CITI CASH BACK CARD

Welcome offer – HK$1,000 Cash Rebate

Welcome offer – HK$1,000 Cash Rebate

Citi Cash Back Card makes rewards simple. With eligible transactions, you can enjoy Cash Rebate automatically with no cap. Clear, simple, easy.

Top reasons to get a Citi Cash Back Card

Top reasons to get a Citi Cash Back Card

Eligible transactions can enjoy:

  • Auto rebate with no cap
  • 2% Cash Rebate on global dining spending
  • 2% Cash Rebate on global hotel spending
  • 2% Cash Rebate on other spending in foreign currency
Key Facts Statement
WELCOME OFFER
HK$1,000 Cash Rebate
HK$1,000 Cash Rebate

Due to the overwhelming response, the registration of Limited time 2% Cash Rebate Program is now closed. Thank you for your support!

Card Benefits

Auto rebate with no cap

2% rebate on global dining

2% rebate on global dining

To make your dining experiences even more enjoyable, all eligible dining transactions (including fast food) in any restaurant around the world will be rewarded 2% cash rebate.

Tips to earn HK$3,600 rebate

Simply use your Citi Cash Back Card, whether you're hanging out with friends or spending via your e-wallet, to earn fabulous rebates!

Spending Category Spending Amount (HK$) Rebate Amount (HK$)
Dining / Hotel Spending $2,000 $40
Other Foreign Currency
(Online / Overseas)
$1,000 $20
Other Local Spending $3,000 $30
e-wallet transaction*
(e.g. top up, spend and transfer)
$20,000 $200
Octopus Automatic Add Value Service $1,000 $10
Monthly Rebate $300

Annual Rebate: HK$300 X 12 = HK$3,600

* For details of the e-wallet, please refer to corresponding service provider(s). The e-wallet information is subject to change of the relevant service provider(s). Citibank reserve the right to amend corresponding Terms and Conditions regarding credit card cash rebate program without prior notice. Citibank shall not be responsible for any matters in relation to any third party services.


Annual Fee Waiver Privilege

You can enjoy an annual fee waiver privilege by spending HK$100,000 or more with your Citi Cash Back Card every year before the annual fee renewal month. If the relevant spending requirement is not met, the annual fee will be charged to the card account on your annual fee renewal month without prior notice.

Purchase Protection Insurance

Purchases made anywhere in the world with your Citi Cash Back Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase.

Click here for the factsheet of Purchase Protection Insurance.

Visa payWave Contactless Payment

Enjoy fast, secure and hassle-free payments with Visa payWave. Simply wave your card in front of a payment terminal that accepts Visa payWave payments present in a wide range of retailers and enjoy the convenience and security of contactless payments.

For more information regarding Visa payWave, please see our FAQs or visit Visa’s payWave webpage here

Visa Signature Privileges

  • Travel in style with airport limousine pick up service at preferential rates.
  • Take advantage of generous shopping discounts and preferential treatment with a selection of global travel privileges
  • Indulge in pure relaxation with special privileges at the finest spas and health clubs
  • Treat yourself to an exclusive dining experience with our compliments
  • Enjoy exclusive privileges at renowned golf clubs worldwide

Details

Year Round Offers / Citi® World Privileges

You can enjoy an array of privileges across the town.





Special Promotions

Audi on demand

  • HK$300 off upon HK$3,000 bookings

Valid till December 31, 2019.

Travel Offers

  • Discounts on Agoda, Expedia, Hotels.com and more

Valid till December 31, 2019.

Hertz

  • Enjoy 10% off self-drive rentals
  • One complimentary rental day with minimum 6 or more days’ rental

Valid till December 31, 2019.

Auto Europe

  • Up to 37% off international car rental

Valid till December 31, 2019.

yQ (meet & assist) service

  • 20% off retail rates

Valid till December 31, 2019.

Please click here for more offers and terms and conditions.

How To Apply

Applying online for a Citi Cash Back Card is easy.

Eligibility

  • Applicants must be at least 18 years of age
  • Annual income must be HK$240,000 or more

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form

Submit Document

Please send copies of your supporting document here.

  • Citi Cash Back Card

To borrow or not to borrow? Borrow only if you can repay!

