Citi®

Citi®

Citi Octopus Credit Card Enjoy a more rewarding life with fabulous offers

Indulge yourself with an exciting world of offers and benefits from Citi Credit Cards, tailored to satisfy your discerning taste. Whether you're interested in traveling, shopping or daily spending, Citi Credit Cards let you bask in life's finest choices.

Citi Octopus Credit Card Flexible Swipe and “dood” functions

Citi Octopus Credit Card combines your credit card with the touch-and-go Octopus function in one card. With both swipe and "dood" functions, you have the flexibility to enjoy rewards everywhere you spend every day. From now till May 31, 2017, selected customers can get HK$400 in supermarket cash coupons upon successful completion of the following steps. Apply now!

Existing Citi Credit Cardholder - 3 steps express application

Click on the "Apply Now" button and select "Existing Citi Credit Cardholder - 3 steps express application" and enter the last 4 digits of your existing Citi Credit Card number and your registered mobile number.

Enter the "Online Authorization Code"

Selete the box to understand and agree related Terms and Conditions. Complete!

Application Rewards

HK$400 in supermarket cash coupons

Card Benefits

  • HK$200 Spending = HK$1 Octopus Cash Rebate

  • The Octopus Cash earned will offset Octopus Automatic
    Add Value Service transactions. No registration needed

  • Automatically earn Octopus Reward$

  • Octopus Automatic Add Value Service embedded

  • First year annual fee waiver




To borrow or not to borrow? Borrow only if you can repay!
General Terms & Conditions for Application Rewards
1. Unless otherwise specified, the promotion is valid from March 25, 2017 to May 31, 2017, both days inclusive (“Promotion Period”).
2. Applicants must return the completed application consent form and successfully apply for a principal card of the selected credit card (“Eligible Card”) issued by Citibank (Hong Kong) Limited (“Citibank”) during the Promotion Period (“Eligible Cardholders”).
3. Citibank may not accept the application of the Eligible Card in view of applicant's individual circumstances.
4. Eligible Cardholders can enjoy HK$400 in Wellcome Cash Coupons (“Welcome Offer”), upon accumulating spending of HK$5,500 or above within the first 2 months from the date of card issuance (“Spending Conditions”).
5. All posted transactions conducted by principal and supplementary card(s), if applicable, are included in the Spending Conditions calculation. Ineligible transactions, including but not limited to, Dynamic currency conversion transactions, traveler's checks, cash advances, withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program and Dial-a-Check Installment Program, payment to the Inland Revenue Department, online bill payment or utilities bill made with Eligible Card via internet banking or online payment system, mutual funds payment, fees & charges, insurance transactions, casino transactions, unposted/cancelled/refunded transactions, other unauthorized transactions and fraud and abuse transactions.
6. Each Eligible Cardholder is entitled to only one Welcome Offer.
7. The Welcome Offer will be mailed to Eligible Cardholders’ correspondence address by September 30, 2017 upon meeting the Spending Conditions.
8. Eligible Cardholders’ Eligible Card accounts must be valid and in good standing during the Promotion Period and fulfillment period in order to enjoy the Welcome Offer.
9. In case of any fraud / abuse / reversal or cancellation of transactions included in the calculation of the Spending Condition, Citibank reserves the right to debit from the Eligible Cardholders' credit card accounts the equivalent amount of Welcome Offer awarded under this promotion without prior notice.
10. Citibank reserves the right to amend these and relevant Terms and Conditions at any time without prior notice.
11. All matters and disputes will be subject to the final decision of Citibank.
12. In case of discrepancy between the English and Chinese versions, the English version shall prevail.


Citi Octopus Credit Card Octopus Cash Program:
1. Citi Octopus Credit Card Octopus Cash Program ("Octopus Cash Program") is only open to the Principal Cardholders of the Card.
2. Under the Octopus Cash Program, the Principal Cardholder will be awarded HK$1 worth Octopus cash credits (the "Octopus Cash"), rounded down to the nearest cent for each HK$200 of the credit card spending items (in aggregate) using the Card, including Automatic Add Value Transactions, but excluding such transactions which customarily do not constitute credit card spending items in the discretion of the Company (including, without limitation, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Dial a Check Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, dynamic currency conversion transactions or unposted / cancelled / refunded transactions. The Octopus Cash shall be credited to and accumulated in the Account. The amount of Octopus Cash posted to any monthly statement shall only be redeemable to offset the relevant value of the Automatic Add Value Transaction(s) posted to any subsequent monthly statement if all the conditions below are satisfied:
a. the total amount of the Octopus Cash to be redeemed in respect of that subsequent monthly statement is HK$5 or more but does not exceed the aggregate value of the Automatic Add Value Transaction(s) posted thereto; and
b. the Account is in compliance with such conditions as may be imposed by the Company from time to time.
3. The Octopus Cash is not transferable.
4. The Octopus Cash accumulated under the Account will be forfeited when the Account is closed or, in the opinion of the Company, is not in good standing; or if the Card has expired or ceased to be effective or a breach of this Agreement or any other relevant agreement has occurred. Without prejudice to the foregoing, any Octopus Cash credited to the Account which remain unredeemed after a three-year period (or any other period as the Company may prescribe from time to time) will be automatically forfeited. For this purpose, Octopus Cash accumulated under the Account will be deemed to have been redeemed in the order they are credited to the Account.
5. The Company is entitled at any time and without any prior notice or liability to the Principal Cardholder in any manner whatsoever to terminate Octopus Cash Program or cancel or vary its benefits or features, or vary, add to or delete any of the terms and conditions of the Octopus Cash Program, or withdraw or change the participants of Octopus Cash or modify or limit the value of Octopus Cash and/or the manner of their redemption even though any of such acts may diminish the value of Octopus Cash already accumulated.
6. Should any transaction in the monthly statement be cancelled or refunded for whatever reason, the Octopus Cash earned in respect to those transactions will be deducted or cancelled.
7. All matters and disputes will be subject to the final decision of the Company.
8. These terms are translated from English to Chinese for guidance only. If there is any conflict or inconsistency between the two versions, the English version will prevail.
Enjoy a more rewarding life with fabulous offers
Indulge yourself with an exciting world of offers and benefits from Citi Credit Cards, tailored to satisfy your discerning taste. Whether you're interested in traveling, shopping or daily spending, Citi Credit Cards let you bask in life's finest choices.
Citi Octopus Credit Card Flexible Swipe and “dood” functions

Citi Octopus Credit Card combines your credit card with the touch-and-go Octopus function in one card. With both swipe and "dood" functions, you have the flexibility to enjoy rewards everywhere you spend every day. From now till May 31, 2017, selected customers can get HK$400 in supermarket cash coupons upon successful completion of the following steps. Apply now!

Existing Citi Credit Cardholder - 3 steps express application

Click on the "Apply Now" button and select "Existing Citi Credit Cardholder - 3 steps express application" and enter the last 4 digits of your existing Citi Credit Card number and your registered mobile number.

Enter the "Online Authorization Code"

Selete the box to understand and agree related Terms and Conditions. Complete!

Application Rewards

HK$400 in supermarket cash coupons

Card Benefits

  • HK$200 Spending = HK$1 Octopus Cash Rebate

  • The Octopus Cash earned will offset Octopus Automatic
    Add Value Service transactions. No registration needed

  • Automatically earn Octopus Reward$

  • Octopus Automatic Add Value Service embedded

  • First year annual fee waiver

To borrow or not to borrow? Borrow only if you can repay!