Mobile Account Opening

Save your time to branch and open your Citigold account via mobile
Apply via mobile
Join Citigold to enjoy up to 4.7% time deposit rate and up to HK$41,600 rewards

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Citigold Promotions

Welcome Offer Journey

Enjoy a Preferential HKD Time Deposit Rates

The above time deposit rate is only applicable to 3 month HKD time deposit.

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Open a Citigold + Citi NextGen Account

New Funds Offer up to HK$23,300

Deposit new funds to enjoy up to HK$23,300 Cash Rebate
New Funds Amount Cash Rebate
≥ HK$5,000,000 HK$23,300
≥ HK$4,000,000 HK$15,500
≥ HK$2,500,000 HK$11,500
≥ HK$1,800,000 HK$7,500
≥ HK$1,500,000 HK$6,500

Product Balance Offer up to HK$20,000

Product Balance Offer
Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$20,000 Cash Rebate
Designated Product Balance^ Cash Rebate
≥ HK$5,000,000 HK$20,000
≥ HK$2,500,000 HK$12,000
≥ HK$1,500,000 HK$6,000
≥ HK$650,000 HK$2,600

Anniversary Award up to HK$1,800

Anniversary Award
Maintain a designated amount of “Average Daily Combined Balance” in the first 12 consecutive months of the banking relationship to enjoy the below offer.
Total Stock Net Value^ Cash Rebate
≥ HK$5,000,000 HK$10,000
≥ HK$3,000,000 HK$3,000
≥ HK$1,000,000 HK$1,000
≥ HK$500,000 HK$500
Mobile Account Opening Offer
Complete remote account opening to earn HK$500@ Cash Rebate

New Citi NextGen Account Welcome Offer HK$500

Open a Citi NextGen Account for your child to get HK$500 Apple Store Gift Card

New clients can enjoy up to HK$23,300 Cash Rebate for New Funds Offer, up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. New clients will be entitled to HK$500 Apple store gift card for successful opening of Citi NextGen Account. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
^Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.
#Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
@Client must fulfill New-Funds Offer requirements to entitle HK$500 Remote Account Opening Offer.

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Open a Citigold Account

New Funds Offer up to HK$16,000

Deposit new funds to enjoy up to HK$16,000 Cash Rebate
New Funds Amount Cash Rebate
≥ HK$5,000,000 HK$16,000
≥ HK$2,500,000 HK$10,000
≥ HK$1,500,000 HK$5,000

Engagement Offer HK$1,000

Engagement Offer
Complete the following to enjoy HK$1,000 cash rebate

1. Login to Citi Mobile® App at least once; and
2. Enable Push notification; and
3. Complete Investment Risk Profile Questionnaire; and
4. Activate debit card

Product Balance Offer up to HK$20,000

Product Balance Offer
Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$20,000 Cash Rebate
Designated Product Balance^ Cash Rebate
≥ HK$5,000,000 HK$20,000
≥ HK$2,500,000 HK$12,000
≥ HK$1,500,000 HK$6,000
≥ HK$500,000 HK$2,600

Mortgage Offer HK$4,000

Mortgage Offer
New Citigold clients who successfully draw down a mortgage loan will enjoy HK$4,000 cash rebate

Anniversary Award HK$800

Anniversary Award
Maintain a designated amount of “Average Daily Combined Balance” in the first 12 consecutive months of the banking relationship to enjoy the below offer.
Average Daily Combined Balance Cash Rebate
≥ HK$1,500,000 HK$800

New Citi NextGen Account Welcome Offer HK$300

Open a Citi NextGen Account for your child to get HK$300 cash rebate

All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
^Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.

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Open a Citigold + designated credit card

New Funds Offer up to 2-round trip business class to Europe

Deposit new funds to enjoy up to 4,032,000 Points (can redeem 2-round trip business class to Europe)
New Funds Amount Cash Rebate+ Can Redeem*
≥ HK$5,000,000 4,032,000 Points 2-round trip Business class to Europe
≥ HK$4,000,000 2,784,000 Points 2-round trip Business class to Australia
≥ HK$2,500,000 1,536,000 Points 2-round trip Business class to Japan/Korea
≥ HK$1,800,000 1,296,000 Points 2-round trip Economic class to Europe
≥ HK$1,500,000 1,200,000 Points 4-round trip Economy class to Japan/Korea

Other Offers up to HK$25,500

Product Balance Offer
Maintain designated investment products, life insurance plans and mortgage to enjoy up to HK$15,000 Cash Rebate
Designated Product Balance^ Cash Rebate
≥ HK$2,000,000 HK$15,000
≥ HK$1,500,000 HK$11,500
≥ HK$650,000 HK$6,500
≥ HK$200,000 HK$2,000
Stock Transfer-in Offer
Transfer in a designated amount of HK/US/SH/SZ stocks to enjoy up to HK$10,000 Cash Rebate
Total Stock Net Value^ Cash Rebate
≥ HK$5,000,000 HK$10,000
≥ HK$3,000,000 HK$3,000
≥ HK$1,000,000 HK$1,000
≥ HK$500,000 HK$500
Mobile Account Opening Offer
Complete remote account opening to earn HK$500@ Cash Rebate

To borrow or not to borrow? Borrow only if you can repay!

