CITI PREMIERMILES CARD - ONE CREDIT CARD TO ELEVATE YOUR ENTIRE JOURNEY

Welcome Offer up to 2 round
trip tickets to Taipei or 1 round
trip ticket to Bangkok

Welcome Offer up to 2 round trip tickets to Taipei or 1 round trip ticket to Bangkok

Citi PremierMiles Card is a great travel companion. You can rack up miles all year round, plus enjoy a full range of fabulous rewards on your credit card that complement your travel in every aspect. Whether you plan ahead, or take off on a whim, it always makes traveling more worthwhile. From now on, you can enjoy the following hottest offer with your travel credit card. One Card. Elevate your entire journey.

Welcome Offers
Redeem up to:
2 round trip tickets to Taipei, or
1 round trip ticket to Bangkok
Redeem up to:
2 round trip tickets to Taipei, or
1 round trip ticket to Bangkok

Card Benefits

Spend less and use Avios to fly faster

Spend locally and overseas to earn as much as you want. Citi PremierMiles Card offers you to redeem Avios and fly faster with British Airways and its oneworld partner including Cathay Pacific and Cathay Dragon. Redeem round trip tickets to your favorite destinations with less miles!

Spend less and save up to 26% spending comparing to conventional mileage programs.

#Cardholders of Citi PremierMiles Card will be awarded 12 Points (1 Avios) per HK$8 local Eligible Transaction posted.
* Conventional mileage programs refer to other credit cards rewards programs converting points to miles. The mileage conversion rate used by conventional mileage programs is assumed to be HK$6 = 1 mile for local currency transaction.

Spend less with Citi PremierMiles Card and fly to your favorite destinations sooner!

Overseas and Online
Foreign Currency Spending
Local Spending
Spending upon ≥HK$20,000
HK$3 = 1 Avios (12 Points)

Spending upon <HK$20,000
HK$4 = 1 Avios (12 Points)
HK$8 = 1 Avios (12 Points)

Example:

Cardholders who spend HK$72,000 locally are entitled to earn 108,000 Points (HK$1 = 1.5 Points).
Total Points received can be redeemed to 9,000 Avios which is equivalent to a round trip ticket to Taipei.
Accelerate your journey when spending overseas.

Complimentary access to airport lounges

Complimentary access to airport lounges

Principal and supplementary Cardholders can each enjoy up to
12 times complimentary access to 60 designated Plaza Premium Lounges worldwide, including Hong Kong, Taiwan, Singapore and London for every calendar year. The Cardholders will be entitled to complimentary access upon spending HK$5,000 per head within 30 days after the date of each lounge visit.

Click here for more details of Plaza Premium Lounges locations and services.

Comprehensive mileage and hotels redemption programs

Comprehensive mileage and hotels redemption programs

Redeem miles or hotel stays with Points. Redemption within 5-14 working days. No handling charge.

Mileage Redemption

  • 12 Frequent Flyer Programs to redeem mileage of over 100 airlines



Hotel Points Redemption

  • 3 Rewards Programs


Free Travel Insurance

Pay in full or redeem* for flight tickets/ accommodation/ travel tours with your Citi PremierMiles Card, you and your family can enjoy free travel insurance. For Principal Cardholder with Citigold Private Client or Citigold account enjoy better protection of the Premier Plan.

Double your Travel Accident Protection by upgrading to the Premier Plan, and enjoy up to 83% premium discount.

Protection Items Basic Plan Premier Plan
Free entitlement to* For less than 7 days of travel, upgrade by as low as $48
(Original Price: $290)
Upgrade now
Maximum Claim Amount (HK$) Maximum Claim Amount (HK$)
Travel Accident Protection $750,000 $1,500,000
Emergency Medical Protection $500,000 $1,250,000
Journey Cancellation Protection $10,000 $30,000
Baggage Loss Protection $10,000 $35,000
Travel Delay Protection $3,000 $5,000
Lost of Travel Documents $3,000 $5,000

Optional benefits are available for purchase upon upgrading to the Premier Plan.

