EARN UP TO 40X POINTS BY SPENDING WITH YOUR CREDIT CARD AND REDEEMING POINTS!

Earn up to 40X Points by spending with your credit card
and redeeming Points!

Earn up to 40X Points by spending with your credit card and redeeming Points!

Spend and redeem to earn up to 40X Reward Points. From now till May 31, 2019, make selected transactions in the following categories: foreign currency, local online and /or Citi Pay with Points with designated credit cards to enjoy up to 40X Reward Points. Not only can you enjoy Extra Points when you spend, you can also earn Extra Points when you redeem your Points to offset your transaction. Act now to reward yourself with double enjoyment!

This promotion is only applicable to Citi Prestige Card, Citi PremierMiles Card and Citi Rewards Card:

(Applicable to the first 20,000 successfully registered
Cardholders of designated Credit Cards only)

Promotion Period:

Phase 1: March 1 - 31, 2019
Phase 2: April 1 - 30, 2019
Phase 3: May 1 - 31, 2019

Offer 1: Earn Points upon local online and foreign currency transaction

Single Eligible Transaction of
HK$1,000 or above
Extra Points Entitled per phase
5 transactions 6 transactions
or above
Local online transaction
and/or
Foreign currency transaction
6X
Extra Points
8X
Extra Points

Offer 2: Earn Points upon foreign currency transaction

Accumulate HK$20,000 or above
Eligible Foreign Currency Spending
within one phase
6X Extra Points
within one phase

Offer 3: Earn Points by redeeming Citi Pay with Points*

Offset Spending with Points
within one phase
26X Extra Points
within one phase
   

Enjoy
up to
40X Points

   

How to use Citi Pay with Points

With Citi Pay with Points, you can enjoy a more convenient and enjoyable points redemption experience, and it can be completed easily through selected merchant online platforms, mobile SMS or online redemption.

Maximum Entitlement per phase Maximum Entitlement throughout
the Promotion Period
Offer 1 30,000 (5 Times Transactions)/
48,000 (6 Times or above Transactions)
144,000
Offer 2 120,000 240,000
Offer 3 15,600 46,800
Total Points Entitled throughout the entire Promotion Period: 430,800 Points

Remarks:

*  Citi Rewards China UnionPay Card is not eligible to participate in Offer 3.

  1. The Promotion is from March 1 – May 31, 2019.
  2. Only the first 20,000 successfully registered Cardholders are eligible for this offer. Registration with a Supplementary Card is not eligible.
  3. This Promotion cannot be enjoyed in conjunction with "Earn up to HK$1,200 rebate on shopping abroad and online " Spending Promotion. Regardless of the number of Eligible Card(s) registered under the same Cardholder, the latest registered Eligible Card of either "Earn up to 40X points by spending with your credit card and redeeming Points " or "Earn up to HK$1,200 rebate on shopping abroad and online " will prevail and only the transaction(s) made on it will be considered. Note: The “Earn up to HK$ 1,200 rebate on shopping abroad and online”, with promotional period between March 1, 2019 and June 30, 2019, is only applicable for selected customers who have received the promotional mailer/eDM/SMS.
  4. Eligible Transactions must be made during the Promotion Period. All Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined.
  5. Cardholder can choose to participate in "Offer 1 " and/or "Offer 2 ". To be eligible for "Offer 3 ", customer must need to be eligible for Offer 1 and/or Offer 2.
  6. Each Customer (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of 48,000 Extra Reward Points per phase in "Offer 1 ", a maximum of 120,000 Extra Reward Points per phase in "Offer 2 " and a maximum of 15,600 Extra Reward Points per phase in "Offer 3 ". During the entire Promotion Period, each Customer can earn a maximum of 430,800 Extra Rewards Points once only (inclusive of "Offer 1 ", "Offer 2 " and "Offer 3 ").
  7. The Extra Reward Points (“Offer 3”) to be rewarded will be based on the total redemption value (in Hong Kong Dollar amount) of the Service during per phase, multiplied by 26 times to determine the amount of Extra Reward Points awarded.
  1. Local Online Transaction: All posted online retail purchases in Hong Kong Dollar, Renminbi and Macau Pataca.
  2. Foreign Currency Transaction: All posted online or retail purchase settled in currencies except Hong Kong Dollar, Renminbi or Macau Pataca.

