Spend more, save more when you shop for groceries and personal care items online!
You can earn extra MoneyBack Points when shop at PARKnSHOP.com or Watsons.com.hk, and offset your transaction
by using Citi Pay with Points to reward double benefits. Register now!



Register now

What’s more, successfully convert Citi Points to MoneyBack Points and earn extra rewards! Registration is not required.
Simple to earn up to 54,500 MoneyBack Points (worth HK$1,090).




Earn extra MoneyBack Points up to 30,000 (worth HK$600)


Reward 1 :
Spend single net transaction amounts of HK$1,200 or above with your Citi Credit Card1
at PARKnSHOP.com website (www.parknshop.com) or App and earn extra MoneyBack Points

The first two times Each time
6,000 (worth HK$120)
3rd time 8,000 (worth HK$160)
Earn up to 20,000 extra MoneyBack Points (worth HK$400)
during the entire promotion period

Reward 2:
Offset your transaction/s of HK$200 or above by using
Citi after purchase2,3 and earn extra MoneyBack Points

The first two times Each time
3,000 (worth HK$60)
3rd time 4,000 (worth HK$80)
Earn up to 10,000 extra MoneyBack Points (worth HK$200)
during the entire promotion period

Promotion Period: July 1 – August 31, 2020
Only the first 3,500 Principal Cardholders to register successfully are eligible
for this promotion on a first-come-first-served basis. Register now4,5!

  1. Only applicable to Cardholders of Citi Credit Cards issued by Citibank who are also members of MoneyBack Program.
  2. Only applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited who are also members of MoneyBack Program
  3. The Reward 2 can be enjoyed in conjunction with Reward 1.
  4. The first 3,500 Cardholders who successfully register at citibank.hk/asw within the Promotion Period are eligible for this promotion. Each Cardholder can register once only within the Promotion Period. Registration with a Supplementary Card is not eligible. Regardless of the number of Eligible Card(s) and MoneyBack membership account(s) registered under the same Cardholder, the latest registered Eligible Card and MoneyBack membership account will prevail.
  5. Citibank and PARKnSHOP (HK) Limited (“PARKnSHOP”) will determine the eligibility of Cardholders to enjoy the offers based on Citibank and PARKnSHOP’s records. If Cardholders are confirmed to be qualified for the offers after verification by Citibank and PARKnSHOP at their sole and absolute discretion, the corresponding MoneyBack Points of the offers will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by A. S. Watson MoneyBack (HK) Limited.



Earn extra MoneyBack Points up to 18,500 (worth HK$370)


Reward 1:
Spend single net transaction amounts of HK$500 or above with your Citi Credit Card6
at Watsons.com.hk or App and earn extra MoneyBack Points

The first two times Each time
2,500 (worth HK$50)
3rd time 3,500(worth HK$70)
Earn up to 8,500 extra MoneyBack Points (worth HK$170)
during the entire promotion period

Reward 2:
Offset your transaction/s of HK$200 or above by using
Citi after purchase7,8 and earn extra MoneyBack Points

The first two times Each time
3,000 (worth HK$60)
3rd time 4,000 (worth HK$80)
Earn up to 10,000 extra MoneyBack Points (worth HK$200)
during the entire promotion period

Promotion Period: July 8 – August 31, 2020
Only the first 3,500 Principal Cardholders to register successfully are eligible
for this promotion on a first-come-first-served basis. Register now9,10!

  1. Only applicable to Cardholders of Citi Credit Cards issued by Citibank who are also members of MoneyBack Program.
  2. Only applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited who are also members of MoneyBack Program
  3. The Reward 2 can be enjoyed in conjunction with Reward 1.
  4. The first 3,500 Cardholders who successfully register at citibank.hk/asw within the Promotion Period are eligible for this promotion. Each Cardholder can register once only within the Promotion Period. Registration with a Supplementary Card is not eligible. Regardless of the number of Eligible Card(s) and MoneyBack membership account(s) registered under the same Cardholder, the latest registered Eligible Card and MoneyBack membership account will prevail.
  5. Citibank and A. S. Watson Retail (HK) Limited (“Watsons”) will determine the eligibility of Cardholders to enjoy the offers based on Citibank and Watsons’s records. If Cardholders are confirmed to be qualified for the offers after verification by Citibank and Watsons at their sole and absolute discretion, the corresponding MoneyBack Points of the offers will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by A. S. Watson MoneyBack (HK) Limited.




