Citi Handy Cash offers a fast and simple personal loan option to both employees and self-employed individuals to meet their quick financial needs with minimum documents. (Click HERE for Personal Loan Key Fact Statement)
|Accept all types of salary proofa||Loan amount
8X monthly salaryb
term up to
Please refer to the Key Facts Statement for Citi Personal Loans for the applicable Annualized Percentage Rate.
To apply for a Handy Cash, you will need to fulfill the following requirements:
- Hong Kong permanent resident aged 18 or above
- In full-time employment with present employer for at least 3 months
- Monthly salary of HK$6,000 or above
The annualized percentage rate (“APR”) ranges from 2.23% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.22% (APR 4.95%), and the total loan repayment amount is HKD205,284 (including full handling fee waiver). The above example is for reference only.