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For those special times when you need to increase financial flexibility at a moment’s notice, turn to a Citi Speedy Cash. You will receive greater cash flow quickly and also enjoy an ultra-low interest rate on repayments. Apply online now to enjoy the HK$2,000 exclusive offer upon successful drawdown.

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Annualized Percentage Rate as low as 2.46%a |
Repayment term up to 60 months |
Loan amount up to HK$2,000,000c |
$0 handling fee |
To apply for a Speedy Cash, you will need to fulfill the following requirements:
- Hong Kong permanent resident aged 18 or above
- In full-time employment with present employer for at least 3 months
- Monthly salary of HK$6,000 or above.

Remarks:Remarks:
Terms and Conditions:Terms and Conditions:
Terms and Conditions of Citi Speedy Cash Loans HK$2,000 Online Application Promotion (“HK$2,000 Online Promotion”)
- The promotion period (“Promotion Period”) of HK$2,000 Online Promotion is from April 1 to April 30, 2018, both dates inclusive.
- Customers who apply for Citi Speedy Cash Loan via Citibank website’s specified link within the Promotion Period will be entitled to HK$2,000 supermarket coupon (“Coupons”). Only customers who have successfully drawn down on or before May 7, 2018 with a loan amount of HK$200,000 or above and repayment term 12 months or above (“Eligible customers”) will be eligible for the Coupons. Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited (“The Bank”) at the time of application.
- A Coupon redemption letter will be mailed to the Eligible Customers’ correspondence address according to the Bank’s record on or before June 30, 2018.
- The Bank accepts no liability in respect of the quality of the products or services provided by the Coupons supplier involved in this promotion. Coupons are subject to relevant terms and conditions printed therein. The respective Coupons suppliers are responsible for all obligations and liabilities in relation to such products or services.
- Eligible Customers' Citibank Personal Loan accounts must be valid and in good condition without late payment or early payment, otherwise The Bank reserves the right to forfeit the eligibility of an Eligible Customer to participate in this promotion and the Eligible Customer shall immediately repay to the Bank the full amount of Coupons awarded under this Promotion.
- If Eligible Customer are found to have made early settlement of/ cancel Citibank Personal Loan, the Bank reserves the right to debit:
- the full amount of the Coupons; AND
- an early repayment fee for his/ her Personal Loan (which is based on a rate on the entire principal amount of the Personal Loan as set out in the drawdown letter).
- The Bank reserves the right to amend these Terms and Conditions at anytime without prior notice.
- In case of disputes, the decision of The Bank shall be final and conclusive.
- In the event of discrepancy or inconsistency between this English version of the terms and conditions and the Chinese version, the English version shall prevail.
The annualized percentage rate (“APR”) ranges from 2.46% to 44.72%, with repayment period of 6 to 72 months. The loan application is subject to the Bank’s approval. For a loan amount of HKD200,000 with 12 months repayment period, the monthly flat rate is 0.28% (APR 6.33%), and the total loan repayment amount is HKD206,724 (including full handling fee waiver). The above example is for reference only.