Ever thought your everyday payments like Insurance and rent could get you closer to your dream destination? With Citi Prestige / PremierMiles / Rewards Credit Card, you can settle bills using Citi PayAll while earning credit card points.
Citi PayAll new user can now earn up to 10,500 bonus miles^ during the promotion period. Your next getaway can happen faster than you think!
Register now via Get More on the Citi Mobile® App, and pay all your bills with Citi PayAll to fly out sooner!
Pay Bills,
Earn Miles and Take Off!
Promotion Period:
From now to August 14, 2025
Successfully register and make payments of designated amounts using Citi PayAll in the following phases to earn up to 7,500 bonus miles^.
New user can receive up to an extra 3,000 bonus miles^.
Accumulated payment amount per phase Entitled miles^ per phase Entitled bonus miles^ for new user per phase
Tier 1 HK$10,000 - HK$34,999 1,000 500
Tier 2 HK$35,000 or above 2,500 1,000
Earn up to 7,500 bonus miles^ during the promotion period.
New user can earn up to an extra 3,000 bonus miles^!
Phases in which eligible user complete eligible Citi PayAll transactions Eligible Citi PayAll transactions completed in below dates will be considered for the promotion
(based on the payment due date)
Phase 1 From April 15 to May 14, 2025
Phase 2 From May 15 to June 14, 2025
Phase 3 From June 15 to July 14, 2025
Phase 4 From July 15 to August 14, 2025
With the above limited-time bonus miles — on top of your basic credit card rewards — You can shorten the wait to your next adventure!
Example:
Settle your payments using Citi PayAll with an accumulated amount of HK$35,000 or more per phase for 3 phases
Citi Prestige Card# Total Rewards for new user:
28,000 miles^
(Existing user: 25,000miles^)
Jet off to Bali and soak up the sun and sea
Citi PremierMiles Card# Total Rewards for new user:
23,625 miles^
(Existing user: 20,625miles^)
Fly to Shanghai or Singapore
It’s entirely your choice
Citi Rewards Card# Total Rewards for new user:
17,500 miles^
(Existing user: 14,500miles^)
Say hello to Taipei for a quick getaway
Can’t wait for your next trip?
Register via Get More on the Citi Mobile® App now!

Remarks

  • #
    A service fee of HK$200 will be charged for each redemption of Citi Reward Credit Card points, with a minimum redemption unit of 18,000 points. The service fee does not apply to Citi Prestige Credit Card and Citi PremierMiles Credit Card.
  • ^
    The mileage earned will first be rewarded in the form Citi ThankYouSM Rewards Points, and the total rewards illustrated is inclusive of the credit card basic reward and the Extra Miles rewarded under this program. Terms and Conditions prevail under ‘Citi ThankYouSM Rewards’. For details on the promotion reward points and equivalent miles calculation method, please refer to the promotion terms and conditions.
  • "New user" refer to eligible customers who have not made any Citi PayAll transaction during the period between December 1, 2021 and April 14, 2025 (“New User”).
  • Eligible Citi PayAll transactions only include transactions where registered users choose to pay service fees (eligible Citi PayAll transactions) and are completed during the promotional period (based on the payment due date).
Settle Assorted Payments Effortlessly with Citi PayAll
With Citi PayAll, you can settle expenses across a wide range of eligible payment categories, and even send money to designated payees’ bank accounts. Conducting bill payments and fund transfers has never been easier!

Insurance

Insurance premium payments

Tax

Income Tax, Property Tax, other Tax to IRD

Rent

Rent and Rental Deposits

Renovation Fee

Renovation and Repairs

Electricity, water & gas bills

Utility bills

Education Expenses

Major kindergartens, primary, secondary schools and universities
For recurring payments,schedule your payment 4 days in advance and never miss a payment
Assume your payment due date is May 30, you will have to set up the payment in Citi Mobile® App 4 days in advance:
May 27 Set up payment May 28Deduct payment amounts from your credit card May 30Successful transfer and payment
Looking for a more flexible way to settle your large expenses?
You can apply for Citi PayLite / Citi Flexibill^ through Citi Mobile® App on bills from designated PayAll payment categories*, including Tax, Insurance, etc. Repayment plans can be up to 48 months and you can earn extra rewards!
LEARN MORE

Remarks

*Citi PayLite / Citi FlexiBill Installment Program are only applicable to bills from designated payment categories, including Tax, Insurance, Utility/ Telecom, Education, Property Management and Government Bills, in Citi PayAll. Please note that Citi PayLite / Citi FlexiBill Installment Program is not applicable to payments to designated individual payees in Citi PayAll.

