Mobile Account Opening

Save your time to branch and open your Citigold account via mobile

HKT Exclusive Offer
Join Citigold to earn up to
198,000 Clubpoints

Apply Now
Citi The Club Credit Cardholder Exclusive Offer
The meaning of wealth is boundless. Getting the most from your wealth depends on choosing the bank that is the most suitable for you. Some banks provide a variety of products but do not understand your needs; some banks understand your needs but do not provide suitable products. We have partnered with Citi | Wharton Global Wealth Institute for 6 years and recently co-curated a series of online courses to give the next generation the opportunity to engage in meaningful learning experiences with a top-notch university, to broaden their horizons and experience the world.
Join Citigold to enjoy up to
200,000 Clubpoints (worth up
to HK$40,000) and up to extra
HK$10,000 Cash Rebate
Join Citigold Private Client to enjoy
up to 368,000 Clubpoints
(worth up to HK$73,600)
New Funds

Deposit new funds of
HK$5,000,000 to enjoy
up to
(worth up to HK$24,500)

Product Balance

Maintain designated
investment products,
life insurance plans and
mortgage to enjoy up to
(worth up to HK$15,000)

Mobile Account
Opening Welcome

Complete Remote Account
Opening earn up to
(worth up to HK$500)

Stock Transfer In

Transfer in a designated
amount of HK/ US/ SH/
SZ stock to enjoy up to
Cash Rebate

= Earn up to 200,000 Clubpoints (worth up to HK$40,000)

New clients can enjoy up to 122,500 Clubpoints (worth up to HK$24,500) for New Funds Offer, up to 75,000 Clubpoints (worth up to HK$15,000) for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. Apply Citigold account opening application through this website to enjoy an extra HK$2,000 Cash Rebate. All welcome offers are not applicable to U.S. citizens, except deposit interest rate.  Investment involves risks. T&C Apply.

Please submit your Citi The Club credit card application before account opening to be eligible for Welcome offer in Clubpoints

New Funds, Product Balance Offer and Stock Transfer-in Offer
Exclusive Welcome Offer
Exclusive Stock and FX Offer for Citigold clients
Earn HK$2,388 cash rebate when you refer your friends to open Citigold account.
Enjoy up to 4,000 Clubpoints (worth up to HK$800) when you deposit monthly salary in your account
Enjoy extra up to 4% spending rebate in Clubpoints for
Citi The Club Credit Card
(total up to 8% spending rebate in Clubpoints)
Citi Wealth Management provides deeper understanding, wider choice and higher status
There's more to wealth

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.


Next Generation

We provide one-stop assistance to help with your children’s overseas study needs:

  • Join a series of digital webinars on overseas education
  • Free access to Citi | Wharton Global Wealth Institute Online Education Series, Citi’s partner for 6 years, enabling you to nurture the next generation to become entrepreneurs and business leaders by improving their leadership and negotiation skills, creativity and corporate talent.

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.


Global Advantage

Shop online or spend overseas with your Citigold Debit Mastercard® and pay zero foreign transaction or conversion fees. Plus, lock-in favourable FX rates on multiple currencies. Get access to the latest market insights and webinars, helping you to understand market trends and capture opportunities.

FX Offer

Foreign Exchange Offer

Enjoy 0% spread for every successful FX transactions via Citi Mobile® App within the first 3 calendar months from account opening*

*The exchange rate/pricing indicated in the Citi Mobile® App for any particular currency pair generally includes all-inclusive profit margin/ spread of Citibank (Hong Kong) Limited (The “Bank”) for the Eligible Transactions. The spread will be charged upfront and subsequently rebated to customer's debit account within 3 months after the Eligible Offer Period. FX trading involves risks and rates may go up or down. Terms and Conditions apply.

Referral Program

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Citigold Private Client®
Cash Rebate for each referral
Cash Rebate for each referral

Payroll Account Offer

New clients who deposit their monthly salaries with Citi will enjoy the following Clubpoints.

Monthly Salary Enjoy extra Clubpoints for Citi The Club Credit Cardholder exclusively
≥ HK$80,000 4,000 points (worth up to HK$800)
≥ HK$50,000 2,500 points (worth up to HK$500)
≥ HK$30,000 1,500 points (worth up to HK$300)

Extra Spending Rebate

Citigold customers may enjoy extra up to 4% extra spending rebate in Clubpoints for Citi The Club Credit Card (total up to 8% spending rebate in Clubpoints)

Terms & Conditions apply. For details, you may refer to the Terms & Conditions at the bottom of the webpage.

Learn More about the banking privileges of Citigold