Successfully convert Citi Points to MoneyBack Points via Citi 11 at MoneyBack website (www.moneyback.com.hk)
or MoneyBack App to earn extra MoneyBack Points up to 6,000 (worth HK$120)

Every 25,000 Citi Points converted to
5,000 MoneyBack Points
Earn extra
3,000(worth HK$60)
Earn up to 6,000 MoneyBack Points (worth HK$120)
during the entire promotion period

Promotion Period: July 1 – August 31, 2020
Only the first 4,000 Principal Cardholders are eligible for this promotion on
a first-come-first-served basis. No registration is required12,13!

  1. Only applicable to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited who are also members of MoneyBack Program.
  2. During the Promotion Period, the first 4,000 Cardholders, who successfully make a minimum 25,000 Citi Points Conversion to 5,000 MoneyBack Points via MoneyBack’s official website (www.moneyback.com.hk) or MoneyBack App, are entitled to receive extra 3,000 MoneyBack Points each time. Each Eligible Cardholder is entitled to enjoy Offer twice during the entire Promotion Period and can earn a maximum of extra 6,000 MoneyBack Points in total.
  3. Citibank and A. S. Watson MoneyBack (HK) Limited (“MoneyBack-HK”) will determine the eligibility of Cardholders to enjoy the Offer based on Citibank and MoneyBack’s records. If Cardholders are confirmed to be qualified for the Offer after verification by Citibank and MoneyBack-HK at their sole and absolute discretion, the corresponding MoneyBack Points of the Offer will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by MoneyBack-HK.

Shop at PARKnSHOP.com and Watsons.com.hk
and earn more MoneyBack Points now!

Website:


Download the PARKnSHOP App

Website:


Download the Watsons App


Not a MoneyBack member yet?

Download the MoneyBack App and sign up now:

Just 2 steps to check your MoneyBack membership number, click here for details

Register before you do your next shop to earn up to 54,500 MoneyBack Points(worth HK$1,090) Register now

“Earn Up to Extra 30,000 MoneyBack Points in PARKnSHOP.com” Terms and Conditions:

  1. Unless otherwise specified, the promotion period is from July 1, 2020 to August 31, 2020, both dates inclusive (“Promotion Period”). All Single Net Transactions (based on transaction dates, as defined in Clause 21) and all Citi Pay with Points redemptions (based on redemption dates, as defined in citibank.hk/pwp) must be conducted during the Promotion Period.
  2. The first 3,500 Cardholders who successfully register at citibank.hk/asw within the Promotion Period ("Registration") are eligible for this promotion (“Eligible Cardholders”). Each Cardholder can register once only within the Promotion Period. Registration with a Supplementary Card is not eligible. Regardless of the number of Eligible Card(s) and MoneyBack membership account(s) registered under the same Cardholder, the latest registered Eligible Card and MoneyBack membership account will prevail.
  3. Cardholders who have registered during the Promotion Period and subsequently have their respective Credit Card(s) replaced, renewed (Inclusive of renewed Visa Card to a Mastercard), report lost / stolen, all the eligible transactions made on the corresponding newly issued Credit Card due to the scenarios mentioned above will be automatically considered in the eligibility of the promotion.
  4. The promotion is only applicable to the PARKnSHOP.com Mobile Application and the PARKnSHOP.com website (www.parknshop.com) (collectively “PARKnSHOP.com”) and is not applicable to PARKnSHOP supermarket outlets.
  5. Citibank and PARKnSHOP (HK) Limited (“PARKnSHOP”) will determine the eligibility of Cardholders to enjoy the offers based on Citibank and PARKnSHOP’s records. If Cardholders are confirmed to be qualified for the offers after verification by Citibank and PARKnSHOP at their sole and absolute discretion, the corresponding MoneyBack Points of the offers will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by A. S. Watson MoneyBack (HK) Limited (“MoneyBack-HK”).
  6. Cardholders’ credit card accounts must be valid and with good credit record during the promotion period and the fulfillment period in order to be eligible to receive the offers, otherwise Citibank reserves the right to forfeit the offers without prior notice.
  7. If under any circumstances cardholders return or cancel the eligible transaction, PARKnSHOP reserves the absolute right to charge the MoneyBack Points rewarded directly from the cardholders’ MoneyBack membership accounts without prior notice.
  8. Cardholders must keep and submit the relevant original credit card sales slips and original merchant sales receipts and/or other documents in respect of the Single Net Transactions for inspection upon request by Citibank. All documents submitted to Citibank will not be returned.
  9. Unless otherwise specified, this promotion cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  10. Unless otherwise specified, the offers in this promotion can be used at the same time.
  11. Unless otherwise specified, all amounts will be counted in Hong Kong Dollars.
  12. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank (Hong Kong) Limited ("Citibank"), PARKnSHOP and MoneyBack-HK at their absolute discretion. Photos, product specifications and prices are for reference only.
  13. Citibank shall not be responsible for any matters in relation to the related products or services. PARKnSHOP is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services. Please contact PARKnSHOP for details.
  14. Cardholders shall be deemed to have accepted any risks and liabilities in whatsoever nature associated with the products/ services/ auxiliary services supplied by the third party vendors of PARKnSHOP and shall waive any claim against Citibank in relation to such risks and liabilities when Cardholders make the relevant transactions.
  15. Citibank, PARKnSHOP and MoneyBack-HK reserve the right to amend the terms & conditions without prior notice. All matters and disputes are subject to the final decision of Citibank, PARKnSHOP and MoneyBack-HK.
  16. The MoneyBack Program is a customer loyalty program operated by A. S. Watson Group.
  17. Unless otherwise specified, Terms and Conditions for the MoneyBack Program apply. For details, please visit https://www.moneyback.com.hk/setting/tnc.
  18. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.

“Reward 1” Terms and Conditions:

  1. Unless otherwise specified, the Reward 1 only applies to Cardholders of Citi Credit Cards issued by Citibank ("Eligible Cards") who are also members of MoneyBack Program (as defined in Clause 16) ("Cardholders"). PARKnSHOP.com may reject an Eligible Card if its payment system cannot handle the Eligible Card type. Please contact PARKnSHOP.com for details.
  2. Cardholders can earn extra MoneyBack Points upon making a Single Net Transaction (defined in Clause 21) of HK$1,200 or above at PARKnSHOP.com with Eligible Cards during the Promotion Period, details are as follows.
    Single Net Transaction of HK$1,200 or above at PARKnSHOP.com Extra MoneyBack Points entitled Maximum extra MoneyBack Points entitled in total during the entire Promotion Period
    1st time 6,000 20,000
    2nd time 6,000
    3rd time 8,000
    Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined. Each principal Cardholder (includes all Eligible Cards and supplementary cards under the same principal Cardholder name) (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of extra 20,000 MoneyBack Points during the entire Promotion Period.
  3. A "Single Net Transaction" applies to the final amount of a single transaction after deduction of all applicable discounts, reductions and value of cash vouchers. Other transactions, including but not limited to shipping fees and purchase of cash vouchers, or unposted/ cancelled/ refunded/ falsified/ unauthorized transactions are excluded. The offer is not applicable to the purchase of AquaBlue products, OGAWA products, Tru Niagen products, PNS Plus items, phone cards, hampers, WATSONS Wats-Mini S Hot & Ambient Dispenser, stage 1 infant milk formula, home appliances and cookware in PARKnSHOP.com, Karuizawa products, tobacco, spirits, Tung Fong Hung products, bird’s nest, essence of chicken, abalone and any other redemption products.