Optional Benefits Additional Maximum Claim Amount (HK$)
Damage of Mobile Phone Benefit
(As low as $12 premium)
$2,000
Driving Holidays Benefit
(As low as $15 premium)
$200,000
Sports Activities Benefit
(As low as $18 premium)
$200,000
Cruise Holidays Benefit
(As low as $48 premium)
$400,000

Click here for details of the Basic Plan. Refer to the policy details on the Zurich portal for details of the Premier Plan.

Enjoy better protection with a complimentary upgrade to the Premier Plan, as Citigold Private Client/ Citigold customer.

Protection Items Premier Plan
Maximum Claim Amount (HK$)
Travel Accident Protection $1,500,000
Emergency Medical Protection $1,250,000
Journey Cancellation Protection $30,000
Baggage Loss Protection $35,000
Travel Delay Protection $5,000
Lost of Travel Documents $5,000

For a more comprehensive protection, please call Zurich’s dedicated hotline at +852 2903 9484 to purchase Optional Benefits

Optional Benefits Additional Maximum Claim Amount (HK$)
Damage of Mobile Phone Benefit
(As low as $12 premium)
$2,000
Driving Holidays Benefit
(As low as $15 premium)
$200,000
Sports Activities Benefit
(As low as $18 premium)
$200,000
Cruise Holidays Benefit
(As low as $48 premium)
$400,000

Click here for details of the Premier Plan.

*Please refer to terms and conditions clause 23 for eligibility.


No service charge for mileage conversion

Points that never expire

Citi PremierMiles Card Points allow you to redeem miles or rebates according to your travel plans without having to worry about your mileage expiring.

Instant Redemption at designated travel agencies

  • Simply offset any travel purchases with rebate at:

Stay tuned for more travel agencies.

Annual Fee Waiver Privilege

You can enjoy an annual fee waiver privilege by spending HK$100,000 or more with your Citi PremierMiles Card every year before the annual fee renewal month. If the relevant spending requirement is not met, the annual fee of will be charged to the card account on your annual fee renewal month without prior notice.

Purchase Protection Insurance

Purchases made anywhere in the world with your Citi PremierMiles Card will automatically be insured against any damages, loss or theft for up to US$7,600 within 30 days of purchase.

Click here for the factsheet of Purchase Protection Insurance.

Visa payWave Contactless Payment

Enjoy fast, secure and hassle-free payments with Visa payWave. Simply wave your card in front of a payment terminal that accepts Visa payWave payments present in a wide range of retailers and enjoy the convenience and security of contactless payments.

For more information regarding Visa payWave, please see our FAQs or visit Visa’s payWave webpage here

Visa Signature Privileges

  • Travel in style with airport limousine pick up service at preferential rates.
  • Take advantage of generous shopping discounts and preferential treatment with a selection of global travel privileges
  • Indulge in pure relaxation with special privileges at the finest spas and health clubs
  • Treat yourself to an exclusive dining experience with our compliments
  • Enjoy exclusive privileges at renowned golf clubs worldwide

Details

Year Round Offers

You can enjoy an array of privileges across the town.





Citi® World Privileges

Enjoy privileges like a local in Hong Kong and everywhere else around the world.



Special Promotion

Jebsen Fine Wines Website

  • 15% off
    (Customer code: citipm and fully settle payment with Citi PremierMiles Card)

Valid till December 31, 2017

DETAILS

Cuvées

  • 12% off
    (Promotion Code: First 7-digit of your Citi PremierMiles Card number)

Valid till December 31, 2017.

Cuisine Cuisine, WHISK and YAMM

Cuisine Cuisine, WHISK and YAMM


  • Buy-1-get-1-free dining privileges

Valid till November 30, 2017.

  • 15% off food and beverage

Valid till December 31, 2017.


Room One and COCO

Room One and COCO


  • 15% off food and beverage

Valid till December 31, 2017.

Avis

  • Up to 35% off international car rental

Valid till December 31, 2017.

Skin Laundry

  • Enjoy 15% discount on all products
  • A complimentary Laser & Light Facial Treatment
  • A mask of choice upon any purchase

Valid till December 31, 2017

Auto Europe

  • Up to 37% off international car rental

Valid till December 31, 2017.

yQ (meet & assist) service

  • 20% off retail rates

Valid till December 31, 2017.

