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Life Insurance

Tell Us Where You Are in Life

Life is an ongoing journey and your needs are ever-changing. Help us prepare you for the future by telling us where you are now
or
calculate your needs

Life Protection

Ensure that your loved ones are taken care of should the worst happen. Different life protection plans let you grow your wealth and protect the most important people in your life.

Life Protection with Stable Returns

AIA Admire Life 2 is a participating insurance plan that provides you with guaranteed cash value, enabling you to accumulate wealth and secure a prosperous future for yourself and your family. In addition, a non-guaranteed Annual Dividends (if any) and non-guaranteed Terminal Dividend (if any) will also be provided.

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Preserve your Wealth with Life Protection

AIA Wealth Elite is a participating insurance plan which distributes your share of the profit generated from this product group to you through a non-guaranteed Reversionary Bonus (if any) and non-guaranteed Terminal Bonus (if any), which are declared under your policy at least once per year.

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Life Insurance with Flexibility of Financial Legacy

AIA Wealth Preserver 5 is a Universal Life insurance plan that offers whole-life insurance protection as well as flexibility to manage your financial legacy. Your policy can be designed to facilitate your wealth distribution arrangements, so you can continue nurturing your family even beyond your lifetime.

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Accident & HealthCare Protection

It’s impossible to predict when a critical illness, hospitalization or medical emergency hits. Protect yourself and your family with accident & healthcare protection plans.

Medical Protection

AIA CEO Medical Plan 3 / AIA CEO Medical Plan (Worldwide) 3 / AIA CEO Essence Medical Plan 2 are non-participating medical protection insurance plan that offers you and your family with overall lifetime cover and guaranteed renewal. Enjoy reimbursement for medical expenses, hospital stays in a standard private / semi-private room and enhanced caring protection.

Learn more on AIA CEO Medical Plan 3 / CEO Medical Plan (Worldwide) 3
Learn more on AIA CEO Essence Medical Plan 2

Critical Illness Protection

AIA Prime Care Pro 2 and AIA Protect Elevator Plus are participating insurance plan that provides you with life insurance, critical illness protection and potential wealth accumulation, giving you and your family greater protection for the future.

Learn more on AIA Prime Care Pro 2
Learn more on AIA Protect Elevator Plus

Accident and Healthcare – Here For You Series

AIA Here For You Refundable Accident Plus is a refundable accident protection insurance plan that gives you broad coverage in the event of an accident.
AIA Here For You Refundable Hospital Cash is a refundable medical protection insurance plan that provides you with financial support while you are in hospital.
AIA Here For You Refundable Surgical Cash is refundable medical protection insurance plan that provides coverage for surgical and rehabilitation expenses.

Learn more on AIA Here For Your Refundable Accident Plus
Learn more on AIA Here For Your Refundable Hospital Cash
Learn more on AIA Here For Your Refundable Surgical Cash

Retirement Planning

Get the retirement you deserve with insurance plans that provide stable returns and protection coverage from now till your golden years.

Wealth Accumulation with Guaranteed Returns

AIA Simply Love Encore is a participating insurance plan that provides you both guaranteed cash value, enabling you to accumulate wealth and secure a prosperous future for yourself and your family. In addition, non-guaranteed Annual Dividends (if any) and non-guaranteed Terminal Dividend (if any) will also be provided.

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Guaranteed Annual Income / Guaranteed RMB Annual Income

AIA Spring Income Plan and AIA RMB Spring Income Plan are participating insurance plans that provide you with guaranteed cash value, guaranteed death value, guaranteed annual income, non-guaranteed Annual Dividends (if any) as well as non-guaranteed Terminal Dividend (if any).

Learn more on AIA Spring Income Plan
Learn more on AIA RMB Spring Income Plan

Education Planning

We all wish for a bright future for our children. Start an education plan for your child today and help your little ones realize their big dreams.

Wealth Accumulation with Secure Attractive Returns

AIA Forever Love Coupon Plan 3 is a participating insurance plan that provides you guaranteed cash value, guaranteed cash payments, non-guaranteed Annual Dividends (if any) as well as non-guaranteed Terminal Dividend (if any).

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Guaranteed Annual Income / Guaranteed RMB Annual Income

AIA Spring Income Plan and AIA RMB Spring Income Plan are participating insurance plans that provide you with guaranteed cash value, guaranteed death value, guaranteed annual income, non-guaranteed Annual Dividends (if any) as well as non-guaranteed Terminal Dividend (if any).

