| TERMS AND CONDITIONS | Download Here |
| Citi Credit Card Agreement | Download Here |
| Citi UnionPay Credit Card Agreement | Download Here |
| Citi Octopus Credit Card Agreement | Download Here |
| Citi HKTVmall Card Agreement | Download Here |
| Citi The Club Credit Card Agreement | Download Here |
| Octopus Automatic Add Value Agreement/ Conditions of Issue of Octopus |
Download Here |
| Terms and Conditions of Merchant Installment Plan | Download Here |
| Notice of Amendment to Terms and Conditions for Citi Credit Card Agreement Terms and Conditions and Key Facts Statements | Download Here |
| Notice of Amendments to the Terms and Conditions relating to Citi Credit Cards Promotions or Rewards Programs | Download Here |
| Notice of Amendments to “Citi The Club Credit Card Clubpoints Rebate Program” Terms and Conditions | Download Here |
| Notice of Amendments to the Citi Credit Card Key Facts Statement and Terms and Conditions | Download Here |
| Notice of Amendment to Terms and Conditions for Personal Loan | Download Here |
| Terms and Conditions for Citibank Personal Loan | Download Here |
| Notice of Amendment to Terms and Conditions for Ready Credit | Download Here |
| Terms & Conditions for Ready Credit | Download Here |
| Policy Statement relating to the Personal Data (Privacy) Ordinance | Download Here |
| Terms and Conditions for e-Cheque Deposit Services | Download Here |
| Terms and Conditions for FPS Services | Download Here |
| Key Facts Statement for Citi Credit Card | Download Here |
| Notice of Amendments to the Citi Credit Card Key Facts Statement and Terms and Conditions | Download Here |
| Key Facts Statement for “Quick Cash” Installment Program | Download Here |
| Key Facts Statement for “FlexiBIll”/ “PayLite” Installment Program | Download Here |
| Notice of Amendment to Key Facts Statement for Citi Personal Loan | Download Here |
| Key Facts Statement for Citibank Personal Loan | Download Here |
| Key Facts Statement for Ready Credit | Download Here |
| Key Facts Statement for Foreign Currency Leveraged Investment | Download Here |
| Key Facts Statement for Treasury Plus | Download Here |
| Key Facts Statement for Foreign Exchange Margin Trading | Download Here |
| Key Facts Statement for Investment Plus | Download Here |
| Key Facts Statement for Portfolio Power – Overdraft | Download Here |
| Key Facts Statement for Portfolio Power – Secured by Insurance | Download Here |
| Key Facts Statement for Premium Financing – Secured by Insurance (Principal + Interest Option) | Download Here |
| Key Facts Statement for Premium Financing – Secured by Insurance (Interest Only Option) | Download Here |
| Key Facts Statement for Mortgage Loan | Download Here |
| Key Facts Statement for Gold Manager (CHKL) | Download Here |
| Key Facts Statement for Gold Manager (CBNA) | Download Here |
| Information Sheet for Gold Premium Investment | Download Here |
| Important Facts for Premium Account | Download Here |
| Best Execution Policy Client Disclosure | Download Here |