The stated monthly repayment amount, total interest and APR are for reference only. An APR is calculated based on the guidelines as set out in the Code of Banking Practice and rounded up to the nearest two decimal places. Interest is calculated on the basis of 365 days per year. The actual APR applicable may differ, which is to be considered on a case-by-case basis in accordance with customer’s profile. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate.

^{^}Citigold^® Private Clients, Citigold^® Clients, and Citi ULTIMA cardholders: Select your customer type in the dropdown menu to see your exclusive cash coupon amount.

^{^}The offer is subject to Terms and Conditions of Exclusive offer for Selected Customer (“Offer”). The Offer Value does not include the Early Bird Offer or Flash Sales Offer.

^{^}Selected customers who successfully apply for Citi Speedy Cash Loan or Citi Card Debt Consolidation Loan via www.citibank.com.hk/global_docs/english/loans/tactical/sc-loan.html or www.citibank.com.hk/global_docs/chinese/loans/tactical/sc-loan.html within the Promotion Period and drawn down on or before the designated date with a specific loan amount and repayment period 12 months or above (“Eligible Customers”) will be eligible for supermarket cash coupon (“Cash Coupon”). Only applicable to customers who do not hold any Personal Loan account offered by Citibank (Hong Kong) Limited (the “Bank”) at the time of application.

Please refer to the "Key Facts Statement for Citibank Personal Loan" for the finance charge.

^*Application hotline service hours: Monday to Sunday 9:30am – 6:30pm (not applicable to Hong Kong public holiday).