Learn more on AIA Spring Income Plan
Learn more on AIA RMB Spring Income Plan

Investment Planning

Grow your wealth while ensuring you are protected against life’s twists and turns. Find out how the plan builds your brighter future today.

Wealth Accumulation with Potential Returns

AIA Bonus Power Plan 2 is a participating insurance plan. Your share of the profit generated from this product group will be distributed to you through a non-guaranteed Reversionary Bonus and non-guaranteed Terminal Bonus.

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Legacy Planning

Wealth is more than a hallmark of success; it is a means of providing financial security for future generations.

Life Protection and Wealth Accumulation with Guaranteed Returns

AIA Admire Life 2 and AIA Simply Love Encore 2 are participating insurance plan that provides you with guaranteed cash value, enabling you to accumulate wealth and secure a prosperous future for yourself and your family. In addition, a non-guaranteed Annual Dividends (if any) and non-guaranteed Terminal Dividend (if any) will also be provided.

Learn more on AIA Admire Life 2
Learn more on AIA Simply Love Encore 2

Guaranteed Annual Income / Guaranteed RMB Annual Income

AIA Spring Income Plan and AIA RMB Spring Income Plan are participating insurance plans that provide you with guaranteed cash value, guaranteed death value, guaranteed annual income, non-guaranteed Annual Dividends (if any) as well as non-guaranteed Terminal Dividend (if any).

Learn more on AIA Spring Income Plan
Learn more on AIA RMB Spring Income Plan

Preserve your Wealth with Life Protection

AIA Wealth Elite is a participating insurance plan which distributes your share of the profit generated from this product group to you through a non-guaranteed Reversionary Bonus (if any) and non-guaranteed Terminal Bonus (if any), which are declared under your policy at least once per year.

Learn more

Life Insurance with Flexibility of Financial Legacy

AIA Wealth Preserver 5 is a Universal Life insurance plan that offers whole-life insurance protection as well as flexibility to manage your financial legacy. Your policy can be designed to facilitate your wealth distribution arrangements, so you can continue nurturing your family even beyond your lifetime.

Learn more
  1. Savings
  2. Education
  3. Protection
  4. Retirement
  5. Personal Details
  6. Result

How much have you currently saved and within what time frame do you want to achieve your savings goal

HK$
HK$
  • The “first pot of gold” has risen from HK$2 million to HK$2.4 million4,5
  • The 3 most important savings goals are to travel around the world, own an apartment and retire early4,5
  • People hold almost 60% of personal assets in cash and deposits but these assets do not keep pace with inflation4,5
  1. Savings
  2. Education
  3. Protection
  4. Retirement
  5. Personal Details
  6. Result

How are you planning for your children's education

HK$
My child is
  • 90% of parents aim to support their children through university1
  • Parents plan to save HK$440,000 per child1
  • Parents have a gap of 60% between their initial savings goal and the actual cost of education1
  1. Savings
  2. Education
  3. Protection
  4. Retirement
  5. Personal Details
  6. Result

How much life insurance do you already have?

HK$
  • 74% of people are concerned about the risk of heart disease and cancer6
  • 74% of people feel their health is not as good as it was five years ago6
  • The main source of stress are work pressure (77%); financial worries (75%); managing family needs (72%)6
  1. Savings
  2. Education
  3. Protection
  4. Retirement
  5. Personal Details
  6. Result

How much have you set aside for your retirement?

HK$
  • 65% of people are not confident that they will achieve their desired retirement goals2
  • The average retirement age for people in HK is 61 years old2,3
  • The median desired spend after retirement for people in HK is HK$13,386 per month2
  1. Savings
  2. Education
  3. Protection
  4. Retirement
  5. Personal Details
  6. Result

Tell us about yourself

1. Whats your gender?
2. Is your spouse currently working?
3. How old are you?
4. What is your monthly income?
HK$
5. How many dependents rely on you, excluding children

Ammount needed for HK$ 24,000,000

Total Gap: HK$ 24,000,000

Savings Gap

Education Gap

Life Protection Gap

Retirement Gap

You’re looking to build the future you dream of. Our advisors are ready to help you achieve it.

  • 75% of people do not seek help from a financial advisor to formulate an investment or retirement plan7
  • Almost 70% of people have no idea about their investment returns7

The Citi 3-Minute Guides

These short simple guides help you understand your financial options and how to make the right choice. See all guides

Why Life Insurance Fits into Every Financial Portfolio

Due to their regular payouts, Life insurance can complement your investments, making it a valued part of holistic financial planning.

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How to Pick Life Insurance

A Q&A featuring essential questions and things to consider when deciding what kind of protection you need.

Read more

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