MORTGAGE PLANS

Various mortgage options that best fit your needs

A calculator and a house key

Citi provides various mortgage solutions that suit your financial needs. Compare our mortgage options to find the best fit.

Choose your right mortgage solutions

HIBOR
Deposit-
Linked
Mortgage


DETAILS

Prime
Deposit-
Linked
Mortgage


DETAILS

HIBOR Mortgage




DETAILS

Prime-Based Mortgage



DETAILS

Home Smart Mortgage



DETAILS

Mortgage Further Advance / Property Refinancing

DETAILS

Your Objectives/ Needs
  • Want to have flexible financial planning
  • Have regular savings
  • Can afford to take rate and repayment amount fluctuations

  • Prefer to have more stable repayment plan
  • Have idle cash to put into the home smart account
  • Want to shorten repayment period
  • Turn property value increase into greater cash flow
Benefits
  • Earn a higher deposit interest rate with a lower mortgage lending rate
  • Earn a higher deposit interest rate than normal
  • Lock up the interest rate risk with a Prime-based interest rate cap
  • More stable repayment period and lowers the risks of interest rate fluctuations in the short term
  • Reduce interest costs and shorten loan repayment period
  • Pay off your loan faster and consolidate your debts
*We also provide 90% Mortgage plan.  DETAILS
HIBOR Deposit-Linked Mortgage

DETAILS

Your Objectives/ Needs ﹕
Want to have flexible financial planning


  • Earn higher deposit rate with lower mortgage rate during low interest rate environment
Prime Deposit-Linked Mortgage

DETAILS

Your Objectives/ Needs ﹕
Have regular savings


  • Earn higher deposit rate than normal
HIBOR Mortgage

DETAILS

Your Objectives/ Needs﹕
Can afford to take rate and repayment amount fluctuations


  • Take advantage of market interest rate movements
Prime-Based Mortgage

DETAILS

Your Objectives/ Needs﹕
Prefer to have more stable repayment plan


  • More stable repayment period and lowers the risks of interest rate fluctuations in the short term
Home Smart Mortgage

DETAILS

Your Objectives/ Needs﹕
Have idle cash to put into the home smart account; Want to shorten repayment period


  • Save interest expense and shorten loan repayment period
Mortgage Further Advance / Property Refinancing

DETAILS

Your Objectives/ Needs﹕
Turn property value increase into greater cash flow ;


  • Save on interest payment; enjoy cash rebates and other offers
* We also provide 90% Mortgage plan. DETAILS

Act Now

Mortgage Sales Enquiry Hotline
(852) 2963 6489a

Get expert advice to address mortgage
enquiry in just one business day!*

Mortgage Sales Enquiry Hotline
(852) 2963 6489a

Get expert advice to address mortgage
enquiry in just one business day!*

Mortgage Sales Enquiry Hotline
(852) 2963 6489a

Get expert advice to address mortgage enquiry in just one business day!*

Get expert advice to address mortgage enquiry in just one business day!*

To borrow or not to borrow? Borrow only if you can repay!

Remarks:Remarks:

  • a
    Mortgage hotlines service hours: Monday to Friday 9:00am - 7:00pm
  • *
    Our Mortgage Sales Manager will respond to enquiries within the next business day (excluding Saturdays, Sundays and Public Holidays).