PERSONAL LOANS

Citi Speedy Cash Successfully apply to enjoy up to HK$3,800 Cash Coupon

Getting a loan has never been easier. No matter what your borrowing needs are, you'll find a fair, no-nonsense loan without the hassles. Browse our personal loan products below or call us for personalized advice. (Click HERE for Personal Loan Key Fact Statement)

Citi Card Debt Consolidation Loans

Citi Card Debt Consolidation Loans

  • Enjoy up to 30% off on total interest payment
  • Loan amount up to 21 times of your salary or HK$1.2 million
  • Repayment tenor up to 72 months
  • Reduce your monthly repayment and interest expenses

Citi Speedy Cash

Citi Speedy Cash

  • Successfully apply to enjoy up to HK$3,800 Cash Coupon
  • $0 handling fee
  • Repayment term up to 60 months
  • Loan amount up to 12 times of your salary

Citi Handy Cash

Citi Handy Cash

  • Accept all types of salary proof
  • Loan amount up to 8 times of your monthly salary
  • $0 handling fee
  • Repayment tenor up to 60 months

Top-up Loans

Top-up Loans

  • Combine your outstanding balance and redrawn bank loan into one account
  • Option to select a new repayment period of up to 60 months
  • Apply now by 2963 6456
  • Enjoy HK$500 in cash coupons

  • Loan Application Hotline

    Mobile button (852) 2963 6477a


To Borrow or not to borrow? Borrow only if you can repay!

Remarks:Remarks:

  • Application hotline service hours: Monday to Friday 9:00am - 7:00pm.
  • Instant approval result is applicable to selected applications via our website during 8am to 1am on Monday to Friday, 9am to 1am on Saturday and noon to 1am on Sunday & Public Holidays. Citibank reserves the right of final approval decision.

The annualized percentage rate (“APR”) ranges from 2.23% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.22% (APR 4.95%), and the total loan repayment amount is HKD205,284 (including full handling fee waiver). The above example is for reference only.