Remarks, Terms and Conditions:Remarks, Terms and Conditions:

Terms and Conditions of Citi Cash Back Card 2% Cash Rebate Program:
1. The promotion is valid from December 14, 2018 to June 13, 2019, inclusive of both days (“Promotion Period”).
2. The offers are only applicable to Citi Cash Back Card issued by Citibank (Hong Kong) Limited (“Eligible Card”). Cardholders are required to successfully register at www.citibank.com.hk/cashback within the Promotion Period ("Registration") to be eligible for this promotion. Only the first 4,000 successfully registered cardholders (“Eligible Cardholder”) are eligible for this offer. Cardholder is required to register once only, only the latest registered Eligible Card will prevail. Registration with a supplementary card is not accepted.
3. During the Promotion Period, Eligible Cardholder will be awarded extra 1% Cash Rebate (“Extra Cash Rebate”) for the first HK$100,000 Eligible Local Transactions (as defined in clause 4) with the Eligible Card
Per HK$1 Extra Cash Rebate Basic Cash Rebate
Eligible Local Transactions
(exclude dining and hotel spending)
1% 1%
Eligible Cardholder can earn up to HK$1,000 Extra Cash Rebate with no minimum spending requirement within the Promotion Period.
4. Eligible Local Transactions:
All posted transactions and new monthly installments of billed interest free installment plan in Hong Kong Dollar during the Promotion Period (exclude those transactions made in Hong Kong dollar which are classified as restaurants or dining merchants or hotels according to the merchant codes issued by Visa.) that are charged to the Eligible Card account during Promotion Period; Invalid Transactions include but are not limited to, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Citi Credit Card "Quick Cash" Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, dynamic currency conversion transactions, transactions through Faster Payment System (FPS) Service, or unposted /canceled /refunded transactions.
5. Citibank have the right to update the list of Invalid Transactions as stated in Clause 4 above at its discretion. The decision of Citibank as to what constitutes an Invalid Transactions shall be final and conclusive.
6. Unless otherwise specified, all Extra Cash Rebate earned by Principal and Supplementary cardholders of the same Eligible Card Account will be accumulated under Principal cardholder’s account. All Eligible Local Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be counted collectively.
7. Extra Cash Rebate will be credited into the Eligible Cardholder’s account by August 31, 2019.
8. The Basic Cash Rebate will be credited to the Eligible Card Account in accordance with the terms and conditions of Citi Cash Back Card Rebate Program.
9. Eligible Cardholder’s account must be valid and in good standing during Promotion Period and fulfillment period in order to enjoy the offer.
10. In case of any fraud/abuse/reversal or cancellation of transactions in respect of the offers, Citibank reserves the right to debit corresponding Cash Rebate from the Eligible Card account without prior notice.
11. Citibank will not be responsible for any matters in relation to the related products or services.
12. Citibank reserves the right to amend the terms & conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
13. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.
 
