Credit Card Loan Services

Smart financing.

Smart financing.

Enjoy financial flexibility and optimize your wealth management potential on your credit card limit with our various flexible repayment programs.

Instant Cash

Instant Cash

  • "Quick Cash" Installment Program

    • Instant Cash Loan
    • Pre-approval with no documents required

Installment Plan

Installment Plan

  • Flexi-Installment Program

    • Convert your recent transaction/statement balance into easy installments
    • Affordable interest rate with flexible repayment period

Flexible Repayment

Flexible Repayment

  • Cash Conversion Program

    • No fixed repayment period or repayment amount

Save Interest Smartly

Save Interest Smartly

  • Balance Transfer Program.

    • Transfer other credit cards / loan balances to your Citi Credit Card
    • Enjoy privileged rate and save interest on repayments

Merchant Interest-free Installment

Merchant Interest-free Installment

  • Enjoy the "Hottest 0% Installment Plan
To borrow or not to borrow? Borrow only if you can repay!