Illustration 1:

Illustration 2:

(Applicable to the first 20,000 successfully registered Citi Prestige Card,
Citi PremierMiles Card and Citi Rewards Card Cardholders only)
To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions:Terms and Conditions:

General Terms and Conditions:

  1. The Promotion is from March 1, 2019 – May 31, 2019, both dates inclusive. ("Promotion Period"). The Promotion Period consists of 3 phases – Phase 1: March 1 – 31, 2019; Phase 2: April 1 – April 30, 2019 and Phase 3: May 1 – 31, 2019 (based on transaction date).
  2. Unless otherwise specified, this promotion applies to cardholders ("Cardholders") of Citi ULTIMA, Citi Prestige Card, Citi PremierMiles Card, Citi Rewards Visa Card, Card Rewards MasterCard, Citi Rewards China UnionPay Card, Citi Titanium MasterCard, Citi Gold Card and Citi Silver Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards").
  3. Citibank will determine the eligibility of Cardholders to participate in this promotion as well as the transactions based on Citibank’s records. The completion of the Registration (as defined in Clause 9) is not a confirmation of the eligibility of any cards(s), transactions(s) or the Cardholders for the Reward Points (as defined in Clause 13) and/or Extra Points (as defined in Clause 15) rewarded, which is determined at the sole and absolute discretion of Citibank.
  4. In case of any fraud/abuse/reversal or cancellation of Eligible Transactions (as defined in Clause 11) in respect of which Reward Points were awarded, Citibank reserves the right to debit the equivalent amount of the Reward Points rewarded from the Cardholder's Eligible Card Account without prior notice.
  5. Cardholders' Eligible Card accounts must be valid and with good credit record during the Promotion Period and the fulfillment period in order to be eligible to receive the Reward Points; otherwise, Citibank reserves the right to forfeit the Reward Points without prior notice.
  6. Cardholders must keep and submit the relevant original sales slips or official payment records in respect of the Eligible Transactions for inspection upon request by Citibank. All documents submitted to Citibank will not be returned.
  7. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
  8. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

"Earn up to 40X points by spending with your credit card and redeeming points" Spending Promotion Terms and Conditions:

