Our gift to new homeowners
– HK$500 in cash coupons

Flexible mortgage plans with Citi Hong Kong

We are pleased to provide the online special offers for our Mortgage services, apply now to enjoy offer! Please check back regularly for the latest, breaking offers.

Act Now

Mortgage Hotline
(852) 2963 6489a

Get expert mortgage advice
in just one business day!*

Mortgage Hotline
(852) 2963 6489a

Get expert mortgage advice
in just one business day!*

Mortgage Hotline
(852) 2963 6489a

Get expert mortgage advice in just one business day!*

More promotions for Mortgages

Exclusive online offer

Enjoy HK$500 in cash coupons for online application

90% Mortgage

Greatly reduces your down payment burden. You only need to pay 10% of property value to make your home owning a reality!


To borrow or not to borrow? Borrow only if you can repay!


Mortgage Hotline service hours: Monday to Friday 9:00am - 7:00pm
The 1-month HIBOR Rate ("H") is 0.37% as of Nov 14, 2016. The mortgage interest rate is indicative only and subject to the decision of Citibank® (Hong Kong) Limited.

Terms and Conditions for the $ 500 reward for online application promotion

  • Promotion period is from now till Dec 31, 2018.
  • Customer must fulfill the below requirement to be applicable for the reward:
    • Complete our Mortgage Enquiry Form via "Online Enquiry" in Citibank online page and
    • Submit a mortgage application with full sets of relevant required documents provided to the Bank.
  • The offer is applicable to mortgages for private residential property, but not applicable to the commercial properties and industrial properties.
  • The loan amount applied must be HK$1,000,000 or above. For top up case, the loan amount is referred to the top up loan amount in addition to the existing mortgage loan amount.
  • Customer will be eligible for $500 cash coupon for each mortgage application which fulfills the requirement as mentioned above. Customer is entitled to this reward upon mortgage loan approval, regardless of accepting the loans offers or not.
  • The cash coupons are non-transferable and non-exchangeable for cash, credit or any other items. Terms and Conditions apply to the use of cash coupons, for details, please refer to the overleaf of the cash coupons. Citibank makes no representation or guarantee as to the quality of the goods and/ or services provided by the merchants. Citibank shall bear no responsibility or liability whatsoever with regards to any matters arising from or in connection with the goods and/or services provided by the merchants. Any disputes or complaint in respects of the good and/ or services should be directed to the merchants.
  • The cash coupons will be collected by customer from our staff upon loan confirmation documents signing or individual appointment made after application processed with offers.
  • This promotion is not applicable to U.S. persons.
  • Actual interest rate, repayment period and interest expense are depending on customer's existing loan details and Citibank's final approval of loan amount and interest rate. Please contact Citibank for details.
  • Customer cannot apply the mortgage loan through other referral source or already submitted mortgage application by other channel to Citibank.
  • Citibank reserves the right to vary or cancel the promotion and/ or amend these Terms and Conditions at anytime without prior notice. All matters and disputes will be subject to the final decision of Citibank.
  • Citibank (Hong Kong) Limited reserves the right of the final approval of all loan applications. For further details of terms and conditions applying to any mortgage plans, please contact Citibank.
  • In the event of any discrepancy between the English and Chinese versions, the English version shall prevail.