For the special times when you need to increase financial flexibility at a moment’s notice, turn to Citibank Speedy Cash. You’ll receive greater cash flow quickly and also enjoy an ultra-low interest rate on repayments.
Top reasons to get a Speedy Cash
Loan amount up to HK$2 million or
12x your monthly salary
APR as low as 2.23%a
Monthly interest as low as HK$280 per
HK$100,000 loan amountf
No handling fee
Apply Speedy Cash to get
up to HK$1,888
in Cash Coupons
Loan Application Hotline
Annualized Percentage Rate
Monthly Repayment Amount
The information is for reference only.
Annualized Percentage Rate (APR) is calculated in accordance with the method set out in the relevant guidelines referred to in the Code of Banking Practice and rounded up to the nearest two decimal places. APR is a reference rate which includes the monthly flat rate and other fees and charges expressed as an annualized rate. Monthly installment amount is rounded up to the nearest integer.
- Maximum annualized percentage rate is 47.73% with a flexible repayment period of 6 to 60 months, and handling fee as low as HK$0.T&C apply.
- Example: Customer A borrows a 12-month loan of HKD200,000 at a monthly flat rate of 0.19% (APR4.27%), with HK$0 handling fee. Total loan repayment amount: HKD204,564
Terms and Conditions:Terms and Conditions:
Terms and Conditions of Up To HK$1,888 Summer Offer ("Summer Offer")
- The Summer Offer promotion period ("Promotion Period") is from July 4, 2017 to Aug 31, 2017, both dates inclusive.
- The Summer Offer is only applicable to customers (“Eligible Customers”) who successfully apply and draw down a Citibank Personal Loan with specific loan amount and repayment terms of 12 months or above during the Promotion Period. Customers who hold any Personal Loan account offered by Citibank (Hong Kong) Limited (“Citibank”) at the time of application are not eligible.
Citibank Personal Loan Amount (HK$) Cash Coupon (HK$) >=$500,000 $1,888* $150,000 - <$500,000 $1,288#
If customers apply and drawdown a Citibank Personal Loan in which the Balance Transfer Amount including the drawdown amount of the balance transfer of other loans or credit card or revolving credit facilities, is equal to or more than HK$200,000, customers can enjoy $1,888*.
#Customers will receive a HK$12 bonus on top of the HK$1,288 Summer Reward because the value of the supermarket cash coupons totals HK$1,300.
- A Cash Coupon redemption letter will be mailed to the Summer Offer Eligible Customer's correspondence address on or before December 31, 2017.
- The cash coupons are available while stock lasts. Citibank reserves the right to replace the cash coupons with an alternative gift without prior notice. The cash coupons offered cannot be converted to cash and are not replaceable in the event of any loss or damage. Citibank accepts no liability in respect of the quality of the products or services provided by the cash coupons supplier involved in this promotion. Cash coupons are subject to relevant terms and conditions printed therein. The respective cash coupons suppliers are responsible for all obligations and liabilities in relation to such products or services.
- Summer Offer Eligible Customers' Citibank Personal Loan accounts must be valid and in good condition without late payment or early payment, otherwise Citibank reserves the right to forfeit the eligibility of a Summer Offer Eligible Customer to participate in this promotion and the Summer Offer Eligible Customer shall immediately repay to Citibank the full amount of the Summer Offer awarded under this promotion.
- If the Summer Offer Eligible Customer is found to have made early settlement of/ canceled the Citibank Personal Loan, Citibank reserves the right to debit:
- the full amount of the Cash Coupons; AND
- an early repayment fee for his/ her Personal Loan (which is based on a rate on the entire principal amount of the Personal Loan as set out in the drawdown letter)
- The Summer Offer cannot be used in conjunction with any other promotional offers.
- Citibank reserves the right to amend these Terms and Conditions at any time without prior notice.
- In case of disputes, the decision of Citibank shall be final and conclusive.
- In the event of discrepancy or inconsistency between this English version of the terms and conditions and the Chinese version, the English version shall prevail.