Yoox

  • Free shipping

Valid till December 31, 2017.

Please click here for more offers and terms and conditions.

How To Apply

Applying online for a Citi PremierMiles Card is easy. Simply select a submission method most convenient to you.

Eligibility

  • Applicants must be at least 18 years of age
  • Annual income must be HK$360,000 or more

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form.

Apply Now

  • Select "Apply Now"
  • Fill-in the online application form.

Submit Document

Please send copies of your supporting document here.

  • Redeem the hottest dining gift vouchers online with Points
To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions:Terms and Conditions:

Citi PremierMiles Card

General Terms & Conditions

Unless otherwise specified, the offers apply to principal and supplementary cardholders ("Cardholders") of Citi® PremierMiles Card ("Card") issued by Citibank (Hong Kong) Limited ("Citibank"). The offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchants' absolute discretion. Photos, product specifications and prices are for reference only. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services. Citibank and the respective merchants reserve the right to amend the Terms & Conditions without prior notice. All matters and disputes are subject to the final decision of Citibank and the respective merchants. In the event of any discrepancy between the English and Chinese versions of these Terms & Conditions, the English version shall prevail.

Terms & Conditions of Flexible Travel Rewards

Terms & Conditions of Points Accumulations and Redemption

  1. Cardholders of Citi PremierMiles Card will be awarded 12 Points (1 mile) per HK$8 local transaction posted. Extra Rewards will be awarded when Citi PremierMiles Cardholder reaches total Eligible Transactions (including both local and overseas transactions) of HK$20,000 or above in one statement cycle, he/she will be awarded 12 Points (1 mile) per HK$3 (or equivalent foreign currency) overseas and online foreign currency transactions posted. If the total Eligible Transactions are below HK$20,000, cardholders can still enjoy 12 Points (1mile) per HK$4 (or equivalent foreign currency) for all eligible overseas and online foreign currency transactions.
  2. "Eligible Transactions" exclude, but are not limited to, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Dial a Check Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, or unposted /canceled /refunded transactions. Overseas and online foreign currency transactions are defined as transactions settled in currencies except Hong Kong dollar, Renminbi or Macau Patacas (including internet transactions).
  3. Citibank reserves the right to change at any time and without prior notice the ratio between Point(s) to be awarded; and the specified amount charged to the Eligible Card account.
  4. Unless otherwise specified, all Points earned by the principal and supplementary Cardholders of the same Eligible Card will be accumulated under the principal Cardholder's account.
  5. Unless otherwise specified, only principal Cardholders are eligible for Points Redemption
  6. Invalid transactions not eligible for Points include, but are not limited to, cash advances, fees and charges, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Dial a Check Installment Program, payment to the Inland Revenue Department, casino transactions, online bill payment, dynamic currency conversion transactions, or unposted /canceled /refunded transactions.
  7. Citibank may add to, or remove from, the list of invalid transactions as stated in Clause 6 above from time to time at its discretion. The decision of Citibank as to what constitutes an invalid transaction shall be final and conclusive.
  8. Points earned on Citi PremierMiles Card are evergreen.
  9. Should any transaction in the monthly statement be canceled or refunded for whatever reason, the Points earned in respect to those transactions will be deducted or canceled.
  10. Points awarded will be shown in each monthly statement, and be redeemable in such manner as set out in the Citi ThankYou Rewards Terms and Conditions for Rewards Items. Only Points accumulated up to and shown in the latest issued monthly statement or such other date as may be determined by Citibank at its discretion will be redeemable. Points redeemed will be shown in the next monthly statement.
  11. Points are not transferable to others but may be pooled upon request by the time of rewards redemption between credit cards under the same cardholder / cardmember. Points can only be pooled among Citi Ultima Card, Citi Prestige Card and Citi PremierMiles Card.
  12. Points will be forfeited when the relevant Eligible Card account is closed, is not in good standing in the opinion of Citibank, has expired or ceased to be effective or a breach of the relevant Citibank Credit Card Agreement has occurred. Any outstanding redemption order whether received before or after Points have been forfeited shall not be entertained.

