There is no greater happiness than earning rewards with friends together!
Referees who successfully apply for designated Citi Credit Cards with unique referral code on or before January 02,2023
+ will enjoy an upgraded welcome offer of worth up to HK$2,000 upon accumulated spending of designated amount★!
+ New customers must get successful approval on or before February 28,2023. ★ Except for applicants of Citi Prestige Card who must pay the first year annual fee of HK$3,800.
Apply with my referral code
Copy my unique referral code
Go to and apply
Don't forget to enter my referral code before starting the application!
To borrow or not to borrow? Borrow only if you can repay!
* The values of Clubpoints (i.e. Basic Redemption Rate) are calculated based on Clubpoint conversion ratio when using "Spend Less with Clubpoint" function on the Club Shopping Platform and redeeming HKT and Club Shopping e-Cash Voucher (i.e. currently 5 Clubpoints to HK$1), which is subject to change without prior notice, in the sole discretion of Club HKT.