Protect What Matter Most

Protect What Matter Most

We understand you want to enjoy a quality life after retirement and ensure that you can receive the best medical treatment in case illness strikes. Making smart use of insurance lets you enjoy your golden years with peace of mind. We provide plans with the below features for comprehensive protection.

Speak to us
Call your banker or our 24-hour Citigold Private Client Service Line: (852) 2860 8888(852) 2860 8888

Retirement Protection

  • Guaranteed cash value as well as non-guaranteed annual and maturity dividends.
  • Flexible income period to support your future plans.
  • If the insured person passes away, the family can inherit his/her savings.

Medical Protection

  • Wide coverage for hospitalization and surgeries, outpatient consultations and dental treatment.
  • Lifetime guaranteed renewable cover.*
  • Cover for largely major illnesses and early-stage critical illnesses.


May vary for products. Please refer to the respective product brochure and Policy Provision for detailed features.

Important Disclaimer:Important Disclaimer:

Citibank (Hong Kong) Limited - Important notes from the insurance agent:

  • Citibank (Hong Kong) Limited being registered with the Insurance Agents Registration Board established by the Hong Kong Federation of Insurers, acts as an appointed insurance agent for AIA International Limited (the “Insurance Company”).
  • Citibank (Hong Kong) Limited’s role is limited to introducing the insurance product only and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the products provided.
  • Insurance products are products and obligations of the Insurance Company and not of Citibank (Hong Kong) Limited. Insurance products are not bank deposits or obligations of, or guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or any local governmental agency.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and Citibank (Hong Kong) Limited out of the selling process of any insurance product by Citibank (Hong Kong) Limited as agent for Insurance Company or the processing of the related transaction, you will enter into a financial dispute resolution scheme process with Citibank (Hong Kong) Limited in accordance with the applicable rules. However any dispute over the contractual terms of the product should be resolved between directly you and Insurance Company.
  • All insurance applications are subject to the Insurance Company’s underwriting and acceptance.
  • The Insurance Company is solely responsible for all approvals, coverage and compensations of their insurance plans.
  • Citibank (Hong Kong) Limited is not rendering legal, accounting or tax advice. You are advised to check with your personal tax advisor for advice relevant to your circumstances.
  • You are reminded to review the relevant product materials provided to you and seek independent advice if necessary.
  • For any policy service enquiries, please call your bank financial consultant or contact the Insurance Company.
  • In case of any discrepancy between the English and Chinese versions of this website, the English version shall prevail.