Mileage/Hotel Points Redemption

  1. Cardholders can convert his/her Points to miles/hotel points of Asia Miles, British Airways Executive Club, Club CarlsonSM, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, Garuda Indonesia Frequent Flyer, Hilton HHonors, IHG Rewards Club, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus or Virgin Atlantic Flying Club (each a "Mileage/Hotel Program") for free by visiting Citi ThankYou Rewards or calling 24-Hour PremierMiles Service Line at 2860 0360. Every 12 Points can be converted to 1 mile/hotel point of Asia Miles, British Airways Executive Club, Club CarlsonSM, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, Garuda Indonesia Frequent Flyer, Hilton HHonors, IHG Rewards Club, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus or Virgin Atlantic Flying Club.
  2. Cardholders must convert a minimum of 1,500 Miles/Hotel Points for Asia Miles, British Airways Executive Club, Club CarlsonSM, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, Garuda Indonesia Frequent Flyer, IHG Rewards Club, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Virgin Atlantic Flying Club or 1000 Hotel Points for Hilton HHonors.
  3. Principal Cardholders must be a member of the frequent flyers program and the hotel privilege programs and be able to provide a valid membership number of his /her own Mileage Program account when converting Points to miles. Citibank will not accept any liability in relation to any loss incurred due to incorrect information provided by the principal Cardholders.
  4. Once the request for redemption is confirmed by Citibank, mileage conversion will be completed in 4 business days for Asia Miles, British Airways Executive Club, Club CarlsonSM, EVA Air Infinity MileageLands, Flying Blue, Garuda Indonesia Frequent Flyer, Hilton HHonors, IHG Rewards Club, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer or Virgin Atlantic Flying Club and 14 business days for Etihad Guest or Thai Airways Royal Orchid Plus.
  5. The program rules of each Mileage Program is subject to change including regulations, policies, benefits, conditions of participation or mileage levels, in whole or in part at any time with or without notice and Citibank does not accept any responsibility in relation thereto.
  6. a) Conventional mileage programs refer to other credit cards rewards programs converting points to miles. The mileage conversion rate used by conventional mileage programs is assumed to be HK$6 = 1 mile for Eligible Transactions in the local currency.
    b) The calculation of spending required to redeem for round trip tickets is based on the below table. Reward flight redemption with Avios or miles are subject to availability. Taxes, fees and carrier charges apply. The mileage information is as of April 11, 2017 and is subject to changes in the respective mileage programs.
      Redeeming with Citi PremierMiles Card by converting Points to British Airways Avios Redeeming through conventional mileage programs by converting Points to miles  
    Destination Required Avios Equivalent spending requirement (HK$) Required miles Equivalent spending requirement (HK$) Savings
    Taipei 9,000 $72,000 15,000 $90,000 20%
    Tokyo or Seoul 20,000 $160,000 30,000 $180,000 11%
    Maldives 25,000 $200,000 45,000 $270,000 26%
    London (off peak) 39,000(only available for flying with British Airways) $312,000 60,000 $360,000 13%

Terms and Conditions for Citi ThankYou Rewards Program

You can redeem Points for Cash Rebates issued in the form of a credit on your Eligible Card statement, at a rate of 200 points to $1 (subject to a minimum amount of $50 per redemption). (“Cash Rebates”) Your Cash Rebates will be credited to your Eligible Card account within 7 calendar days after receiving our order confirmation email and the redemption will be shown in the Cardholder's/Cardmember's next statement cycle. The Cash Rebate is applied to the overall balance on the account, but you must still make the monthly minimum payment due. Cash Rebates may not be canceled, amended or returned. Your account must be open and not in default in order to be eligible for Cash Rebate redemptions. There is no limit to the number of Cash Rebates each Cardholder can enjoy. For details, please visit: https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page

