Citi Quick Cash Instant cash from your credit card on your terms

Readily available cash from your credit card

Get big things done in an instant

Cash amount up to your credit limit into your bank account in as little as 60 seconds3.

Cash on your terms

Get it anytime on your smartphone and repay with plans up to 60 months4.

Simple and Hassle-free

No documents required5 and no hidden fees.

Limited time offer

Successfully apply via Citi Mobile® App to
enjoy up to HK$1,500 in cash coupons

Promotion period: from September 1, 2020 to September 30, 2020. Terms and Conditions apply.

The new Citi Mobile App® making your financial management more flexible6


Select “Quick Cash” from your credit card accounts


Input your requested loan amount


Select tenor


Select disbursement method


Select loan purpose


Verify loan details

Download and Log in to the Citi Mobile® App

To borrow or not to borrow? Borrow only if you can repay!

Important Notice:

Citi Credit Card "Dial-A-Check" Installment Program has been renamed to Citi Credit Card "Quick Cash" Installment Program, effective April 13, 2018.


  • Citi Credit Card "Quick Cash" Installment Program ("the Program") is only applicable to designated Citibank principal credit cardholders (each an "Eligible Cardholder") as stated in the terms and conditions set forth herein and as communicated to the Eligible Cardholder from time to time (whether in writing or orally by telephone or otherwise) (the "Terms and Conditions").
  • Application via Citibank Online will be processed instantly. Application via the web will not be processed if no verification has been done by Citibank (Hong Kong) Limited ("Citibank").
  • Only applicable for disbursement to a Citi account. For other bank accounts, it will take up to 3 business days.
  • Options of 6/12/18/24/30/36/42/48/54/60-month repayment periods are available. Loan tenor of 54 & 60 months are only applicable for approved loan amounts of HK$80,000 and/or above.
  • Application is subject to the final approval of Citibank.
  • Figures and display are for reference only; an APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. APR is calculated based on the guidelines as set out in the Code of Banking Practice and is based on 12-month installment period and HK$200,000 loan amount. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ. Monthly Flat Rate is individualized and subject to Eligible Cardholders' Citi Credit Card account status at the time the request is received.

Terms & Conditions:

Terms and Conditions for Citi Credit Card "Quick Cash" Installment Program


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