^The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.
FAQs - Citi PayAll
Citi PayAll is as easily as making bank transfer via your mobile!
Whenever the time, wherever you are, just a few clicks to start using Citi PayAll on the Citi Mobile® App

User Case 1

John

• 28 years old • Engaged, no kids • Computer Analyst • Just bought a new property

Item Expense Points Earned
Wedding Expenses HK$80,000 120,000
Renovation Fee HK$50,000 75,000
Management fee HK$2,000 3,000

• The calculation is based on the assumption that all transactions are made with Citi PremierMiles Card, cardholders of Citi PremierMiles Card will be awarded 12 Points per HK$8 local transaction posted.
• Purpose of Payment options (for example: Rent, Tuition Fees, Management Fees and Monthly Car Park Fees) in Citi PayAll are for reference only, and will not affect the payment setup.

User Case 2

Beth

• 32 years old • Married, no kids • White Collar, work in Central • Own a car

Item Expense Points Earned
Car Park Rental HK$5,000 7,500
Home Renovation Fee HK$30,000 45,000
Personal Trainer Fee HK$5,000 7,500

• The calculation is based on the assumption that all transactions are made with Citi PremierMiles Card, cardholders of Citi PremierMiles Card will be awarded 12 Points per HK$8 local transaction posted.
• Purpose of Payment options (for example: Rent, Tuition Fees, Management Fees and Monthly Car Park Fees) in Citi PayAll are for reference only, and will not affect the payment setup.

User Case 3s

Linda

• 40 years old • Hire a domestic helper • Professional • Rent a property• Rent a property

Item Expense Points Earned
Home Rental HK$25,000 37,500
Domestic helper’s service fees HK$5,000 7,500
Tuition fee for kids HK$20,000 30,000

• The calculation is based on the assumption that all transactions are made with Citi PremierMiles Card, cardholders of Citi PremierMiles Card will be awarded 12 Points per HK$8 local transaction posted.
• Purpose of Payment options (for example: Rent, Tuition Fees, Management Fees and Monthly Car Park Fees) in Citi PayAll are for reference only, and will not affect the payment setup.

Not a Citi Credit Cardholder?
Apply now and experience a world of rewards.

 

 

“Earn Extra Miles with Citi PayAll (April 15, 2025 – August 14, 2025)” Terms and Conditions

  1. The Promotion Period is valid from April 15, 2025 to August 14, 2025, both dates inclusive ("Promotion Period"). For payments through Citi PayAll service, eligibility for the offer is based on Payment Due Date. For future dated, monthly and weekly payments, Payment Due Date must be at least 4 Business days (Monday to Friday, except public holidays, Saturday and Sunday) (“Business Days”) after the date of payment setup. For instant Payment, the Payment Due Date is the same as Payment Setup Date. Capitalized terms and expressions used in these Terms and Conditions shall have the same respective meanings as defined in the Citi PayAll Service Terms and Conditions unless the context requires
  2. This Promotion is applicable to selected cardholders who receive the promotional email, SMS, Citi Mobile® App Push Notification or Get More Banner for this Promotion in Citi Mobile® App and have made Registration pursuant to Clause 5 below (“Eligible Cardholders”). Eligible Cardholders must use their Citi Prestige Card, Citi PremierMiles Card, or Citi Rewards Card (Visa & Mastercard) issued by Citibank (Hong Kong) Limited ("Citibank") ("Eligible Cards") to settle payments. Citi PayAll is not applicable to Citi Rewards UnionPay Card.
  3. The Promotion for New User with additional top up bonus referred to in Clause 9 below is applicable to Eligible Cardholders of Eligible Cards who have not made any Citi PayAll transaction during the period between December 1, 2021 and April 14, 2025 (“New User”).
  4. Citibank will not accept any liability in relation to any loss of rewards / payment delay incurred due to an incorrect information being provided by the Eligible Cardholder.
  5. To be eligible, Eligible Cardholders are required to make a successful one-time registration via Citi Mobile App® “Get More” page during the Promotion Period (“Registration”) in order to participate in this Promotion. Each Eligible Cardholder is required to register once only. Registration with a supplementary card is not accepted.
  6. If Eligible Cardholders choose to pay Citi PayAll service fee (“Service Fee") for a new Citi PayAll payment setup, the fee will be reflected on “Review & Confirm” page upon payment setup, and it applies to all recurring payments thereafter under the same setup. Registered Cardholders can earn rewards on the relevant Eligible Card ("basic credit card rewards") subject to the relevant rewards program and extra Promotional Bonus Offer (“promotional bonus rewards”) subject to the terms and conditions under this Promotion for the Citi PayAll transactions with Service Fee. If Eligible Cardholders choose to enjoy zero Service Fee, no basic credit card rewards nor promotional bonus reward nor additional top up bonus for New Users from this Promotion will be earned from the respective transaction.
  7. Citi ThankYouSM Rewards Terms and Conditions apply for all Points related offers. For details, please visit: hk/citirewards
  8. Eligible Citi PayAll transactions referred to in these Terms and Conditions include only Citi PayAll transactions in respect of which Eligible Cardholders opt to pay Service Fee (“Eligible Citi PayAll Transactions”), and set up and complete the payment setup within the Promotion Period. For avoidance of doubt, please refer to the table below to understand dates for the phases used to calculate relevant payment requirements:
  9. Phases of Eligible Citi PayAll Transactions

