For the special times when you need to increase financial flexibility at a moment’s notice, turn to Citibank Speedy Cash. You’ll receive greater cash flow quickly and also enjoy an ultra-low interest rate on repayments.
The memories of your wedding day will last a lifetime. Repaying the expenses shouldn't.
Citibank's cash loan services can help you realize the big day of your dreams. We provide you with tailor-made financial services to plan for your wedding expenses, and help you start a new page in your life more easily!
|Typical wedding budget|
|Invitation cards and cake vouchers||HK$6,000|
|Evening dress, gown and tuxedo||HK$20,000|
|Make-up and hair styling||HK$7,000|
|Marriage registration fee||HK$1,100|
|Banquet décor and car rental||HK$5,000|
|Wedding day photos and video||HK$20,000|
|Tips and miscellaneous expenses||HK$2,900|
Repayment example of Citibank Speedy Cash of HK$250,000i.
|Tenor||Monthly repayment amount|
Example 2: New Home
Finally, you're moving into your dream home. But after taking care of the down payment, there's little left for your other "moving" expenses.
Citibank Speedy Cash offers repayment terms up to 48 months to ease the challenges of first-time property buying. Monthly repayments of a few thousand dollars^ can leave you with a great financial flexibility to sleep well and enjoy your new home.
|Public utility services deposits||HK$5,000|
|Furniture and home appliances||HK$30,000|
Repayment example of Citibank Speedy Cash of HK$100,000j.
|Tenor||Monthly repayment amount|
To apply for a Speedy Cash, you will need to fulfill the following requirements:
- Hong Kong permanent resident aged 18 or above
- In full-time employment with present employer for at least 3 months
- Monthly salary of HK$6,000 or above.
- Maximum annualized percentage rate is 47.73% with a flexible repayment period of 6 to 60 months, and handling fee as low as HK$0.T&C apply.
- Example: Customer A borrows a 12-month loan of HKD200,000 at a monthly flat rate of 0.19% (APR4.27%), with HK$0 handling fee. Total loan repayment amount: HKD204,564
Terms and Conditions:Terms and Conditions:
Terms and Conditions of Online Welcome Offer ("Online Offer")
- The promotion period (“Promotion Period”) of Online Offer is from October 1, 2016 – January 31, 2017, both dates inclusive.
- HK$500 Supermarket Cash Coupon ("Cash Coupon") is applicable to customers who successfully submit the Citibank Loan Services Online Application Form and drawdown a Citibank Debt Consolidation / Speedy Cash ("Citibank Personal Loan") with loan amount greater than or equal to HK$70,000 and repayment term 12 months or above during the Promotion Period ("Online Offer Eligible Customers"). Only applicable to customers who currently do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited (“Citibank”).
- A Cash Coupon redemption letter will be mailed to the Online Offer Eligible Customer’s correspondence address on or before April 30, 2017.
- The cash coupons are available while stock lasts. Citibank reserves the right to replace the cash coupons with alternative gift without prior notice. The cash coupons offered cannot be converted to cash and are not replaceable in the event of any loss or damage. Citibank accepts no liability in respect of the quality of the products or services provided by the cash coupons supplier involved in this promotion. Cash coupons are subject to relevant terms and conditions printed therein. The respective suppliers are responsible for all obligations and liabilities in relation to such products or services.
- Online Offer Eligible Customers' Citibank Personal Loan accounts must be valid and in good condition without late payment or early payment, otherwise Citibank reserves the right to forfeit the eligibility of an Online Offer Eligible Customer to participate in this promotion and the Online Offer Eligible Customer shall immediately repay to Citibank the full amount of Online Offer awarded under this promotion.
- If Online Offer Eligible Customer are found to have made early settlement of/ cancel Citibank Personal Loan, Citibank reserves the right to debit:
- the full amount of the Cash Coupon; AND
- an early repayment fee for his/ her Personal Loan (which is based on a rate on the entire principal amount of the Personal Loan as set out in the drawdown letter).
- Citibank reserves the right to amend these Terms and Conditions at any time without prior notice.
- In case of disputes, the decision of Citibank shall be final and conclusive.
- In the event of discrepancy or inconsistency between this English version of the terms and conditions and the Chinese version, the English version shall prevail.