Citi®

Citi®
Enjiy fabulous rewards for all when you refer your friends! Enjoy up to 10 Cathay Pacific Round-trip Flight Tickets to Taipei + HK$5,000 Cash Rebate
Enjiy fabulous rewards for all when you refer your friends! Enjoy up to 10 Cathay Pacific Round-trip Flight Tickets to Taipei + HK$5,000 Cash Rebate
Ever wanted to enjoy a holiday with your best mates? Now is your chance! From now to September 30, 2019, simply refer your friends to apply for designated Citi Credit Cards online and activate the new card to receive up to 10 Cathay Pacific round-trip flight tickets to Taipei* and a HK$5,000 Cash Rebate
Simply invite your friends to apply
Referrer’s Reward
Refer 9 or more friends - 10 Cathay Pacific Round-trip Flight Tickets to Taipei* + HK$5,000Cash Rebate; Refer5-8friends - 2 Cathay Pacific Round-trip 
Flight Tickets to Taipei* + HK$1,000 Cash Rebate; Refer 1-4 friends - For each successful referral Cash Rebate 4 HK$1,000 3 HK$750, 2 HK$500, 1 HK$250
Referee’s Reward (New customer) Referees get a great welcome with our fabulous rewards!! An extra HK$100 Cash Rebate and a Designated Welcome Offer! Invite your friends to apply

*This reward is provided by Cathay Pacific Airways Limited, and is limited to the round-trip economy class air tickets (“Air Tickets”) traveling from Hong Kong to Taipei respectively by Cathay Pacific Airways Limited. The eligible referrer shall redeem the Air Tickets on or before March 31, 2020 with the redemption email sent by Citibank and the departure date must be on or before September 29, 2020 (“Reward Fulfillment Period”). The eligible referrer shall pay the taxes, fuel surcharges, airport construction fee and other administration fee of the service provider, if any, subject to the terms and conditions of the service provider. Ticket fare and details on specific date(s) may subject to change and the eligible referrer may be required to pay the extra amount between the adjusted and original price. The price and details of Air Tickets will be subject to the final decision of Cathay Pacific Airways Limited.

Already referred your friends? Check out your number of successful referrals.
3 simple steps to enjoy the rewards together, Step 1: Share your unique referral application link to family and friends. Step 2: They apply via your referral link and submit the application form. (Don't forget to fill in the referrer’s reference code (if applicable)/ credit card no. in the form submitted!) Step 3: After card approval and activation, you and your friends will be rewarded
Tip: 1.	The earlier you refer your family and friends to apply, the faster you can confirm the Rewards. 2. All credit card applications are subject to Citibank’s internal approval processes. We recommend that you should refer more than 9 friends to increase the chance of earning the 10 Cathay Pacific round-trip flight tickets to Taipei and HK$5,000 Cash Rebate.
To borrow or not to borrow? Borrow only if you can repay!
Ever wanted to enjoy a holiday with your best mates? Now is your chance! From now to September 30, 2019, simply refer your friends to apply for designated Citi Credit Cards online and activate the new card to receive up to 10 Cathay Pacific round-trip flight tickets to Taipei* and a HK$5,000 Cash Rebate

*This reward is provided by Cathay Pacific Airways Limited, and is limited to the round-trip economy class air tickets (“Air Tickets”) traveling from Hong Kong to Taipei respectively by Cathay Pacific Airways Limited. The eligible referrer shall redeem the Air Tickets on or before March 31, 2020 with the redemption email sent by Citibank and the departure date must be on or before September 29, 2020 (“Reward Fulfillment Period”). The eligible referrer shall pay the taxes, fuel surcharges, airport construction fee and other administration fee of the service provider, if any, subject to the terms and conditions of the service provider. Ticket fare and details on specific date(s) may subject to change and the eligible referrer may be required to pay the extra amount between the adjusted and original price. The price and details of Air Tickets will be subject to the final decision of Cathay Pacific Airways Limited.

Terms & Conditions

Terms & Conditions of "Member-Get-Member Referral Program – Summer 2019" (the “Program”):