    Eligible Citi PayAll Transactions made in the below period (both dates inclusive) will be considered for this Promotion

    (based on Payment Due Date)

    Phase 1

    April 15th to May 14th

    Phase 2

    May 15th to June14th

    Phase 3

    June 15th to July 14th

    Phase 4

    July 15th to August 14th

     

  10. Within Promotion Period, Eligible Cardholders must meet the corresponding Eligible Citi PayAll Transaction thresholds (as outlined in the chart below) to qualify for promotional bonus rewards. For each Eligible Cardholder, maximum three phases (defined in clause 8) of Eligible Citi PayAll transactions during the Promotion period will be considered, and may earn promotional bonus reward up to a maximum of 90,000 points (Citi Prestige Card & Citi PremierMiles Card) / 112,500 points (Citi Rewards Card (Visa & Mastercard)). New User may earn additional top up bonus points up to a maximum 36,000 points (Citi Prestige Card & Citi PremierMiles Card) / 45,000 points (Citi Rewards Card (Visa & Mastercard)).
  11. For details, please refer to below table:

    Eligible Cards

    Citi Prestige Card

    Citi PremierMiles Card

    Citi Rewards Card1

    Points Conversion Rate

    12 Points = 1 mile

    12 Points = 1 mile

    15 Points = 1 mile

    Eligible Citi PayAll Transaction Threshold Requirement per Phase

    Tier 1: $10,000 - HK$34,999

    Tier 2: HK$35,000 or above

    Promotional bonus rewards for

    Existing PayAll user per Phase

    Tier 1: 12000 points

    (1000 miles)

    Tier 2: 30000 points

    (2500 miles)

    Tier 1: 12000 points

    (1000 miles)

    Tier 2: 30000 points

    (2500 miles)

    Tier 1: 15000 points

    (1000 miles)

    Tier 2: 37500 points

     (2500 miles)

    Additional Top up Bonus Points for New User per Phase

    Tier 1: 6000 points

    (500 miles)

    Tier 2: 12000 points

    (1000 miles)

    Tier 1: 6000 points

    (500 miles)

    Tier 2: 12000 points

    (1000 miles)

    Tier 1: 7500 points

    (500 miles)

    Tier 2: 15000 points

    (1000 miles)

    1 For Citi Rewards Card a handling fee of HK$200 will be charged per Points Transfer redemption with a minimum conversion unit of 18,000 Points for each redemption of Points Transfer. The handling fee does not apply to Citi Prestige Card and Citi PremierMiles Card.

     

    Illustrative Examples:

    Accumulated Eligible Citi PayAll Transactions of HK$35,000 per Phase for 3 Phases

    Eligible Cards

    Citi Prestige Card

    Citi PremierMiles Card

    Citi Rewards Card

    Rewards Earn Rate

    HK$6 = 12 points

    HK$8 = 12 points

    HK$1 = 1 points

    Basic Points awarded

    210,000 points

    157,500 points

    105,000 points

    Bonus Points awarded

    90,000 points

    90,000 points

    112,500 points

    Total Points awarded (Existing Users)

    300,000 points

    (25,000 miles)

    247,500 points

    (20,625 miles)

    217,500 points

    (14,500 miles)

    Additional Top Up Bonus Points awarded (New Users)

    36,000 points

    (3,000 miles)

    36,000 points

    (3,000 miles)