Terms & Conditions of Complimentary Access to Airport Lounges

  1. The principal and supplementary cardholders ("Cardholders") of the Citi PremierMiles Card can each enjoy 12 complimentary visits to selected Plaza Premium Lounges in a calendar year, provided that Cardholders make local / overseas spending of HK$5,000 per lounge access within 30 days after the date of the lounge access ("Spending Requirement"). The spending of Cardholders will be counted collectively for calculating the complimentary lounge access. For example, if the principal and supplementary cardholders enter the lounge together, the Cardholders are required to collectively meet a total spending of at least HK$10,000 (inclusive of local / overseas eligible spending) within 30 days after the lounge access. If the cardholders cannot meet the Spending Requirement, they will be charged an entrance fee of HK$200 per cardholder per lounge access. The entrance fee shall be debited from the Cardholder's Card directly within 3 months from the access date.
  2. If a Cardholder exceeds the 12 complimentary visits to selected Plaza Premium Lounges per calendar year, the Cardholders shall pay an entrance fee of HK$200 for each additional access. The entrance fee shall be debited from the Cardholder's Card account directly within 3 months from the access date.
  3. Each accompanying guest shall pay an entrance fee of HK$200 for each access, which will be debited from the Cardholder's Card directly within 3 months from the access date.
  4. All posted transactions conducted by principal and supplementary card(s) are included in the Spending Requirement calculation. Invalid transactions, including but not limited to, withdrawal amount under the Balance Transfer Program, Cash Conversion Program and Dial-a-Check Installment Program, cash advances, fees and charges, payment to the Inland Revenue Department, casino transactions, online bill payment or unposted / cancelled / refunded transactions are excluded.

Terms & Conditions of Free Travel Insurance

  1. Free Travel Insurance is valid for travel journey between April 1, 2017 and March 31, 2018 (both dates inclusive).
  2. To be eligible for free travel insurance, (a) either one or more of the following has/have been purchased or settled by the principal cardholder with his/her Citi PremierMiles Card: (1) the in/outward-bound travel tickets to/from Hong Kong; (2) the accommodation cost for the entire journey; (3) the tour package; or (b) in the event that condition (a) above is not satisfied but instead one or more of the items stated in (1), (2) and (3) above has been acquired with points earned by a rewards program, any additional costs (including tax and fuel surcharge and any fees which is required to be paid according to any local requirement (if applicable)) must be paid by the principal cardholder with his/her Citi PremierMiles Card.
  3. Principal Cardholder's entitlement of Insurance Plan depends on whether the Principal Cardholder is holding a Citigold Private Client/Citigold account from the time the Eligible Transaction is made to the time the Travel Insurance claim is processed.
      Principal Cardholders without Citigold Private Client/ Citigold account Principal Cardholders with Citigold Private Client/ Citigold account
    Free entitlement to
    Basic Plan Premier Plan
    Protection Items Maximum Claim Amount (HK$) Maximum Claim Amount (HK$)
    Travel Accident Protection $750,000 $1,500,000
    Emergency Medical Protection $500,000 $1,250,000
    Journey Cancellation Protection $10,000 $30,000
    Baggage Loss Protection $10,000 $35,000
    Travel Delay Protection $3,000 $5,000
    Lost of Travel Documents $3,000 $5,000
  4. Principal Cardholders without Citigold Private Client / Citigold account, who would like to enjoy the benefits of the Premier Plan, could upgrade through Zurich’s portal or call Zurich’s Customer Service hotline at 2903 9482. Please refer to the policy wordings in Zurich’s portal for detailed coverage. Only upon upgrading to the Premier Plan, could the principal cardholders purchase the Optional Benefits.
  5. For Principal Cardholders with Citigold Private Client/ Citigold account, who would like to purchase the Optional Benefits, must directly call Zurich’s Customer Service hotline for Citigold Private Client/ Citigold at 2903 9484.
  6. When submitting claims, Zurich Insurance Company Limited will require principal cardholders to provide valid proof of their eligibility. For principal cardholders with Citigold Private Client/ Citigold account, they would also need to provide valid proof of their account status.
  7. Citibank (Hong Kong) Limited is not the insurance underwriter of the Travel Insurance Basic Plan and Travel Insurance Premier Plan ("the Policy"). Zurich Insurance Company Ltd.is the insurance underwriter ("the Insurance Underwriter") of the Policy above and is solely responsible for all coverage and compensation. The Insurance Underwriter is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. The Policy is part of the credit card feature and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the Policy provided. Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any local government agency.
  8. This statement is not a policy or contract of insurance. The original policy is on file at the office of Citibank (Hong Kong) Limited. Final decisions will be made in accordance with original policy. For insurance details, please refer to the Factsheet of Travel Insurance Basic Plan or Travel Insurance Premier Plan. For claims enquiry, please call Zurich's Customer Services Hotline at 2903 9482. Citibank (Hong Kong) Limited and its Insurance Underwriter reserve the right to make the final decision on all claims.

