Just a moment please.

Personal Accident Insurance

Zurich Safeguard Personal Insurance Plan

Underwritten by Zurich Insurance Company Ltd, this plan reimburses your accidental medical costs and provides accidental hospital cash when you need it most.

Key Benefits

  • Success Personal accident coverage up to HK$ 2,000,000
  • Success Accidental medical expenses benefit up to HK$30,000 per accident
  • Success Accidental daily hospital cash benefit, HK$500 per day, up to 365 days per accident
  • Success Chiropractic and physiotherapy coverage. Bonesetter and acupuncture expenses coverage up to HK$4,000 per accident
  • Success Refund of premium up to 6 months on employment dismissal
Zurich Safeguard Personal Insurance Plan Options

Deluxe Plan

Monthly premium (HK$)

Basic Plan

Monthly premium (HK$)

Junior Plan (6mth – 23 yrs)1 98 78
Adult Plan (18 – 65 yrs)2 148 128
Elderly Plan (66 – 75 yrs)2,3 248 208

The above information is provided by Zurich Insurance Company Ltd.

The Citi 3-Minute Guides

These short simple guides help you understand your financial options and how to make the right choice. See all guides

Protection for the Young and Old

How do families with young and old ensure everyone in the household is covered by personal accident insurance that’s both tailor-made and affordable?

Read more

Can You Cope with Rising Medical Costs?

Medical bills are rising across the board. These include costs for routine operations as well as accidents and emergencies. What can you do to cope?

Read more

Explore Our Other Products

Life Insurance

Many life insurance policies have a savings element which let you build up a nest egg to use for a variety of life goals.

Learn more


Get protected for that weekend break travel or dream holiday for you and your loved ones.

Get travel insurance


Insure your home and personal possessions should the worst happen.

Get home insurance