Say goodbye to traditional payment methods
Citi PayAll — pay smarter, earn more. Settle your daily big expenses — like rent, tuition,
insurance, taxes and more — all while earning credit card rewards!

Forget the old way. More rewarding, flexible and convenient — that’s Citi PayAll.
Earn on every
payment#

Earn miles, credit card points or cash rebates on daily and big expenses!

Never miss out on rewards when you pay!
Increase financial
flexibility

Enjoy cash flow flexibility with your card's interest-free repayment period!

Pay without using your cash right away!
Save time and
hassle

Set it once and let scheduled payments* handle your expenses on autopilot!

No more juggling payments!

#Service fee must be opted in when setting up transaction. The PayAll service fee is subject to adjustment from time to time, please refer to the relevant fee after inputting payment amount and/or info of the payee/payee account when you set up payment. In addition, the option for “no Fee with no basic points or rebates” is subject to different payment categories. Please refer to the relevant page(s) when you set up payment via Citi PayAll. Terms & Conditions for Citi PayAll Service apply.
*Scheduled or monthly payments must be set up at least 4 working days in advance. Click here for details.

More flexible ways to pay
Wide range of payment categories
More payment categories
You may choose to pay to a designated merchant / payee’s bank account
Savvy user tips to earn more rewards
Curious how Citi PayAll can help you earn more rewards?
See how you can turn big expenses with a service fee into great rewards.

Take a look at the examples below:
Citi Prestige
Card
Citi PremierMiles
Card
#For reference only, the relevant information may be updated from time to time without prior notice. It is required to turn the entitled points into Miles and redeem relevant air-tickets. Relevant Terms & Conditions of “Citi ThankYouSM Rewards” apply.
More useful tips to make your life easier
Tip 1: Set up monthly payments
Got Monthly Bills?
Set up recurring payments for added convenience!

No more late payments

Points/Rebates credited automatically

Tip 2: Split big expenses into installments
For selected bill payment categories,
you can apply for PayLite/FlexiBill^!

Ease financial burden

Enjoy extra perks

Learn more
^The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program.
FAQs
Not a Citi Credit Cardholder?
Apply now and experience a world of rewards.

 

 

 

CITI PAYALL SERVICE TERMS AND CONDITIONS

“Citi PayAll 2025 Earn up to HK$4,500 Bonus Rebate Tax Payment Campaign (December 1, 2025 – March 31, 2026)” Terms and Conditions

Please click here for detailed Terms and Conditions

To borrow or not to borrow? Borrow only if you can repay!