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How do I apply for a mortgage?
After submitting the Online Enquiry, our Mortgage Sales Manager will help guide you to complete a mortgage application form and submit required documents to us. We will arrange for a valuation of the property before we prepare your mortgage terms by assessing the valuation result and your repayment ability.
If your mortgage is approved, we will proceed to:
After signing necessary contracts, the solicitor firm will notify us. We will then pass the mortgaged amount to the solicitor firm to complete the transaction. We will provide a copy of the repayment schedule to you that will include loan details such as monthly installment, interest and outstanding balance.
What documents do I need for applying for a mortgage?
What is the highest loan amount I can borrow?
On a conventional mortgage, you can borrow up to 60% of the property's value as per the guideline from HKMA (Hong Kong Monetary Authority). You can borrow up to 90% of the property's value if you qualify for the Mortgage Insurance Program.
How do I apply for a mortgage?
After submitting the Online Enquiry, our Mortgage Specialist will help guide you to complete a mortgage application form and submit required documents to us. We will arrange for a valuation of the property before we prepare your mortgage terms by assessing the valuation result and your repayment ability.
If your mortgage is approved, we will proceed to:
After signing necessary contracts, the solicitor firm will notify us. We will then pass the mortgaged amount to the solicitor firm to complete the transaction. We will provide a copy of the repayment schedule to you that will include loan details such as monthly installment, interest and outstanding balance.
What documents do I need for applying for a mortgage?