OUR FABULOUS REWARDS ARE BACK! EARN UP TO HK$1,200 REBATE FOR SHOPPING ONLINE AND OVERSEAS

Our fabulous rewards are back!
Earn up to HK$1,200 rebate for shopping online and overseas

Our fabulous rewards are back! Earn up to HK$1,200 rebate for shopping online and overseas

From now till February 28, 2019, make a designated number transactions worth HK$1,000 or more in a foreign currency or shopping online locally with your Citi VISA Credit Card to enjoy up to HK$600 Spending Rebate. Plus, you can enjoy an extra rebate through accumulative foreign currency spending worth HK$20,000 or more. Earn up to a maximum HK$1,200 Spending Rebate with both offers. Register now to enjoy the fun of online and overseas shopping!

(Applicable to the first 20,000 successfully registered Cardholders Only)

Promotion Period:

Phase 1: November 1 - 30, 2018
Phase 2: December 1 - 31, 2018
Phase 3: January 1 - 31, 2019
Phase 4: February 1 - 28, 2019

Offer 1: Earn up to HK$600 Spending Rebate upon local online and foreign currency transaction

Single Eligible Transaction of HK$1,000 or above Spending Rebate Entitled per phase
5 transactions 6 transactions or above
Local online transaction
and/or
Foreign currency transaction
HK$100 HK$200
Total Spending Rebate Entitled throughout the entire promotion period = HK$600

Offer 2: Earn up to HK$600 Spending Rebate for foreign currency transaction

Accumulate HK$20,000 or above
Eligible Foreign Currency Spending
HK$300 Rebate
Total Spending Rebate Entitled throughout the entire promotion period = HK$600
Maximum Spending Rebate Entitled = HK$600
(Offer 1)
+ HK$600
(Offer 2)
= HK$1,200
Spending Rebate
Maximum Spending Rebate Entitled =
HK$600
(Offer 1)
+ HK$600
(Offer 2)
= HK$1,200
Spending Rebate
  1. Local Online Transaction: All posted online retail purchases in Hong Kong Dollar, Renminbi and Macau Pataca.
  2. Foreign Currency Transaction: All posted online or retail purchase settled in currencies except Hong Kong Dollar, Renminbi or Macau Pataca.
  1. The Promotion is from November 1, 2018 - February 28, 2019.
  2. Only the first 20,000 successfully registered Cardholders are eligible for this offer. Registration with a Supplementary Card is not eligible.
  3. Eligible Transactions must be made during the Promotion Period. All Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined.
  4. Each Customer (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of HK$200 Spending Rebate per phase under “Offer 1” and a maximum of HK$300 Spending Rebate per phase under “Offer 2”. Throughout the entire Promotion Period, customer can enjoy a maximum of HK$600 Spending Rebate under “Offer 1” and “Offer 2” respectively; a maximum of HK$1,200 Spending Rebate in total once only.
(Applicable to the first 20,000 successfully registered Cardholders Only)
To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions:Terms and Conditions:

General Terms and Conditions:

  1. The Promotion is from November 1, 2018 – February 28, 2019, both dates inclusive. ("Promotion Period"). The Promotion Period consists of 4 phases – Phase 1: November 1 – 31, 2018; Phase 2: December 1 – 31, 2018; Phase 3: January 1 – 31, 2019 and Phase 4: February 1 – 28, 2019 (based on transaction date).
  2. This promotion applies to cardholders ("Cardholders") of Citi VISA Credit Cards issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards").
  3. Citibank will determine the eligibility of Cardholders to participate in this promotion as well as the transactions based on Citibank’s records. The completion of the Registration (as defined in Clause 10) is not a confirmation of the eligibility of any cards(s), transactions(s) or the Cardholders for the Spending Rebate (as defined in Clause 13) rewarded, which is determined at the sole and absolute discretion of Citibank.
  4. In case of any fraud/abuse/reversal or cancellation of Eligible Transactions (as defined in Clause 11) in respect of which Spending Rebate were awarded, Citibank reserves the right to debit the equivalent amount of the Spending Rebate rewarded from the Cardholder's Eligible Card Account without prior notice.
  5. Cardholders' Eligible Card accounts must be valid and with good credit record during the Promotion Period and the fulfillment period in order to be eligible to receive the Spending Rebate; otherwise, Citibank reserves the right to forfeit the Spending Rebate without prior notice.
  6. Cardholders must keep and submit the relevant original sales slips or official payment records in respect of the Eligible Transactions for inspection upon request by Citibank. All documents submitted to Citibank will not be returned.
  7. The Spending Rebate received from this promotion cannot be used to settle any previous outstanding balances, withdrawn as cash advance, nor be transferred or exchanged for cash or other offers.
  8. Citibank reserves the right to amend the terms and conditions without prior notice, and all matters and disputes are subject to the final decision of Citibank.
  9. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

