PAYROLL ACCOUNT SERVICES

Citigold
HK$1,500,000 or above

Citi Priority
  • • HK$500,000 or above, or
  • • HK$200,000 with HK$50,000
    monthly salary deposit*

Fill in personal information and make an appointment at branch to complete the application
Apply online (around 8 minutes) and shortens your account opening time at the branch

Citigold
HK$1,500,000 or above

Fill in personal information and make an appointment at branch to complete the application

Citi Priority
  • • HK$500,000 or above, or
  • • HK$200,000 with HK$50,000
    monthly salary deposit*

Apply online (around 8 minutes) and shortens your account opening time at the branch

Citibanking: Apply online (around 8 minutes) and shortens your account opening time at the branch

Open a payroll account to enjoy up to 135,000 miles or HK$10,200 cash rebate*

Open a payroll account to enjoy up to 135,000 miles or HK$10,200 cash rebate*

Open a payroll account by July 31, 2018 and you could receive an array of fabulous privileges.

Step-up Interest Interest rate up to 1.0% p.a.Stock Privileges $0 Unlimited HK Stock Buy Fee

Apply online to enjoy an extra offer of
up to HK$400 cash rebate

APPLY NOW

Apply online to enjoy an extra offer of
up to HK$400 cash rebate

APPLY NOW

Apply online to enjoy an extra offer of
up to HK$400 cash rebate

APPLY NOW
Welcome Offers

New users deposit designated new funds and monthly salary to enjoy the below offers:

Payroll Account Offer

Monthly Salary (HK$) Cash Rebate (HK$) / Avios*
≥ $80,000 $1,200 15,000 miles
≥ $50,000 $1,000 13,000 miles
≥ $30,000 $800 10,000 miles

New Funds Offer

  Designated new funds (HKD or equivalent) Cash Rebate (HK$) / Avios*
Citigold® ≥ $2,500,000 $9,000 120,000 miles
≥ $1,500,000 $6,000 80,000 miles
Citi Priority® ≥ $1,000,000 $2,500 50,000 miles
≥ $500,000 $1,500 25,000 miles

Citi Priority payroll clients must bring in new funds of HK$200,000 or above with a monthly salary of HK$50,000 or above to enjoy Payroll Account Offer and a year of monthly service fees waiver.

More fabulous offers:

Product Balance Offer 10

  Product Balance (HK$) Cash Rebate (HK$) / Avios*
Citigold® ≥ $650,000 $6,000 80,000 miles
Citi Priority® ≥ $200,000 $1,500 25,000 miles

Bonus Offer – Maintain fund for 1 year

  Maintaining funds amount(HKD or equivalent) Cash Rebate (HK$)
Citigold® ≥ $4,000,000 $1,300
≥ $1,500,000 $1,000
Citi Priority® ≥ $1,000,000 $800
≥ $500,000 $300

Please register for the Avios reward at www.citibank.com.hk/aviosoffer within the first 2 calendar months from account opening (including the month of account opening and the month following).

Step-up Interest

Step-up interest account features:

Up to 1.0% p.a. interest rate

Basic interest rate up to 120 times the normal savings rate

† As of February 1, 2017, the base interest rate (0.12% p.a.) is 120 times the reference savings rate of Citibank (0.001% p.a.) and is applicable to a maximum account balance of HK$1,000,000 only.

Interest rate increases monthly

  • Interest rate increases monthly as your account balance increases and fulfills the minimum growth amount* for 12 consecutive months (The minimum growth amount for your account balance is HK$8,000).
  • Bonus interest rate grows by 0.08% p.a. per month**. Interest rate can grow from 0.12% p.a. to 1.00% p.a..

* 18 months per cycle.
** The bonus interest rate applies to maximum account balance of HK$1,000,000 only.

  • The interest rate is protected by the "Safety Net" (0.60% p.a.) if your account balance fulfils the minimum growth amount (i.e. HK$8,000) in the 2nd to 7th months.
  • The interest rate maintains at 0.60% p.a. even if the minimum growth amount cannot be fulfilled after the 7th month. However, the interest rate will continue to grow as long as the minimum growth amount is fulfilled again.

Stock Privileges

Fabulous Stock Account Offers

Unlimited HK stock buy fee waiver for payroll account clients

Transfer in HK/US/SH stock to earn up to HK3,000 cash coupon rewards

Stock Account Features

No minimum brokerage and permanent waiver for deposit fee and custodian fee

Permanent waiver for stock transfer-in service fee

Online IPO handling fee waived

  • Member-Get-Member Program
  • Exclusive year-round privileges via Citibank Online and Citi Mobile.

Remarks:Remarks:

Products might only be applicable to limited jurisdictions.

  • A minimum amount of HK$10,000 is required to establish a MaxiSavings account.
  • MaxiSavings consists of MaxiSavings - TD ("Non-fixed Deposit") and MaxiSavings - Checking ("Checking") accounts.
  • Non-fixed Deposit is a time deposit which allows partial withdrawal before maturity day. All partial withdrawal before maturity day must be done via Checking account in HK$1,000 or its multiples. If customer holds more than one Nonfixed Deposit, we will select the one with the least interest loss per withdrawal unit for customer's withdrawal.
  • The interest of partial withdrawn amount will be calculated at Pre-Termination Interest Rate from the day of the funds are deposited into the Non-fixed Deposit account until the day before withdrawal. It will be credited to Checking account on the next business day after withdrawal.
  • The final balance under Non-fixed Deposit on maturity day will earn the Contract Interest Rate.
  • The interest rate for any remaining balance in the Checking account after withdrawal is the same as that for normal Checking account.
  • If the remaining balance of Non-fixed Deposit is less than HK$1,000 after withdrawal, this balance will also be transferred to Checking account automatically.
  • Only Non-fixed Deposit and Checking accounts with the same account holder can be linked to enjoy withdrawal facility through the Checking account. One Checking account can be linked to one or several Non-fixed Deposit with different tenor in one account with the same currency. However, any such linked MaxiSavings CANNOT be charged or otherwise used as security for another banking product.
  • Upon maturity, Non-fixed Deposit will be disposed to designated account or rolled over based on customer instruction where the interest rate is determined at the time of transaction day.
  • The MaxiSavings account opening will normally be completed within 5 business days from receipt of application. Interest will be calculated from the day the funds are available in the Non-fixed Deposit account upon the day of successful check clearance or fund transfer.
  • If the MaxiSavings account is terminated before the maturity day, an account closure fee of HK$500 will apply.
  • This offer cannot be used in conjunctions with other offers.
  • Bank draft or personal check which is drawn on overseas will not be accepted.
  • The Terms and Conditions of MaxiSavings shall be in addition and supplementary to and not in substitution or in derogation of the Terms and Conditions for Accounts and Services and all other Terms and Conditions applicable to the customer from time to time. In case of any inconsistency between the Terms and Conditions of MaxiSavings and the Terms and Conditions for Accounts and Services, the Terms and Conditions herein contained shall prevail. Citibank (Hong Kong) Limited reserves the right to amend the Terms and Conditions without prior notice. All matters or disputes will be subject to the final decision of Citibank (Hong Kong) Limited. Products might only be applicable to limited jurisdictions.
  • If there is any inconsistency between the English version and the Chinese version, the English version shall prevail.

Terms & Conditions >