"Citi Cash Back Card Cash Rebate Program" Terms and Conditions:
1. Citi Cash Back Card Cash Rebate Program ("Rebate Program") applies to the principal and supplementary cardholders ("Cardholders") of Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card").
2. This Rebate Program applies to "Eligible Transactions" made by Citi Cash Back Card and the calculated rebate amount will be rounded to the nearest cent. The following rebates will be awarded to the correspond "Eligible Transactions":
  • a. 1% spending rebate ("Basic Rebate") will be awarded to posted transactions in any currencies and monthly installments of billed interest free installment plan that are charged to the Eligible Card account ("Eligible Transactions for Basic Rebate").
  • b. 2% foreign currency rebate ("Foreign Currency Rebate") including the 1% Basic Rebate, will be awarded to all posted retail transactions made in foreign currencies charged to the Eligible Card account ("Eligible Foreign Currency Transactions").
  • c. 2% local dining rebate ("Local Dining Rebate") including the 1% Basic Rebate, will be awarded to all eligible transactions made in Hong Kong dollar at dining outlets in Hong Kong which are classified as restaurants or dining merchants according to the merchant codes issued by Visa ("Eligible Local Dining Transaction"). Transactions made in respect of hotel, banquet services, private functions, private room events, department stores, associations and clubhouses, and the food and beverage services provided by the designated merchants of other spending categories will not be counted as Eligible Local Dining Transactions.
  • d. 2% local hotel spending rebate ("Local Hotel Spending Rebate") including the 1% Basic Rebate, will be awarded to all eligible transactions made in Hong Kong dollar at the hotels in Hong Kong which are classified as hotels according to the merchant codes issued by Visa ("Eligible Hotel Spending Transaction"). Transactions made in respect of banquet services, private functions and private room events will not be counted as Eligible Hotel Spending Transactions.
  • Ineligible transactions including but not limited to cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Citi Credit Card "Quick Cash" Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, dynamic currency conversion transactions, transactions through Faster Payment System (FPS) Service, or unposted /canceled /refunded transactions.
3. Basic Rebate/ Foreign Currency Rebate/Local Dining Rebate/Local Hotel Spending Rebate awarded in respect of any supplementary cardholders will be attributed to their principal cardholders. For the avoidance of doubt, transactions made by principal and supplementary Cardholders under the same Eligible Card account are counted collectively.
4. The full amount of earned Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate will be credited to the Eligible Card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.
5. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
6. When an Eligible Card account is closed or suspended under whatever reason, any Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate remaining in the Eligible Card account will be forfeited.
7. Unless otherwise specified, the Basic Rebate, Foreign Currency Rebate, Local Dining Rebate and Local Hotel Spending Rebate is not transferable and cannot be converted to cash or other offers.
8. To be eligible for this Rebate Program, Eligible Card accounts should be valid, in good standing and in compliance with the conditions that may be imposed by Citibank from time to time.
9. Citibank reserves the right to terminate this Rebate Program or amend its terms and conditions at any time without prior notice.
10. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
11. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
 
General Terms & Conditions:
1. These offers apply to principal and supplementary cardholders ("Cardholders") of Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Card"), unless specified.
2. If Cardholders have subsequently cancelled / reversed any transactions in respect of which offers are rewarded, Citibank reserves the absolute right to charge the equivalent value of such offers directly from the Eligible Card account without prior notice.
3. Cardholders must maintain valid Eligible Card accounts with a good credit record in order to be eligible for the offers. In case there is any fraud / abuse, Citibank reserves the absolute right to charge the equivalent value of the offers rewarded under these programs directly from the Eligible Card account without prior notice, forfeit the Cardholder's eligibility to been titled to the offers, and/or suspend the Eligible Card account for investigation without prior notice.
4. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchant's absolute discretion.
5. Photos, product specifications and prices are for reference only.
6. Unless otherwise specified, all offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
7. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
8. Citibank and the respective merchants reserve the right to amend the terms and conditions without prior notice.
9. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
10. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
 
"Purchase Protection Insurance" Terms and Conditions:
1. The offer is only applicable to Citi Cash Back Card issued by Citibank (Hong Kong) Limited ("Eligible Card").
2. The period of insurance is available from March 29, 2018 to March 31, 2019 (both dates inclusive).
3. Principal cardholders are required to settle payments with their Eligible Card in order to enjoy the offers.
4. The offer starts upon principal cardholders charging their purchase to the Eligible Card for a period of 30 days. For item purchased under a merchandising program, coverage of 30 days shall commence from the date of delivery of merchandise in undamaged condition to the principal cardholder.
5. Citibank (Hong Kong) Limited ("Citibank") is not the insurance underwriter of the Purchase Protection Insurance ("the Policy"). Zurich Insurance Company Ltd. is the insurance underwriter ("the Insurance Underwriter") of the Policy above and is solely responsible for all coverage and compensation. The Insurance Underwriter is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. The Policy is part of the credit card feature and Citibank shall not be responsible for any matters in relation to the Policy provided. Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any local government agency.
6. This statement is not a policy or contract of insurance. The original policy is on file at the office of Citibank. Final decisions will be made in accordance with original policy. For insurance details, please refer to the Purchase Protection Insurance Factsheet. For claims enquiry, please call Zurich's Customer Services Hotline at 2903 9482. Citibank and its Insurance Underwriter reserve the right to make the final decision on all claims.