”Earn Up To HK$1,200 rebate for shopping online and overseas” Spending Promotion Terms and Conditions:

  1. Cardholders are required to successfully register at www.citibank.com.hk/1200 within the Promotion Period (“Registration”) to be eligible for this promotion. Each Cardholder can register once only within the Promotion Period. Only the first 20,000 successfully registered Cardholders are eligible for this offer. Registration with a Supplementary Card is not eligible.
  2. “Eligible Transaction” includes the following made with an Eligible Card during the Promotion Period:
    • “Eligible Local Online Transaction” refers to: all posted online retail purchases in local currencies (include Hong Kong Dollar, Renminbi and Macau Pataca) for which original sales receipts and credit card sales slips or official payment records can be produced. This promotion applies to the final amount of the Single Net Transaction after deduction of all applicable discounts, reductions and value of cash vouchers.
    • “Eligible Foreign Currency Transaction” refers to: all posted online or retail purchase settled in currencies except Hong Kong Dollar, Renminbi or Macau Pataca for which original sales receipts and credit card sales slips or official payment records can be produced. This promotion applies to the final amount of the Single Net Transaction after deduction of all applicable discounts, reductions and value of cash vouchers.
  3. Ineligible transactions including but not limited to “Dynamic Currency Conversion transactions”, i.e. transactions with conversion from a foreign currency into Hong Kong Dollars involved at the point of the transaction, purchase of cash vouchers, purchase/ add value of gift cards, purchase and/or reload of stored value cards or e-wallets, Octopus Automatic Add Value Service Transaction, charity donations, phone/fax/mail order, traveler’s checks, foreign exchange transactions using Credit Card (for example but not limited to Forex.com, etc.),withdrawal amount/loan amount under the Balance Transfer Program, Cash Conversion Program, Flexi-Installment Program, “Quick Cash” Installment Program, payment to the Inland Revenue Department, bill payment, utilities bill made with credit card via internet banking or online payment system, auto payment, insurance payment, mutual funds payment, casino transactions, unposted/cancelled/refunded transactions, split transactions, other unauthorized transactions and fraud and abuse transactions or any transactions made with merchants with merchant codes not defined as online transactions (as defined by the Bank/Visa International from time to time).
  4. During each phase, Cardholder is required to make designated number of Single Eligible Local Online Transaction and/or Single Eligible Foreign Currency Transaction of HK$1,000 or above to be entitled to Spending Rebate (“Spending Rebate”). The amount of Spending Rebate (“Offer 1”) will be awarded as follows:
    Eligible Transactions
    (Per Phase)
    Spending Rebate Rewarded
    (Per Phase)
    Maximum Spending Rebate Rewarded
    (Entire Promotion Period)
    5 Times HK$100 HK$600
    6 Times or above HK$200
  5. Each Cardholder (inclusive of the principal and supplementary cards under all of his/her Eligible Card accounts) will be entitled to extra HK$300 Spending Rebate upon accumulating a Net Spending Amount of HK$20,000 or above on Eligible Foreign Currency Transaction per phase, subject to a maximum of HK$600 extra Spending Rebate throughout the entire Promotion Period(“Offer 2”).
  6. Regardless of the number of Eligible Card(s) registered under the same Cardholder, the latest registered Eligible Card will prevail and only the transaction(s) made on it will be considered. Each Customer (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of HK$200 Spending Rebate per phase in “Offer 1” and a maximum of HK$300 Spending Rebate per phase in “Offer 2”. During the entire Promotion Period, each Customer can only earn a maximum of HK$1,200 Spending Rebate once only (inclusive of “Offer 1” and “Offer 2”).
  7. Eligible Transactions must be made during the Promotion Period. All Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined.
  8. If transactions are confirmed to be qualified for Spending Rebate rewarded after verification by Citibank at its sole and absolute discretion, the corresponding Spending Rebate will be automatically credited to the last registered Eligible Card account and shown in the monthly statement on or before April 30, 2019.