1. Unless otherwise specified, the promotion period is valid from June 17 to September 30, 2019, (both dates inclusive) ("Promotion Period").
2. The Referrer must be an existing principal cardholder of Citi Credit Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Referrer's Credit Card").
3. The Referee must be directly referred by the Referrer and successfully applied for a principal card of Citi Prestige Card, Citi PremierMiles Card, Citi Rewards Visa, Citi Cash Back Card, Citi Octopus Credit Card or Citi Clear Card, except Citi Clear Student Card issued by Citibank ("Designated Card"). The Designated Card application must be successfully approved by Citibank on or before October 31, 2019, subject to Citibank’s system records. The Referee's Designated Card has to be activated within 1 month after card issuance in order to join this Program ("Successful Referral").
4. The Referee must provide the following information through the dedicated Citibank website (www.citibank.com.hk/mgm) during the Promotion Period in order to join this Program:
a) Referrer’s Reference Code as printed on the digital direct mailer or SMS issued to selected card customers by Citibank starting from June 17, 2019; or
b) Any Referrer's Credit Card number.
The Referee is required to ensure the accuracy and validity of the Referrer's Reference Code or Referrer's Credit Card number provided through the concerned website, and the record cannot be changed once submitted. A Referee who currently holds and has held any principal card of Citi Credit Card issued by Citibank within the past 12 months from the date of issue of the Designated Card will not be eligible to participate in this Program.
5. Each Referee can only be referred ONCE during the entire Promotion Period. With reference to Citibank’s records, if the same Referee submits the same Successful Referral more than once with a different Referrer's Reference Code or Referrer's Credit Card number, only the Referrer whose Referrer's Reference Code or Referrer's Credit Card number submitted in the first Successful Referral will be used to determine the eligibility to this Program.
6. Within the Promotion Period, the Referrer and the Referee will be eligible for the following reward upon Successful Referral (“Reward”):
Referrer’s Reward: Each Referrer can enjoy the designated Referral Reward upon reaching the respective number of successful referrals tier
No. of Referral(s) Referrer’s Reward
1 - 4 HK$250 cash rebate for every successful referral
5 - 8 2 round-trip Cathay Pacific economy class air tickets to Taipei* (Economy Class) (Class Q) and HK$1,000 cash rebate
9 or more 10 round-trip Cathay Pacific economy class air tickets to Taipei* (Economy Class) (Class Q) and HK$5,000 cash rebate
*This reward is provided by Cathay Pacific Airways Limited, and is limited to the round-trip economy class air tickets (“Air Tickets”) traveling from Hong Kong to Taipei respectively by Cathay Pacific Airways Limited. The eligible referrer shall redeem the Air Tickets on or before March 31, 2020 with the redemption email sent by Citibank and the departure date must be on or before September 29, 2020 (“Reward Fulfillment Period”). The eligible referrer shall pay the taxes, fuel surcharges, airport construction fee and other administration fee of the service provider, if any, subject to the terms and conditions of the service provider. Ticket fare and details on specific date(s) may subject to change and the eligible referrer may be required to pay the extra amount between the adjusted and original price. The price and details of Air Tickets will be subject to the final decision of Cathay Pacific Airways Limited.
Referee’s Reward: Each Referee can enjoy HK$100 cash rebate and the respective Designated Card’s welcome offer, subject to each Designated Card’s welcome offer terms and conditions as stated at www.citibank.com.hk/card.
7. The Cash Rebate of the Referrer’s and Referee’s Reward will be credited to the corresponding Citi Credit Card accounts respectively by December 31, 2019. If the Referee provides the Referrer’s Reference Code through the dedicated website from a Referrer who owns more than 1 Credit Card account, the Referrer’s Cash Rebate will be credited to the Referrer's Credit Card account in valid status and with the highest card transaction amount based on the Citibank’s system record from May 2019 – October 2019. Also, if the Referee provides the Referrer’s Credit Card number through the dedicated website, the Referrer’s Cash Rebate will be credited to that Referrer's Credit Card account.
8. The Air Tickets redemption email will be sent to the eligible Referrer’s email address on or before December 31, 2019. Please refer to the Referrer’s Reward redemption email for the Air Tickets redemption method and the terms and conditions of the Air Ticket Redemption.
9. Both the Referrer's Credit Card and the Referee's Designated Card must be valid and in good standing during the entire Promotion Period and Reward Fulfillment Period in order for the Referrers and Referees to receive the Reward.
10. As Citibank is not the service provider of the Air Tickets, Citibank does not warrant and cannot be held liable for the supply or quality of service and herein makes no representation or warranty in relation to the service. In case of any bad weather or special circumstances that affect the flight schedule, the holders of the Air Ticket shall refer to the announcement or notification made by the service provider. Citibank shall not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for personal injury which is suffered or sustained, as a result of taking or using any of the Air Tickets.
11. Self referral is not accepted. Any Citibank staff employed by Citibank or Citibank N.A. or its subsidiaries are eligible for this program as a referrer excluding Citibank Global Consumer Banking staff who are (a) eligible for any other incentive programs relating to other credit card referrals, (b) sales representatives under incentive, (c) contract staff hired by third party agency under sales incentive scheme, and (d) staff to staff referral and referee arrangement. All of those stated above shall not be eligible for any referral and referee offers with this promotion.
12. This Program is not applicable to US Persons.
13. This Program is not applicable to Referrers and Referees if the Referee is a resident individual of the European Union, European Economic Area (EEA) or any other jurisdictions where referral activity is restricted.
14. Citibank and the respective merchants reserve the right to amend these and relevant terms and conditions at any time without prior notice.
15. All matters and disputes will be subjected to the final decision of Citibank.
16. In the case of discrepancy between the English and the Chinese versions of these terms and conditions, the English version shall prevail.