I warrant that all the information provided in this form is correct and complete. I understand that the Bank will only update any change to my existing records (if applicable) after successful identity verification and I will update you immediately on any subsequent changes to the above information. I authorize you to verify the above information from and/or exchange it with any source. I warrant that (i) I am not bankrupt; (ii) no petition for bankruptcy is presented against me; (iii) I am not insolvent; (iv) no application by me or any other person for an interim order for making a debtor's proposal for voluntary arrangements. I also understand that the Policy Statement form an integral part of this form and shall be deemed incorporated into this form, all contracts, account mandates and other binding arrangements which I have entered into or intended to enter into with you. I agree to your recording all my telephone conversations with you. In any event, you may refuse to accept this application in the light of my individual circumstances. I understand that Citibank Personal Loan is offered by Citibank (Hong Kong) Limited.
I understand that you, your employees, your authorized agents or any of your affiliates may act in different capacities, and may be remunerated, or may receive benefits or profits, either directly or indirectly in connection with the services provided. The remuneration of your employees or authorized agents may comprise a fixed pay and/or a variable compensation which is determined by a number of factors including the sales performance.
I understand that in the event of any default in repayment, unless the amount in default is fully repaid before the expiry of 60 days from the date such default occurred, my account data may be retained by the credit reference agency until the expiry of 5 years from the date of final settlement of the amount in default. Upon termination of the account by full repayment and on condition that there has not been, within 5 years immediately before account termination, any material default on the account, I shall have the right to instruct Citibank (Hong Kong) Limited to make a request to the credit reference agency to delete from its database any account data relating to my terminated account.