Credit Card Loan Services

Smart financing.

Smart financing.

Whether you want to enjoy a spontaneous vacation, buy a new TV or throw a memorable birthday party for your special one, get quick financing for all your needs with our Credit Card Loan Services. As a Citi Credit Cardholder, you can turn your available credit limit into an instant loan with affordable interest rates and flexible repayment periods.


Opting for a loan on credit card is a quick and convenient way to fulfil your needs without straining your budget. Enjoy greater financial flexibility and optimize your wealth management potential with Citi Credit Card Loans.

Instant Cash

Instant Cash

  • "Quick Cash" Installment Program

    • Instant Cash Loan
    • No documents required

Installment Plan

Installment Plan

  • Flexi-Installment Program

    • Convert your recent transaction/statement balance into easy installments
    • Affordable interest rate with flexible repayment period

Flexible Repayment

Flexible Repayment

  • Cash Conversion Program

    • No fixed repayment period or repayment amount

Save Interest Smartly

Save Interest Smartly

  • Balance Transfer Program.

    • Transfer other credit cards / loan balances to your Citi Credit Card
    • Enjoy privileged rate and save interest on repayments

Merchant Interest-free Installment

Merchant Interest-free Installment

  • Enjoy the "Hottest 0% Installment Plan
To borrow or not to borrow? Borrow only if you can repay!