PERSONAL LOANS

Getting a loan has never been easier. No matter what your borrowing needs are, you'll find a fair, no-nonsense loan without the hassles. Browse our personal loan products below or call us for personalized advice. (Click HERE for Personal Loan Key Fact Statement)

  • Loan Application Hotline

    Mobile button (852) 2963 6477a

Citi Tax Season Loan

Citi Tax Season Loan

  • Loan amount up to 12 times of your salary
  • Repayment tenor up to 60 months
  • Get Top-of-the-range Tablet / other smart gadgets

Citi Card Debt Consolidation Loans

Citi Card Debt Consolidation Loans

  • Enjoy up to 30% off on total interest payment
  • Loan amount up to 21 times of your salary or HK$1.2 million
  • Repayment tenor up to 72 months
  • Reduce your monthly repayment and interest expenses

Citi Speedy Cash

Citi Speedy Cash

  • $0 handling fee
  • Repayment term up to 60 months
  • Loan amount up to 12 times of your salary

Citi Handy Cash

Citi Handy Cash

  • Accept all types of salary proof
  • Loan amount up to 8 times of your monthly salary
  • $0 handling fee
  • Repayment tenor up to 60 months

Top-up Loans

Top-up Loans

  • Combine your outstanding balance and redrawn bank loan into one account
  • Option to select a new repayment period of up to 60 months
  • Apply now by 2963 6456
  • Enjoy HK$500 in cash coupons

To Borrow or not to borrow? Borrow only if you can repay!

Remarks:Remarks:

  • Application hotline service hours: Monday to Friday 9:00am - 7:00pm.
  • Instant approval result is applicable to selected applications via our website during 8am to 1am on Monday to Friday, 9am to 1am on Saturday and noon to 1am on Sunday & Public Holidays. Citibank reserves the right of final approval decision.

The annualized percentage rate (“APR”) ranges from 2.46% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.28% (APR 6.33%), and the total loan repayment amount is HKD206,724 (including full handling fee waiver). The above example is for reference only.