“Reward 2” Terms and Conditions

  1. Unless otherwise specified, Reward 2 only applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Designated Cards") who are also members of MoneyBack Program (as defined in Clause 16) ("Cardholders").
  2. Cardholders are required to make a transaction with Designated Cards and subsequently make a successful Citi Pay with Points redemption of HK$200 or above at PARKnSHOP.com during the Promotion Period to earn extra MoneyBack Points, details are as follows.
    Successfully make a Pay with Points Redemption of HK$200 or above at PARKnSHOP.com Extra MoneyBack Points entitled Maximum extra MoneyBack Points entitled in total during the entire Promotion Period
    1st time 3,000 10,000
    2nd time 3,000
    3rd time 4,000
    Each Cardholder will be entitled to receive a maximum of extra 10,000 MoneyBack Points during the entire Promotion Period.
  3. The Reward 2 can be enjoyed in conjunction with Reward 1.
  4. Citi Pay with Points is governed by “Pay with Points – Merchants’ Online Platforms Service” Terms and Conditions. Please refer to citibank.hk/pwp for details.

“Earn Up to Extra 18,500 MoneyBack Points in Watsons eStore” Terms and Conditions:

  1. Unless otherwise specified, the promotion period is from July 8, 2020 to August 31, 2020, both dates inclusive (“Promotion Period”). All Single Net Transactions (based on transaction dates, as defined in Clause 21) and all Citi Pay with Points redemptions (based on redemption dates, as defined in citibank.hk/pwp) must be conducted during the Promotion Period.
  2. The first 3,500 Cardholders who successfully register at citibank.hk/asw within the Promotion Period ("Registration") are eligible for this promotion (“Eligible Cardholders”). Each Cardholder can register once only within the Promotion Period. Registration with a Supplementary Card is not eligible. Regardless of the number of Eligible Card(s) and MoneyBack membership account(s) registered under the same Cardholder, the latest registered Eligible Card and MoneyBack membership account will prevail.
  3. Cardholders who have registered during the Promotion Period and subsequently have their respective Credit Card(s) replaced, renewed (Inclusive of renewed Visa Card to a Mastercard), report lost / stolen, all the eligible transactions made on the corresponding newly issued Credit Card due to the scenarios mentioned above will be automatically considered in the eligibility of the promotion.
  4. The promotion is only applicable to the Watsons eStore (www.Watsons.com.hk) or Watsons HK Shopping mobile application (collectively “Watsons eStore”) and is not applicable to Watsons outlets.
  5. Citibank and A. S. Watson Retail (HK) Limited (“Watsons”) will determine the eligibility of Cardholders to enjoy the offers based on Citibank and Watsons’s records. If Cardholders are confirmed to be qualified for the offers after verification by Citibank and Watsons at their sole and absolute discretion, the corresponding MoneyBack Points of the offers will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by A. S. Watson MoneyBack (HK) Limited (“MoneyBack-HK”).
  6. Cardholders’ credit card accounts must be valid and with good credit record during the promotion period and the fulfillment period in order to be eligible to receive the offers, otherwise Citibank reserves the right to forfeit the offers without prior notice.
  7. If under any circumstances cardholders return or cancel the eligible transaction, Watsons reserves the absolute right to charge the MoneyBack Points rewarded directly from the cardholders’ MoneyBack membership accounts without prior notice.
  8. Cardholders must keep and submit the relevant original credit card sales slips and original merchant sales receipts and/or other documents in respect of the Single Net Transactions for inspection upon request by Citibank. All documents submitted to Citibank will not be returned.
  9. Unless otherwise specified, this promotion cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
  10. Unless otherwise specified, the offers in this promotion can be used at the same time.
  11. Unless otherwise specified, all amounts will be counted in Hong Kong Dollars.
  12. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank (Hong Kong) Limited ("Citibank"), Watsons and MoneyBack-HK at their absolute discretion. Photos, product specifications and prices are for reference only.
  13. Citibank shall not be responsible for any matters in relation to the related products or services. Watsons is solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services. Please contact Watsons for details.
  14. Cardholders shall be deemed to have accepted any risks and liabilities in whatsoever nature associated with the products/ services/ auxiliary services supplied by the third party vendors of Watsons and shall waive any claim against Citibank in relation to such risks and liabilities when Cardholders make the relevant transactions.
  15. Citibank, Watsons and MoneyBack-HK reserve the right to amend the terms & conditions without prior notice. All matters and disputes are subject to the final decision of Citibank, Watsons and MoneyBack-HK.
  16. The MoneyBack Program is a customer loyalty program operated by A. S. Watson Group.
  17. Unless otherwise specified, Terms and Conditions for the MoneyBack Program apply. For details, please visit https://www.moneyback.com.hk/setting/tnc.
  18. In the event of any discrepancy between the English and Chinese versions of these terms & conditions, the English version shall prevail.