    45,000 points

    (3,000 miles)

    Total Points awarded (New Users)

    336,000 points

    (28,000 miles)

    283,500 points

    (23,625 miles)

    262,500 points

    (17,500 miles)

    Redeemable round trip ticket destination (as defined in Clause 10)

    Tokyo / Bali

    Shanghai / Singapore

    Taipei

     

  12. The calculation of required Asia Miles to redeem for round trip tickets is based on the below table. Reward flight redemption with Asia Miles or miles are subject to availability. Taxes, fees and carrier charges apply. The mileage information is as of April 10, 2025 and is subject to changes in the respective mileage program.
  13. Destination

    Required Asia Miles

    (Starting from April 15, 2025)

    Taipei or Kaohsiung

    14,000

    Shanghai / Singapore

    18,000

    Tokyo / Bali

    26,000

     

  14. For future dated, monthly and weekly payments, Citi Credit Card will be charged and debited (with handling fee, if any) at least two Business Days prior to the Payment Due Date. In case the payment due date is a public holiday, Saturday or Sunday, the Payment Charged Date will be three Business Days prior to the payment Due date. For instant Payment, Citi Credit Card will be charged on the same day instead, and the Payment Charged Date will be the date of the instant Payment. For the respective “Purpose of Payment” under “Pay to Designated Merchants”, transaction made through PayAll after 3:30 pm (Hong Kong time) on Monday to Friday, or anytime on Saturday, Sunday and Public Holiday will be handled on next Business Day. Cardholders are responsible for making sure their credit limit is sufficient for the Payment. Each purpose of payment may subject to a monthly cap, please refer to citibank.hk/payall for details.
  15. Any unposted, cancelled or reversed Citi PayAll transactions will not be eligible for any rewards or offers under this promotion.
  16. If the payment is rejected by third parties other than Citibank, original payment (with handling Service Fee, if any) will be refunded to transacted credit card on the next Business Day after the Payment Due Date.
  17. Citi PayAll Service Terms and Conditions apply. In case of any breach of Citi PayAll Service Terms and Conditions or any abuse of Citi PayAll service, including the circumstances of sending money to Cardholder's own accounts or to recipients who have not provided Cardholders with goods or services, Cardholders will not be entitled to any rewards or offers under this Promotion. Cardholders undertake to provide information, receipt or other documentary proof at any time as Citibank may require showing that a Payment is not a breach of Citi PayAll Service Terms and Conditions nor an abuse of Citi PayAll service. All documents submitted to Citibank will not be returned.
  18. Cardholders who have registered during the Promotion Period and subsequently have their respective Eligible Card(s) replaced, renewed (Inclusive of renewal from Visa Card to a Mastercard), report lost / stolen, all the eligible transactions made on the corresponding newly issued Eligible Card due to the aforementioned scenarios will be automatically combined with the eligible transactions made with the original Eligible Card, with no additional registration required.
  19. Citibank will determine the eligibility of Cardholders to participate in this promotion as well as Eligible PayAll Transactions based on Citibank's record and at the sole and absolute discretion of Citibank. If transactions are confirmed to be qualified for the Promotion after verification by Citibank at its sole and absolute discretion, the corresponding bonus points / rebate will be automatically credited to the last Citi PayAll transacted Eligible Card account (or the corresponding newly issued Eligible Card as referred to Clause 15) and shown in the monthly statement on or before November 30, 2025.
  20. Eligible Cardholders’ Eligible Card accounts must be valid and with good credit record during the Promotion Period and at the time of receiving the bonus points/rebate in order to be eligible to receive any bonus points/rebate otherwise Citibank reserves the right to forfeit the Bonus points/rebate without prior notice.
  21. In case of any fraud/abuse/reversal or cancellation of transactions in respect of which the bonus points/rebate was awarded, Citibank reserves the right to debit the amount from the same or other Citi Credit Card account(s) without prior notice.
  22. Citibank reserves the right to amend these terms and conditions or withdraw or terminate this promotion at its discretion without prior notice and Citibank accepts no liability for such amendment, withdrawal or termination. All matters and disputes are subject to the final decision of Citibank.
  23. In the event of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail. If there is any discrepancy between the promotional materials and these terms and conditions, these terms and conditions shall apply and prevail.
  24. No person other than eligible Cardholders and Citibank will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of these terms and conditions.
  25. These terms and conditions are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

 

To borrow or not to borrow? Borrow only if you can repay!