Why Life Insurance Fits Every Financial Portfolio - Citi Hong Kong
Just a moment please.
Life Insurance

Why Life Insurance Fits into Every Financial Portfolio

Life insurance can complement your investments, making it a valued part of holistic financial planning.

Life insurance is no longer seen as simply a financial product that pays out only when you pass away. Nowadays it is viewed as a valuable part of a holistic portfolio. Here are three reasons why:

When you pay your premiums into a life insurance policy, some of the money can be accumulated over time to give you payouts.

New Breed of Life Insurance
Some investors require an income, particularly those in or nearing retirement. Many life insurance products pay out guaranteed cash value and/or non-guaranteed dividends and/or non-guaranteed bonuses from the policies. These are on top of the death benefits they provide to your family if you pass away, giving even more financial protection to you and your loved ones.

Balanced Portfolio
The old adage of not putting all your eggs in one basket has stood the test of time for a reason. The need to spread your portfolio across a range of assets can never be stressed enough. Life insurance sits alongside equity-like assets, bonds, cash, other fixed income instruments and alternatives as part of this balanced and holistic portfolio. A balanced portfolio is advised in all market conditions and for all types of investors, from novices to seasoned ones.