“Reward 1” Terms and Conditions:

  1. Unless otherwise specified, Reward 1 only applies to Cardholders of Citi Credit Cards issued by Citibank ("Eligible Cards") who are also members of MoneyBack Program (as defined in Clause 16) ("Cardholders"). Watsons may reject an Eligible Card if its payment system cannot handle the Eligible Card type. Please contact Watsons for details.
  2. Cardholders can earn extra MoneyBack Points upon making a Single Net Transaction (defined in Clause 21) of HK$,500 or above at Watsons eStore with Eligible Cards during the Promotion Period, details are as follows.
    Single Net Transaction of HK$500 or above at Watsons eStore Extra MoneyBack Points entitled Maximum extra MoneyBack Points entitled in total during the entire Promotion Period
    1st time 2,500 8,500
    2nd time 2,500
    3rd time 3,500
    Eligible Transactions made through Principal and Supplementary cards under the same Eligible Card Account will be combined. Each principal Cardholder (includes all Eligible Cards and supplementary cards under the same principal Cardholder name) (based on the unique Hong Kong Identity Card/ Passport number per Citibank’s record) can enjoy a maximum of extra 8,500 MoneyBack Points during the entire Promotion Period.
  3. A "Single Net Transaction" applies to the final amount of a single transaction after deduction of all applicable discounts, reductions and value of cash vouchers. Other transactions, including but not limited to shipping fees and purchase of cash vouchers, or unposted/ cancelled/ refunded/ falsified/ unauthorized transactions are excluded. The offer is not applicable to the purchase of Infant Baby Milk Powder (Stage 1), all Surgical Masks, or deducting the delivery fee. Reward is bonded by Watsons eStore Terms & Conditions (http: //www.watsons. com.hk/termsConditions).

“Reward 2” Terms and Conditions:

  1. Unless otherwise specified, Reward 2 only applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Designated Cards") who are also members of MoneyBack Program (as defined in Clause 16) ("Cardholders").
  2. Cardholders are required to make a transaction with Designated Cards and subsequently make a successful Citi Pay with Points redemption of HK$200 or above at Watsons eStore during the Promotion Period to earn extra MoneyBack Points, details are as follows.
    Successfully make a Pay with Points Redemption of HK$200 or above at Watsons eStore Extra MoneyBack Points entitled Maximum extra MoneyBack Points entitled in total during the entire Promotion Period
    1st time 3,000 10,000
    2nd time 3,000
    3rd time 4,000
    Each Cardholder will be entitled to receive a maximum of extra 10,000 MoneyBack Points during the entire Promotion Period.
  3. The Reward 2 can be enjoyed in conjunction with Reward 1.
  4. Citi Pay with Points is governed by “Pay with Points – Merchants’ Online Platforms Service” Terms and Conditions. Please refer to citibank.hk/pwp for details.

“Citi Points Conversion to MoneyBack Points - Earn Up to Extra 6,000 MoneyBack Points” Terms and Conditions