Terms & Conditions of Purchase Protection Insurance

  1. The period of insurance is available from April 1, 2017 to March 31, 2018 (both dates inclusive).
  2. Principal Cardholders are required to settle payments with their Card in order to enjoy the offers.
  3. The offer starts upon Principal Cardholders charging their purchase to the Card for a period of 30 days. For item purchased under a merchandising program, coverage of 30 days shall commence from the date of delivery of merchandise in undamaged condition to the Principal Cardholder.
  4. Citibank (Hong Kong) Limited is not the insurance underwriter of the Purchase Protection Insurance ("the Policy"). Zurich Insurance Company Ltd. is the insurance underwriter ("the Insurance Underwriter") of the Policy above and is solely responsible for all coverage and compensation. The Insurance Underwriter is not a subsidiary or an affiliate of Citibank (Hong Kong) Limited or Citibank, N.A. or Citigroup Inc. The Policy is part of the credit card feature and Citibank (Hong Kong) Limited shall not be responsible for any matters in relation to the Policy provided. Unless otherwise specified, insurance products are not bank deposits or obligations of, guaranteed or insured by Citibank (Hong Kong) Limited, Citibank, N.A., Citigroup Inc. or any of their affiliates or subsidiaries, or by any local government agency.
  5. This statement is not a policy or contract of insurance. The original policy is on file at the office of Citibank (Hong Kong) Limited. Final decisions will be made in accordance with original policy. For insurance details, please refer to the Purchase Protection Insurance Factsheet. For claims enquiry, please call Zurich's Customer Services Hotline at 2903 9482. Citibank (Hong Kong) Limited and its Insurance Underwriter reserve the right to make the final decision on all claims.

Terms and Conditions of "Jebsen Promotion":

  1. The offers are valid from 31 December 2017.
  2. To enjoy the offers, customers are required to register on website at www.jebsenfinewines.com/customer/account/create/ and input “citipm” as "customer code" and fully settle payment with Citi PremierMiles Card.
  3. The offers are applicable at website only.
  4. Discount offer is not applicable to selected products.
  5. The complimentary bottle can be changed without prior notice.
  6. The offers cannot be used in conjunction with others discounts, VIP cards, gift cards, dining coupons or other promotional offers, nor be transferred or exchanged for cash, other products or offers.
  7. Jebsen reserve the right to vary or terminate the above offers and to amend the terms and conditions thereof from time to time. In case of dispute, the decision of Jebsen shall be final.
  8. No person other than the Customer and Jebsen (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these T&Cs.
  9. These T&Cs are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  10. These T&Cs are subject to prevailing regulatory requirements.
  11. Citibank shall not be responsible for any matters in relation to the related products or services. The Merchant is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services provided by the Merchant.
  12. The English version of these T&Cs shall prevail whenever there is a discrepancy between the English and the Chinese versions.

Terms & Conditions for "Skin Laundry" Offers:

  1. The offers are valid from now until December 31, 2017 ("Promotion Period").
  2. The complimentary treatments must be redeemed within the Promotion Period, and prior booking is required.
  3. Cardholders are required to present an Eligible Card upon the redemption of the treatments.
  4. Cardholders are required to settle payment in full with an Eligible Card in order to enjoy the offers.
  5. The offers are not exchangeable for cash, other products or services.
  6. The offers cannot be used in conjunction with any other discount offers, promotions, or loyalty/ rewards programs.

Citi ThankYou Rewards Terms & Conditions: https://www.citibank.com.hk/global_docs
/rewards/eng/tnc.htm