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Citi Mobile® App
Revolutionizes current Credit Card Payment experiences
Flexible choices are right in your hand!
Do you have only one way to pay off your credit card?
Citi Mobile®App revolutionizes current credit card payment experiences, and gives you options instead! Citi offers you Pay with Points for small spending, while FlexiPay Installment for large spending! With Citi as part of your digital life everywhere you go, you can enjoy so many more choices and flexible financial management!
Pay with Points
for Small Spending
FlexiPay Installment
for Large Spending
After transaction, just a few steps to offset your designated transactions with your points via Citi Mobile®App . You can also choose to offset partial or whole transaction which all under your controls for all spending!
Offset spending with your points:
4 Simple steps to offset your transactions with Points
-
1
Login to the Citi Mobile® App, select credit card and click transaction
-
2
Select the transaction to offset
-
3
Choose the preferred amount to pay with points
-
4
If you want to continue and offset more transactions, you can click on "Pay more transaction with Points" on the confirmation screen, you can offset up to 5 transactions in one go
Citi gives you the flexibility to settle your eligible transactions or repay your credit card balance with flexible repayment options1,2 through the Citi Mobile®App.
Enjoy free cash flow by settling your spending with flexible installments in your hand!
FlexiPay - PayLite
FlexiPay - FlexiBill
FlexiPay - PayLite
Want to split your purchases in installments? PayLite is here for you!
Split your big purchases
Logon to Citi Mobile® App, select credit card and click “Transaction”,
click on “Statement amount“ icon to settle transactions by installments.
Then click “Convert to installments” to confirm.
Convert to installments
From just HK$213.33/month
From just HK$213.33/month
(The screenshots serve as a reference only)
Bundle multiple purchases
Logon to Citi Mobile® App, select credit card and click “Transaction”,
click on “
“ icon to
select multiple transactions for installment.
Then click “Convert to installments” to confirm.
“ icon to
select multiple transactions for installment.
Then click “Convert to installments” to confirm.
Convert to installments
HK$213.33/month (for 24 months)
HK$213.33/month (for 24 months)
(The screenshots serve as a reference only)
FlexiPay - FlexiBill
Want to settle your statement balance by installments? FlexiBill is here for you!
Settle your statement balance by installments
Logon to Citi Mobile® App, select credit card and click “Statement amount”,
click “Statement amount” to settle statement by installments.
Convert to installments
From just HK$213.33/month
From just HK$213.33/month
(The screenshots serve as a reference only)
Want to check your own transactions anytime,
anywhere? Forgotten your password?
Checking through Citi Mobile®App is just that easy!
Check your own transaction?
Forgotten your password?
Check your own transaction?
Forgotten your password?
Click below to explore the functions of Citi Mobile® App!
Learn moreRemarks:
- Options of 3/6/12/18/24/30/36/42/48/54/60-month repayment periods are available for “PayLite” Installment Loan. Options of 6/12/18/24/30/36/42/48/54/60-month repayment periods are available for “FlexiBill” Installment Loan. Loan tenor of 54 & 60 months are only applicable for approved loan amounts of HK$80,000 and/or above.
- a. Application of the Program in relation to any individual transaction made by Citibank Credit Card must be made 3 business days after the transaction is made or posted to the Citi Credit Card account (the "Account"), whichever is later, and must be made 2 business days before the billing date of the transaction, or
b. Application of the Program in relation to the current Statement Balance or a portion of the current Statement Balance of Citibank Credit Card must be made 2 business days before the Payment Due Date of the current Statement.
c. Application of the Program in relation to any individual transaction made with Citibank banking account/ATM/Debit Card must be made within 3 days of the relevant transaction. The following transactions are not valid for this Program: balance transfer, interest-free hire purchase, “Quick Cash” Installment Program, auto-pay, cash advance, casino chips, traveler's checks, all fees and charges (e.g. annual fee, finance charges, late charge), and any transaction that has been subject to cancellation, charge-back, returned. The following Citibank banking account/ATM/Debit Card transactions are not valid for this Program: Purchasing insurance or investment products, gambling, loan and card payments, down payments for auto and home purchases, fund transfer to other accounts under your Citibank banking account.
To borrow or not to borrow?
Borrow only if you can repay!
Borrow only if you can repay!
The installments from the Citi Credit Card “FlexiBill” Installment Program and Citi Credit Card “PayLite” Installment Program are billed to the Citi Credit Card account monthly similar to a normal retail purchase and are subject to usual finance charge if you pay/ had paid less than the statement balance indicated on your current or previous monthly statements of account on or before the payment due date. For details, please refer to Terms and Conditions for Citi Credit Card "FlexiBill" Installment Program and Citi Credit Card "PayLite" Installment Program.