HOTTEST 0% INSTALLMENT PLAN

Hottest 0% Installment Plan.

Hottest 0% Installment Plan.

What is the biggest hurdle from enjoying the things you want? Spend now and pay in 0%-interest installments with Citi Credit Cards!

Turn big purchases into small payments


0% interest
with no handling fee

More than 500
Participating Merchants

Flexible
Repayment Period
For other purchases, PayLite allows you to split your bill
For other purchases, PayLite allows you to split your bill
For other purchases, PayLite allows you to split your bill
For other purchases, PayLite allows you to split your bill

To Borrow or not to borrow? Borrow only if you can repay!

Remarks, Terms and Conditions:Remarks, Terms and Conditions:

Terms and Conditions for "Hottest 0% Installment Plan" :

  • Cardholders need to sign up for the Interest Free Installment Plan at minimum transaction size of HK $2,000 and a minimum tenure of 6 months.
  • Unless otherwise specified, Interest Free Installment Plan is only applicable to cardholders ("Cardholders") of Citi Credit Cards issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards"). The Citi Rewards UnionPay Card and Citi® Cash Back American Express®Card are not applicable.
  • Citibank will determine the eligibility of Cardholders to participate as well as the transactions based on Citibank’s records.
  • In case of any fraud/abuse/reversal or cancellation of transactions, Citibank reserves the right to debit from the Cardholder’s Eligible Card account without prior notice.
  • Unless otherwise specified, Interest Free Installment Plan cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  • Availability Interest Free Installment Plan is subject to offer or service availability, account status checking and final acceptance by Citibank and the Merchant at their absolute discretion.
  • Citibank shall not be responsible for any matters in relation to the related products or services. The Merchant is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services. Please contact the Merchant for details.
  • Citibank and the Merchant reserve the right to amend the terms & conditions without prior notice. All matters and disputes are subject to the final decision of Citibank and the Merchant.
  • In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.