  1. Cardholders are required to successfully register at www.citibank.com.hk/40xpts within the Promotion Period (“Registration”) to be eligible for this promotion. Each Cardholder can register once only within the Promotion Period. Only the first 20,000 successfully registered Cardholders are eligible for this offer. Registration with a Supplementary Card is not eligible.
  2. This Promotion cannot be enjoyed in conjunction with “Earn up to HK$1,200 rebate for shopping aboard and online” Spending Promotion during the entire Promotion Period. Regardless of the number of Eligible Card(s) registered under the same Cardholder, the latest registered Eligible Card of either “Earn up to 40X points by spending with your credit card and redeeming points” or “Earn up to HK$1,200 rebate for shopping aboard and online” will prevail and only the transaction(s) made on it will be considered.
  3. “Eligible Transaction” includes the following made with an Eligible Card during the Promotion Period:
    • “Eligible Local Online Transaction” refers to: all posted online retail purchases in local currencies (include Hong Kong Dollar, Renminbi and Macau Pataca) for which original sales receipts and credit card sales slips or official payment records can be produced. This promotion applies to the final amount of the Single Net Transaction after deduction of all applicable discounts, reductions and value of cash vouchers.
    • “Eligible Foreign Currency Transaction” refers to: all posted online or retail purchase settled in currencies except Hong Kong Dollar, Renminbi or Macau Pataca for which original sales receipts and credit card sales slips or official payment records can be produced. This promotion applies to the final amount of the Single Net Transaction after deduction of all applicable discounts, reductions and value of cash vouchers.
  4. Ineligible transactions including but not limited to “Dynamic Currency Conversion transactions”, i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, purchase of cash vouchers, purchase/ add value of gift cards, purchase and/or reload of stored value cards or e-wallets, Octopus Automatic Add Value Service Transaction, transactions through Faster Payment System (FPS) services, charity donations, phone/fax/mail order, traveler’s checks, foreign exchange transactions using Credit Card (for example but not limited to Forex.com, etc.),withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, Flexi-Installment Program, “Quick Cash” Installment Program, payment to the Inland Revenue Department, bill payment, utilities bill made with credit card via internet banking or online payment system, auto payment, insurance payment, mutual funds payment, casino transactions, unposted/cancelled/refunded transactions, split transactions, other unauthorized transactions and fraud and abuse transactions or any transactions made with merchants with merchant codes not defined as online transactions (as defined by the Bank/ Visa International/MasterCard Asia/Pacific (Hong Kong) Limited/ American Express International from time to time).
  5. During each phase, Cardholder is required to make designated number of Single Eligible Local Online Transaction and/or Single Eligible Foreign Currency Transaction of HK$1,000 or above to be entitled to Extra Reward Points (“Extra Reward Points”). The amount of Extra Reward Points (“Offer 1”) will be awarded as follows:
    Eligible Transactions
    (Per Phase)
    Extra Reward Points Earned
    (Per Phase)
    Maximum Extra Reward Points Earned
    (Entire Promotion Period)
    5 Times 30,000 144,000
    6 Times or above 48,000
  6. Each Cardholder (inclusive of the principal and supplementary cards under all of his/her Eligible Card accounts) will be entitled to extra 120,000 Extra Reward Points upon accumulating a Net Spending Amount of HK$20,000 or above on Eligible Foreign Currency Transaction per phase, subject to a maximum of extra 240,000 Extra Reward Points throughout the entire Promotion Period (“Offer 2”).
  7. Each Principal Cardholder will be entitled to extra Reward Points (“Extra Reward Points”) upon redeeming Points via Citi Pay with Points (“Service”). The Extra Reward Points (“Offer 3”) to be rewarded will be based on the total redemption value (in Hong Kong Dollar amount) of the Service during per phase, multiplied by 26 times to determine the amount of Extra Reward Points awarded, subject to a maximum of extra 15,600 Extra Reward Points per phase and extra 46,800 Extra Rewards Points throughout the entire Promotion Period (“Offer 3”). For example, if the redemption value is HK$100, the customer will be eligible for 2,600 Extra Reward Points (HK$100 x 26X Extra Reward Points). “Offer 3” is not applicable to Citi Rewards China UnionPay Card. Service is only applicable to Principal Cardholders of Designated Cards and is subject to other terms and conditions, please refer to citibank.hk/pwp for details.
  8. To be eligible for Offer 3, customer must need to be eligible for Offer 1 and/or Offer 2.
  9. Each Customer (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of 48,000 Extra Reward Points per phase in “Offer 1”, a maximum of 120,000 Extra Reward Points per phase in “Offer 2” and a maximum of 15,600 Extra Reward Points per phase in “Offer 3”. During the entire Promotion Period, each Customer can earn a maximum of 430,800 Extra Rewards Points once only (inclusive of “Offer 1”, “Offer 2” and “Offer 3”).
  10. Eligible Transactions must be made during the Promotion Period. All Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined.
  11. If transactions are confirmed to be qualified for Reward Points rewarded after verification by Citibank at its sole and absolute discretion, the corresponding Reward Points will be automatically credited to the last registered Eligible Card account and shown in the monthly statement on or before July 31, 2019.