MORTGAGE PLANS

Various mortgage options that best fit your needs

Various mortgage options that best fit your needs

Citi provides various mortgage solutions that suit your financial needs. Compare our mortgage options to find the best fit.

Choose your right mortgage solutions

HIBOR
Deposit-
Linked
Mortgage


DETAILS

Prime
Deposit-
Linked
Mortgage


DETAILS

HIBOR Mortgage




DETAILS

Prime-Based Mortgage



DETAILS

Home Smart Mortgage



DETAILS

Mortgage Further Advance / Property Refinancing

DETAILS

Your Objectives/ Needs
  • Want to have flexible financial planning
  • Have regular savings
  • Can afford to take rate and repayment amount fluctuations

  • Prefer to have more stable repayment plan
  • Have idle cash to put into the home smart account
  • Want to shorten repayment period
  • Turn property value increase into greater cash flow
Benefits
  • Earn a higher deposit interest rate with a lower mortgage lending rate
  • Earn a higher deposit interest rate than normal
  • Lock up the interest rate risk with a Prime-based interest rate cap
  • More stable repayment period and lowers the risks of interest rate fluctuations in the short term
  • Reduce interest costs and shorten loan repayment period
  • Pay off your loan faster and consolidate your debts
*We also provide 90% Mortgage plan.  DETAILS
HIBOR Deposit-Linked Mortgage

DETAILS

Your Objectives/ Needs ﹕
Want to have flexible financial planning


  • Earn higher deposit rate with lower mortgage rate during low interest rate environment
Prime Deposit-Linked Mortgage

DETAILS

Your Objectives/ Needs ﹕
Have regular savings


  • Earn higher deposit rate than normal
HIBOR Mortgage

DETAILS

Your Objectives/ Needs﹕
Can afford to take rate and repayment amount fluctuations


  • Take advantage of market interest rate movements
Prime-Based Mortgage

DETAILS

Your Objectives/ Needs﹕
Prefer to have more stable repayment plan


  • More stable repayment period and lowers the risks of interest rate fluctuations in the short term
Home Smart Mortgage

DETAILS

Your Objectives/ Needs﹕
Have idle cash to put into the home smart account; Want to shorten repayment period


  • Save interest expense and shorten loan repayment period
Mortgage Further Advance / Property Refinancing

DETAILS

Your Objectives/ Needs﹕
Turn property value increase into greater cash flow ;


  • Save on interest payment; enjoy cash rebates and other offers
* We also provide 90% Mortgage plan. DETAILS

Act Now

Mortgage Questions and Answers
(852) 2963 6489a

Get expert advice to address mortgage
enquiry in just one business day!*

Mortgage Questions and Answers
(852) 2963 6489a

Get expert advice to address mortgage
enquiry in just one business day!*

Mortgage Questions and Answers
(852) 2963 6489a

Get expert advice to address mortgage enquiry in just one business day!*

Get expert advice to address mortgage enquiry in just one business day!*

To borrow or not to borrow? Borrow only if you can repay!

Remarks:Remarks:

  • a
    Mortgage hotlines service hours: Monday to Friday 9:00am - 7:00pm
  • *
    Our Mortgage Sales Manager will respond to enquiries within the next business day (excluding Saturdays, Sundays and Public Holidays).