8. Personal Loans Offer:
    • Successfully joined Citigold Private Client during April 1 to June 30, 2017 (inclusive of both dates).
      To be eligible for Personal Loans Offer, new client is required to fulfill the following requirements on the last day of the 5th month of account opening :
      • Fulfilled the requirements stated in the New Funds Offer; and
      • Maintained a Personal Loan Balance at the bank
    • HK$1,000 Cash rebate of the Personal Loans Offer will be credited to each eligible client’s account together with the New Funds Offer as follow:
      Account Opening Date Personal Loan Balance to be calculated on Cash rebate will be credited on or before
      April 1 to 30, 2017 August 31, 2017 September 30, 2017
      May 1 to 31, 2017 September 30, 2017 October 31, 2017
      June 1 to 30, 2017 October 31, 2017 November 30, 2017
    • Only clients with valid accounts and in good standing during the entire promotional period and at the time of fulfillment will be eligible for the reward. If the account status changes, the Bank reserves the right to terminate the offer to the eligible clients, without prior notice.

Terms & Conditions of Clients Referral Offer:

  1. The Promotion Period is valid from April 1 to June 30, 2017, inclusive of both dates ("Promotion Period").
  2. Unless otherwise specified, all offers are not eligible for overseas clients (with an overseas correspondence address) and Citibank sales staff.
  3. The referrer must be existing banking client of The Bank while referee(s) (new client) apply for banking account.
  4. The referral offer is not applicable if referee (new client) had any banking relationship within the past 12 months or is an existing client of Citibank banking services.
  5. To be eligible for the referral offer, referrer must successfully refer new client(s) to be a Citigold Private Client / Citigold / Citi Priority client(s) during the Promotion Period, subject to the fulfillment of welcome offers requirements (including New Funds Offer or Payroll Account Offer):
    Referral Offer (Cash Rebate)
    Citigold Private Client Citigold Citi Priority
    HK$5,000 each HK$1,500 each HK$1,200 each
  6. For referrer and referee to be eligible for the additional HK$200 cash rebate respectively, the referee must submit an online application or call us directly to register and visit a selected Citibank branch in person to complete the account opening process on the appointed date.
  7. Referrers cannot refer themselves to become new clients, including the owner/ shareholder of company refers his/ her company or vice versa. Referrers and referees cannot refer each other to become a new client.
  8. The referrer's entitlement to the referral offer will be subject to the Bank's confirmation on the referee's fulfillment of the welcome offers requirements.
  9. The referral offer will be credited to the referrer's Citibank account on the 6th month upon the referee's account opening after the referee has fulfilled the requirements of the new funds offer
  10. Only those clients (including referrer and referee) whose relevant accounts are valid and in good standing during the entire promotional and redemption period will be eligible for the rewards. If the account status changes, the Bank reserves the right to terminate the offers to the eligible clients, without prior notice.
  11. The referral offer cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.

Important Disclaimer:Important Disclaimer:

You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products. This material is for information only and does not constitute any offer or solicitation to buy or sell. Investments should not be treated as a substitute for time deposits. Investors should refer to the relevant fund offering documents for detailed information prior to subscription. Investments are not bank deposits and involve risks, including the possible loss of the principal amount invested. Investors investing in funds denominated in non-local currency should be aware of the risk of exchange rate fluctuations that may cause a loss of principal. Unit prices may go down as well as up. Past performance is not indicative of future performance. Unless specified, these investments are not obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries, or by any local government or insurance agency. Investment products are not eligible for U.S. persons and might only be applicable to limited jurisdiction. Potential investors should consider if an investment is suitable for them in the light of their own financial position, investment objectives and risk profile. The risk of loss in foreign exchange trading can be substantial. Foreign currency trading is subject to rate fluctuations which may provide both opportunities and risks. Foreign exchange trading involves risk, including the possible loss of the principal amount invested. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. Investors may experience a loss when they convert foreign currency back to their home currency. Foreign currency trading involves risk, including the possible loss of the principal amount invested. Investors should therefore carefully consider whether such trading is suitable in the light of their own financial position, investment objectives and risk profile. Exchange Controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. Citibank (Hong Kong) Limited's role is limited to introducing the insurance product only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the products provided. Insurance products are products and obligations of the Insurance Company and not of Citibank (Hong Kong) Limited. Insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local governmental agency.