New Citigold clients who apply designated credit cards at the same time can enjoy up to 4,032,000 points for New Funds Offer to redeem 2 sets of round-trip business class tickets to Europe. And new clients can enjoy up to HK$15,000 Cash Rebate for Product Balance Offer and up to HK$10,000 Cash Rebate for Stock Transfer-in Offer. New clients must fulfill the requirements of New Funds Offer in order to enjoy HK$500 Cash Rebate Remote Account Opening Offer. All welcome offers are not applicable to U.S. citizens, except deposit interest rate. Investment involves risks. T&C apply.
* Dased on Designated Travel Loyalty Program Flight Award chart as of January 1, 2023.
^ Designated products include Mutual Funds, Bonds, Structured Products, AIA Life Insurance Plans, Refundable Insurance Plans and mortgage loan.
# Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.
@ Client must fulfill New-Funds Offer requirements to entitle HK$500 Remote Account Opening Offer.

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Citi Global Wealth Management provides you one stop solution with investment, mortgage and protection plan to build wealth with stability.
Citigold advisor analysing the market levels on his tablet

Trusted Advisory

Your dedicated Relationship Manager has been trained at Citi | Wharton Global Wealth Institute and is backed by a team of specialists (Investment, Insurance, Treasury, Mortgage) to provide you with insights, analysis and investment strategies.

Given a lower ratio of relationship managers to customers than that in the market, you will receive extra dedicated service. You can even schedule a video- conference session with your Relationship Manager and Investment Specialist for a remote portfolio review via Citi Live Chat. They will share market information with you via your screen-sharing function, helping to build your wealth portfolio without meeting in person.

 
Parents explaining their kid about Citi Next Gen Account

Next Generation

We exclusively tailor Citi NextGen Account to give your children aged 11-17 an early head-start on independent financial management and pave the way for their future.

  • Powers your children’s independence through an account under your child’s name
  • Turns on Parental Protection via Citi Mobile® App to set daily limits for debit card purchases or withdrawals
  • Provides easy-to-understand financial information to equip children with financial knowledge
  • Transfers money from your own account to the child’s account, including foreign currency to facilitate their overseas spending when they travel abroad

Find Out More
A tablet enabled with Citigold Advisory tool

Advisory Tool

The Citigold Total Wealth Advisor (TWA) is our latest goal-based, financial advisory tool which enables you to set, review and manage all your investment plans in one place. TWA provides a real-time picture of your financial situation and global investments, and analyses how your portfolio value changes over time and the likelihood of achieving your life goals.

 
Skyscrapers

Global Insight

Shop online or spend overseas with your Citigold Debit Mastercard® and pay zero foreign transaction or conversion fees. Plus, lock-in favorable FX rates on multiple currencies. Get access to the latest market insights and webinars, helping you to understand market trends and capture opportunities.



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Other Exclusive Offers

Refer your friends now

Sharing can bring you happiness, along with exciting rewards. Successfully refer your friends and relatives to open designated accounts and earn fabulous cash rewards.

Citigold Private Client

Referral Requirements Reward
For the 1st successful referral HK$8,888
Cash Rebate for each referral
For the 2nd successful referrals and onwards HK$10,888
Cash Rebate for each referral

Citigold

Referral Requirements Reward
For each successful Citigold referral HK$2,088
Cash Rebate for each referral
For each successful bundled Citigold and
Citi NextGen Account referral		 HK$2,888
Cash Rebate for each referral

FX Offer

Foreign Exchange Offer

Enjoy 0% spread for every successful FX transactions via Citi Mobile® App within the first 3 calendar months from account opening*

*The exchange rate/pricing indicated in the Citi Mobile® App for any particular currency pair generally includes all-inclusive profit margin/ spread of Citibank (Hong Kong) Limited (The “Bank”) for the Eligible Transactions. The spread will be charged upfront and subsequently rebated to customer's debit account within 3 months after the Eligible Offer Period. FX trading involves risks and rates may go up or down. Terms and Conditions apply.

Stocks / Mutual Fund Transfer-in Offer

Successfully transfer in a designated amount of HK/US/SH/SZ stocks or mutual funds to enjoy offer as below:

Total Stock Net Value Cash Rebate#
≥ HK$5,000,000 HK$10,000
≥ HK$3,000,000 HK$3,000
≥ HK$1,000,000 HK$1,000
≥ HK$500,000 HK$500

#Cash Rebate amount will be determined by the total stock transfer-in value net of the total stock transfer-out value ("Total Stock Net Value") during the promotion period. The stock value is based on the multiple of the closing stock price on the last trading day of the corresponding successful transfer-in month and number of shares.



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Learn More about the banking privileges of Citigold

Account Opening Process >

Terms and Conditions >

Important Disclaimer >

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Open a Citigold to enjoy up to HK$42,100 Cash Rebate