  1. Unless otherwise specified, the promotion period is from July 1, 2020 to August 31, 2020, both dates inclusive (“Promotion Period”).
  2. Unless otherwise specified, the promotion applies to Principal Cardholders of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards") who are also members of MoneyBack Program (as defined in Clause 6) ("Cardholders").
  3. During the Promotion Period, the first 4,000 Cardholders, who successfully make a minimum 25,000 Citi Points Conversion to 5,000 MoneyBack Points via MoneyBack’s official website (www.moneyback.com.hk) or MoneyBack App (“Redemption”) (“Eligible Cardholders”), are entitled to receive extra 3,000 MoneyBack Points each time (“Offer”). Each Eligible Cardholder is entitled to enjoy Offer twice during the entire Promotion Period and can earn a maximum of extra 6,000 MoneyBack Points in total.
    Successfully make a minimum 25,000 Citi Points Conversion to 5,000 MoneyBack Points via MoneyBack’s official website or MoneyBack App (“Redemption”) Extra MoneyBack Points entitled under an Offer Extra MoneyBack Points entitled in total during the entire Promotion Period (i.e. maximum 2 Offers)
    3,000 6,000
  4. Redemption is subject to “Citi Points Conversion to MoneyBack Points” Terms and Conditions.
  5. Citibank and A. S. Watson MoneyBack (HK) Limited (“MoneyBack-HK”) will determine the eligibility of Cardholders to enjoy the Offer based on Citibank and MoneyBack’s records. If Cardholders are confirmed to be qualified for the Offer after verification by Citibank and MoneyBack-HK at their sole and absolute discretion, the corresponding MoneyBack Points of the Offer will be automatically credited to the Cardholders’ MoneyBack membership accounts on or before October 31, 2020 by MoneyBack-HK. Citibank shall not be responsible for any matters in relation to the fulfillment arrangement of the Offer. For disputes, please contact MoneyBack-HK.
  6. The MoneyBack Program is a customer loyalty program operated by A. S. Watson Group.
  7. Unless otherwise specified, Terms and Conditions for the MoneyBack Program apply. For details, please visit https://www.moneyback.com.hk/setting/tnc.
  8. In the event of any discrepancy between the English and Chinese versions of these Terms & Conditions, the English version shall prevail.

“Citi Points Conversion to MoneyBack Points” Terms and Conditions

  1. Citi Points Conversion to MoneyBack Points Service (“Service”) applies to Principal Cardholders ("Cardholders") of Citi Classic Card, Citi Gold Card, Citi Rewards Card (except Citi Rewards UnionPay Card), Citi PremierMiles Card, Citi Prestige Card and Citi Ultima Card issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards").
  2. This Service is applicable to Cardholders’ Citi Points Conversion to MoneyBack Points (“Redemption”) via MoneyBack’s official website or mobile application (“Online Platform”).
  3. To enjoy this Service, Cardholders must verify their identity by providing the last 4 digits of their Eligible Cards and their mobile numbers registered with MoneyBack (which must be the same as the registered mobile numbers with Citibank) to receive a One-Time Password, and the identity verification will be confirmed upon the One-Time Password being correctly entered. Cardholders can select the Citi Points amount to convert to MoneyBack Points and complete the Redemption under the Service.
  4. Citibank is not responsible for any failure to submit and/or process any Redemption arising from Cardholders’ exit, voluntarily or involuntarily, during any of the steps illustrated under Clause 3, including but not limited to network disconnection, technical device malfunction or any delay, interruption or disruption of MoneyBack’s Online Platform or system.
  5. Each Cardholder can only perform Redemption once per day. The minimum and maximum MoneyBack Points that can be converted under each Redemption are 5,000 and 50,000 respectively (subject to the Cardholder’s available Citi Points in the Eligible Card account).
  6. The amount of Citi Points redeemed will be deducted from the Cardholder’s Eligible Card account.
  7. The redemption rate may vary by credit card types and may change from time to time. The exact Citi points required for Redemption are based on the redemption rate displayed at the MoneyBack Online Platform at the time of redemption.
  8. Cardholders must promptly update Citibank of any change to their mobile number. Such updated mobile number must be the same as the registered mobile number with MoneyBack in order to enjoy the Service. Citibank shall not be liable to any Cardholders or anyone else for any losses or damages arising from the Service.
  9. Once the Redemption is confirmed, it is irreversible and it cannot be cancelled, returned, exchanged or traded for cash or other promotion.
  10. Unless otherwise specified, Terms and Conditions of the Citi ThankYouSM Rewards Program apply. For details, please visit https://www.citirewards.com/cms/sites/globalrewards-hk-eng/terms-and-conditions.page.
  11. In the event of any discrepancy between the English and Chinese versions of these Terms & Conditions, the English version shall prevail.

To borrow or not to borrow? Borrow only if you can repay!

Not a Citi Credit Cardholder?

Apply now and experience a world of rewards.