Citi®

Citi®

Citi Octopus Credit Card Enjoy a more rewarding life with fabulous offers

Indulge yourself with an exciting world of offers and benefits from Citi Credit Cards, tailored to satisfy your discerning taste. Whether you're interested in traveling, shopping or daily spending, Citi Credit Cards let you bask in life's finest choices.

Citi Octopus Credit Card Flexible Swipe and “dood” functions

Citi Octopus Credit Card combines credit card with the touch-and-go Octopus function in one card. With both swipe and "dood" functions, you have the flexibility to enjoy rewards everywhere you spend every day.
Follow the below steps to apply now!

Existing Citi Credit Cardholder - 3 steps express application

Click on the "Apply Now" button and select "Existing Citi Credit Cardholder - 3 steps express application" and enter the last 4 digits of your existing Citi Credit Card number and your registered mobile number.

Enter the "Online Authorization Code"

Selete the box to understand and agree related Terms and Conditions. Complete!

Card Benefits

  • HK$200 Spending = HK$1 Octopus Cash Rebate

  • The Octopus Cash earned will offset Octopus Automatic
    Add Value Service transactions. No registration needed

  • Automatically earn Octopus Reward$

  • Octopus Automatic Add Value Service embedded

  • First year annual fee waiver




To borrow or not to borrow? Borrow only if you can repay!
Citi Octopus Credit Card Octopus Cash Program:
1. Citi Octopus Credit Card Octopus Cash Program ("Octopus Cash Program") is only open to the Principal Cardholders of the Card.
2. Under the Octopus Cash Program, the Principal Cardholder will be awarded HK$1 worth Octopus cash credits (the "Octopus Cash"), rounded down to the nearest cent for each HK$200 of the credit card spending items (in aggregate) using the Card, including Automatic Add Value Transactions, but excluding such transactions which customarily do not constitute credit card spending items in the discretion of the Company (including, without limitation, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Dial a Check Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, dynamic currency conversion transactions or unposted / cancelled / refunded transactions. The Octopus Cash shall be credited to and accumulated in the Account. The amount of Octopus Cash posted to any monthly statement shall only be redeemable to offset the relevant value of the Automatic Add Value Transaction(s) posted to any subsequent monthly statement if all the conditions below are satisfied:
a. the total amount of the Octopus Cash to be redeemed in respect of that subsequent monthly statement is HK$5 or more but does not exceed the aggregate value of the Automatic Add Value Transaction(s) posted thereto; and
b. the Account is in compliance with such conditions as may be imposed by the Company from time to time.
3. The Octopus Cash is not transferable.
4. The Octopus Cash accumulated under the Account will be forfeited when the Account is closed or, in the opinion of the Company, is not in good standing; or if the Card has expired or ceased to be effective or a breach of this Agreement or any other relevant agreement has occurred. Without prejudice to the foregoing, any Octopus Cash credited to the Account which remain unredeemed after a three-year period (or any other period as the Company may prescribe from time to time) will be automatically forfeited. For this purpose, Octopus Cash accumulated under the Account will be deemed to have been redeemed in the order they are credited to the Account.
5. The Company is entitled at any time and without any prior notice or liability to the Principal Cardholder in any manner whatsoever to terminate Octopus Cash Program or cancel or vary its benefits or features, or vary, add to or delete any of the terms and conditions of the Octopus Cash Program, or withdraw or change the participants of Octopus Cash or modify or limit the value of Octopus Cash and/or the manner of their redemption even though any of such acts may diminish the value of Octopus Cash already accumulated.
6. Should any transaction in the monthly statement be cancelled or refunded for whatever reason, the Octopus Cash earned in respect to those transactions will be deducted or cancelled.
7. All matters and disputes will be subject to the final decision of the Company.
8. These terms are translated from English to Chinese for guidance only. If there is any conflict or inconsistency between the two versions, the English version will prevail.
Enjoy a more rewarding life with fabulous offers
Indulge yourself with an exciting world of offers and benefits from Citi Credit Cards, tailored to satisfy your discerning taste. Whether you're interested in traveling, shopping or daily spending, Citi Credit Cards let you bask in life's finest choices.
Citi Octopus Credit Card Flexible Swipe and “dood” functions

Citi Octopus Credit Card combines credit card with the touch-and-go Octopus function in one card. With both swipe and "dood" functions, you have the flexibility to enjoy rewards everywhere you spend every day.
Follow the below steps to apply now!

Existing Citi Credit Cardholder - 3 steps express application

Click on the "Apply Now" button and select "Existing Citi Credit Cardholder - 3 steps express application" and enter the last 4 digits of your existing Citi Credit Card number and your registered mobile number.

Enter the "Online Authorization Code"

Selete the box to understand and agree related Terms and Conditions. Complete!

Card Benefits

  • HK$200 Spending = HK$1 Octopus Cash Rebate

  • The Octopus Cash earned will offset Octopus Automatic
    Add Value Service transactions. No registration needed

  • Automatically earn Octopus Reward$

  • Octopus Automatic Add Value Service embedded

  • First year annual fee waiver

To borrow or not to borrow? Borrow only if you can repay!