USEFUL MORTGAGE INFORMATION

Useful Information

For a mortgage application form, the documents required, plus mortgage fees and charges, please refer to the below:

The following are examples of documents required by the bank for a mortgage application:

If applying in the name of an individual:

  • HKID or passport of borrower and guarantor (if applicable)
  • Provisional and Purchase Agreement (for new purchase)
  • Latest repayment schedule or latest three months' mortgage repayment record (for cash out remortgage)
  • Latest three months' payroll record shown on bank passbook or statement
  • Latest tax demand note / latest tax return / employment letter

If applying in the name of a shell company*:

  • HKID or passport of personal guarantee shareholder
  • Provisional and Purchase Agreement (for new purchase)
  • Latest repayment schedule or latest three months' mortgage repayment record (for cash out remortgage)
  • Business Registration / Certificate of Incorporation
  • List of Directors / Records documenting the transfer of shares
  • Documents showing share distribution
*

Applications in the name of a shell company are not accepted under the Mortgage Insurance Program.

Remarks: The documents listed above are for reference only. Citibank has the right to request additional documents depending on the information provided by each applicant. Please contact Citibank for details.

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Remarks:Remarks:

Mortgage Application Hotline: (852) 2963 6489a
aMortgage hotline service hours: Monday to Friday 9:00am - 6:00pm