Credit Card Loan Services

Citi Mobile® App Revolutionize current Credit Card payment experiences. Flexible choices are right in your hand!

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Citi Mobile® App Revolutionize current Credit Card payment experiences.Flexible choices are right in your hand!

Whether you want to enjoy a spontaneous vacation, buy a new TV or throw a memorable birthday party for your special one, get quick financing for all your needs with our Credit Card Loan Services. As a Citi Credit Cardholder, you can turn your available credit limit into an instant loan with affordable interest rates and flexible repayment periods.


Opting for a loan on credit card is a quick and convenient way to fulfil your needs without straining your budget. Enjoy greater financial flexibility and optimize your wealth management potential with Citi Credit Card Loans.

Flexible Credit Card Payment Methods

Flexible Credit Card Payment Methods

Instant Cash

Instant Cash

  • "Quick Cash" Installment Program

    • Instant Cash Loan
    • No documents required

Statement Installment Plan

Statement Installment Plan

  • “FlexiBill” Installment Program

    • Convert your statement balance into easy installments
    • Affordable interest rate with flexible repayment period

Transaction Installment Plan

Transaction Installment Plan

  • “PayLite” Installment Program

    • Convert your recent transactions into easy installments
    • Affordable interest rate with flexible repayment period

Online Purchase Installment Plan

Online Purchase Installment Plan

  • Convert the transaction made at participating merchant’s online platform into installment with “PayLite” Installment Program seamlessly without ever leaving the platform

Flexible Repayment

Flexible Repayment

  • Cash Conversion Program

    • No fixed repayment period or repayment amount

Save Interest Smartly

Save Interest Smartly

  • Balance Transfer Program.

    • Transfer other credit cards / loan balances to your Citi Credit Card
    • Enjoy privileged rate and save interest on repayments

Merchant Interest-free Installment

Merchant Interest-free Installment

  • Enjoy the "Hottest 0% Installment Plan
To borrow or not to borrow? Borrow only if you can repay!