Citi Handy Cash offers a fast and simple personal loan option to both employees and self-employed individuals to meet their quick financial needs with minimum documents.
|Accept all types of salary proofa
(Including cash payroll)
8X monthly salaryb
term up to
Please refer to the Key Facts Statement for Citi Personal Loans for the applicable Annualized Percentage Rate.
To apply for a Handy Cash, you will need to fulfill the following requirements:
- Hong Kong permanent resident aged 18 or above
- In full-time employment with present employer for at least 3 months
- Monthly salary of HK$6,000 or above
Terms and Conditions:Terms and Conditions:
For Terms & Conditions And Key Facts Statement for Citi Personal Loans, please click HERE.
The annualized percentage rate (“APR”) ranges from 0.99% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.6% (APR 13.85%), and the total loan repayment amount is HKD214,404 (including full handling fee waiver). The above example is for reference only.